Spencer County, KY

County

2024 Population

20,193

US Senator

Mitch McConnell

Republican Party

US Senator

Rand Paul

Republican Party

2024 Median Age

42.9

0.924% 1-year decrease

2024 Poverty Rate

9.84%

33.3% 1-year increase

2024 Median Household Income

$102,618

4.36% 1-year growth

2024 Median Property Value

$330,000

10.9% 1-year growth

Population & Diversity

Spencer County, KY is home to a population of 20.2k people, from which 99.6% are citizens.

As of 2024, 0.708% of Spencer County, KY residents were born outside of the country (143 people).

In 2024, there were 36.4 times more White (Non-Hispanic) residents (18.7k people) in Spencer County, KY than any other race or ethnicity. There were 513 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 296 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

99.6%

2024 Citizenship

99.6%

2023 Citizenship

As of 2024, 99.6% of Spencer County, KY residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Spencer County, KY was 99.6%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Spencer County, KY compared to that of it's neighboring and parent geographies.

Diversity

Race and Ethnicity

The 3 largest ethnic groups in Spencer County, KY

White (Non-Hispanic)
18.7k ± 149
Two Races Excluding Other, & Three or More Races (Non-Hispanic)
513 ± 104
Two Races Including Other (Hispanic)
296 ± 145

2.67%

Hispanic Population

539 people

2.67% of the people in Spencer County, KY are hispanic (539 people).

The following chart shows the 8 races represented in Spencer County, KY as a share of the total population.

Global Diversity

The PUMS dataset is not available at the County level, so we are showing data for Kentucky.

Most Common Origin

Mexico
34,417 ± 4,537 people
Cuba
21,613 ± 3,601 people
India
11,987 ± 2,684 people

In 2024, the most common birthplace for the foreign-born residents of Kentucky was Mexico, the natal country of 34,417 Kentucky residents, followed by Cuba with 21,613 and India with 11,987.

Foreign-Born Population

0.708%

2024 Foreign-Born Population

143 people

0.87%

2023 Foreign-Born Population

173 people

As of 2024, 0.708% of Spencer County, KY residents (143 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Spencer County, KY was 0.87%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in Spencer County, KY compared to that of it's neighboring and parent geographies.

Military

Veterans

Most Common Service Period

Gulf War (1990s)
324 ± 121
Gulf War (2001-)
321 ± 143
Vietnam
292 ± 106

Spencer County, KY has a large population of military personnel who served in Gulf War (1990s), 1.01 times greater than any other conflict.

The chart shows the distribution of veterans by conflict in Spencer County, KY.

Health

96.1% of the population of Spencer County, KY has health coverage, with 56.4% on employee plans, 14.3% on Medicaid, 12.5% on Medicare, 11.1% on non-group plans, and 1.81% on military or VA plans.

Primary care physicians in Spencer County, KY see 3,319 patients per year on average, which represents a 0% change from the previous year (3,319 patients). Compare this to dentists who see 4041 patients per year, and mental health providers who see 5133 patients per year.

By gender, of the total number of insured persons, 50.7% were men and 49.3% were women.

Coverage

Patient to Clinician Ratios

3,319 to 1

Patient to Primary Care Physician Ratio in Spencer County, KY

Primary care physicians in Spencer County, KY see an average of 3,319 patients per year. This represents a 0% change from the previous year (3,319 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Spencer County, KY in comparison to its neighboring geographies.

Location of Health Services Facilities

Health Service Type

Top 5 Health Facilities Servicing the Greatest Number of Addresses

Health Practice Name
12345 Community Center Dr., Hayward, CA 94540 Census Tract # 4001
Health Practice Name
12345 Community Center Dr., Hayward, CA 94540 Census Tract # 4002
Health Practice Name
12345 Community Center Dr., Hayward, CA 94540 Census Tract # 4003

Health Care Diversity

In 2024, insured persons according to age ranges were distributed in 24% under 18 years, 16.1% between 18 and 34 years, 44.7% between 35 and 64 years, and 15.1% over 64 years.

By gender, of the total number of insured persons, 50.7% were men and 49.3% were women.

The following chart shows the number of people with health coverage by gender.

