South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS

Public Use Microdata Area (PUMA)

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2022 Population
178,215
0.362% 1-year growth
US Senator
Roger Wicker
Republican Party
US Senator
Cindy Hyde-Smith
Republican Party
2022 Median Age
35.9
0.829% 1-year decrease
2022 Poverty Rate
20.5%
3.03% 1-year decrease
2022 Median Household Income
$54,132
7.65% 1-year growth
2022 Median Property Value
$160,500
8.45% 1-year growth
2022 Employed Population
75,006
1.72% 1-year growth

About

In 2022, South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS had a population of 178k people with a median age of 35.9 and a median household income of $54,132. Between 2021 and 2022 the population of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS grew from 177,573 to 178,215, a 0.362% increase and its median household income grew from $50,284 to $54,132, a 7.65% increase.

The 5 largest ethnic groups in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS are White (Non-Hispanic) (64.7%), Black or African American (Non-Hispanic) (28.5%), Two+ (Non-Hispanic) (2.29%), White (Hispanic) (1.51%), and Two+ (Hispanic) (1.09%).

3.36% of the households in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

98.8% of the residents in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS are U.S. citizens.

The largest universities in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS are University of Southern Mississippi (3,768 degrees awarded in 2022), William Carey University (1,451 degrees), and Unlimited Cosmetology School (33 degrees).

In 2022, the median property value in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was $160,500, and the homeownership rate was 64.8%.

Most people in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS drove alone to work, and the average commute time was 25.3 minutes. The average car ownership in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was 2 cars per household.

Population & Diversity

South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS is home to a population of 178k people, from which 98.8% are citizens. As of 2022, 2.03% of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS residents were born outside of the country (3.61k people).

In 2022, there were 2.27 times more White (Non-Hispanic) residents (115k people) in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS than any other race or ethnicity. There were 50.8k Black or African American (Non-Hispanic) and