Uninsured People

3.87%

Uninsured

56.4%

Employer Coverage

14.3%

Medicaid

12.5%

Medicare

11.1%

Non-Group

1.81%

Military or VA

Between 2023 and 2024, the percent of uninsured citizens in Spencer County, KY declined by 13.5% from 4.48% to 3.87%.

The following chart shows how the percent of uninsured individuals in Spencer County, KY changed over time compared with the percent of individuals enrolled in various types of health insurance.

Health Indicators

Health Outcomes

Indicator

In 2025, the average number of mentally unhealthy days reported in past 30 days (age-adjusted) was 5.01 in Spencer County, KY.

The graphic shows the trend of the indicator in Spencer County, KY.

Health Behaviors

Indicator

In 2025, the percentage of the adult population (age 18 and older) that reports a body mass index (BMI) greater than or equal to 30 kg/m2 (age-adjusted) was 36.9% in Spencer County, KY.

The graphic shows the trend of the indicator in Spencer County, KY.

Clinical Care

Indicator

In 2025, the percentage of population under age 65 without health insurance was 5.39% in Spencer County, KY.

The graphic shows the trend of the indicator in Spencer County, KY.

Economy

The economy of Spencer County, KY employs 9.8k people. In 2024, the largest industries in Spencer County, KY were Manufacturing (1,796 people), Health Care & Social Assistance (1,171 people), and Educational Services (1,056 people), and the highest paying industries were Utilities ($93,980), Wholesale Trade ($85,385), and Finance & Insurance ($83,500).

Employment

Occupations

9.8k

2024 Value

± 759

1.69%

1 Year growth

± 10.9%

From 2023 to 2024, employment in Spencer County, KY grew at a rate of 1.69%, from 9.64k employees to 9.8k employees.

The most common job groups, by number of people living in Spencer County, KY, are Sales & Related Occupations (1,070 people), Office & Administrative Support Occupations (1,009 people), and Production Occupations (903 people). This chart illustrates the share breakdown of the primary jobs held by residents of Spencer County, KY.

Unemployment Insurance Claims

Data is only available at the state level. Showing data for Kentucky.

This chart shows weekly unemployment insurance claims in Kentucky (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

Industries

Employment by Industries

9.8k

2024 Value

± 759

1.69%

1 Year growth

± 10.9%

From 2023 to 2024, employment in Spencer County, KY grew at a rate of 1.69%, from 9.64k employees to 9.8k employees.

The most common employment sectors for those who live in Spencer County, KY, are Manufacturing (1,796 people), Health Care & Social Assistance (1,171 people), and Educational Services (1,056 people). This chart shows the share breakdown of the primary industries for residents of Spencer County, KY, though some of these residents may live in Spencer County, KY and work somewhere else. Census data is tagged to a residential address, not a work address.

Median Earnings by Industry

$63,360

Median earning men ± $5,977

$47,066

Median earning women ± $4,001

The industries with the best median earnings for men in 2024 are Educational Services, & Health Care & Social Assistance ($88,056), Manufacturing ($80,920), and Transportation & Warehousing, & Utilities ($75,313).

The industries with the best median earnings for women in 2024 are Finance & Insurance, & Real Estate & Rental & Leasing ($90,428), Public Administration ($88,056), and Transportation & Warehousing, & Utilities ($65,909).

Employment by Industry Sector

Data is only available at the state level. Showing data for Kentucky.

Y-Axis

2.51%

Year-over-year growth

Employment change between February 2022 and February 2023

As of February 2023, there are 1.98M people employed in Kentucky. This represents a 2.51% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 14.4%.

The following chart shows monthly employment numbers for each industry sector in Kentucky.

Establishments by Size

The industries with the most establishments

40
Construction
26
Other Services (except Public Administration)
16
Administrative and Support and Waste Management and Remediation Services

The visualization shows the distribution of establishments by industry and by size according to the number of employees.

The visualization shows the number of establishments and its share across establishment sizes.

Payroll by Industry Sector

The industries with the highest total annual payroll

$10.6k
Construction
$6.97k
Health Care and Social Assistance
$5.19k
Retail Trade

The chart shows the total annual payroll and the average annual payroll by industry.

Housing & Living

The median property value in Spencer County, KY was $330,000 in 2024, which is 0.992 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $297,600 to $330,000, a 10.9% increase. The homeownership rate in Spencer County, KY is 87.9%, which is higher than the national average of 65.2%.

People in Spencer County, KY have an average commute time of 32.7 minutes, and they drove alone to work. Car ownership in Spencer County, KY is approximately the same as the national average, with an average of 2 cars per household.

In 2025, 8.35% of the population was living with severe housing problems in Spencer County, KY. From 2014 to 2025, the indicator grew 0.0454%.

Housing

Property

$330,000

Median Property Value 2024

±$11,906

$6,427

Median Property Taxes

±$573

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Spencer County, KY the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Spencer County, KY compared to it's parent and neighbor geographies.

Rent vs Own

87.9%

Homeownership

2024

64.3%

Homeowners with Mortgage

2024

In 2024, 87.9% of the housing units in Spencer County, KY were occupied by their owner. This percentage grew from the previous year's rate of 86.6%.

This chart shows the percentage of owner in Spencer County, KY compared it's parent and neighboring geographies.

Equity

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$102,618

Median Household Income

± $12,041

7.31k

Number of Households

± 610

In 2024, the median household income of the 7.31k households in Spencer County, KY grew to $102,618 from the previous year's value of $98,333.

The following chart displays the households in Spencer County, KY distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $150k - $200k range.

Wage Distribution

The closest comparable wage GINI for Spencer County, KY is from Kentucky.

0.446

2024 Wage GINI in Kentucky

0.449

2023 Wage GINI in Kentucky

In 2024, the income inequality in Kentucky was 0.446 according to the GINI calculation of the wage distribution. Income inequality had a 0.585% decline from 2023 to 2024, which means that wage distribution grew somewhat more even. The GINI for Kentucky was lower than than the national average of 0.474. In other words, wages are distributed more evenly in Kentucky in comparison to the national average.

This chart shows the number of workers in Kentucky across various wage buckets compared to the national average.

Transportation

Commuter Transportation

Most Common Commute in 2024

Drove Alone (79.8%)
Worked At Home (13.3%)
Carpooled (4.93%)

In 2024, 79.8% of workers in Spencer County, KY drove alone to work, followed by those who worked at home (13.3%) and those who carpooled to work (4.93%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

Commute Time

32.7 minutes

Average Travel Time

Using averages, employees in Spencer County, KY have a longer commute time (32.7 minutes) than the normal US worker (26.4 minutes). Additionally, 1.48% of the workforce in Spencer County, KY have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Spencer County, KY compares to that of it's neighboring and parent geographies.

Car Ownership

2 cars

Average Number

The following chart displays the households in Spencer County, KY distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Spencer County, KY have 2 cars.

Poverty

Severe Housing Problems

In 2025, 8.35% of the population was living with severe housing problems in Spencer County, KY. From 2014 to 2025, the indicator grew 0.0454%.

The graph shows the trend of the percentage of the population living with severe housing problems.

Poverty & Diversity

9.84% of the population for whom poverty status is determined in Spencer County, KY (1.98k out of 20.1k people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Females 18 - 24, followed by Males 55 - 64 and then Females < 5.

The most common racial or ethnic group living below the poverty line in Spencer County, KY is White, followed by Two Or More and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

Children in Poverty

In 2025, 7.9% of the children was living in poverty in Spencer County, KY. From 2014 to 2025, the indicator declined 6.1%.

The graph shows the trend of the percentage of the children living in poverty.

Social Needs

Data only available at the state level.

Most prevalent states

California
35,798 individuals
New York
5,087 individuals

In 2017, California had the highest estimated number of chronically homeless individuals in the nation, at 35,798, followed by New York (5,087).

The following map shows the estimated number of chronically homeless individuals by state over multiple years.

Security

Crimes & Accidents

Indicator

In 2022, the number of reported violent crimes offenses per 100,000 population was 44.7 in Spencer County, KY. From 2014 to 2022, the indicator grew 10.3% per 100,000 population.

The graph shows the trend in the number of reported violent crimes offenses per 100,000 population.

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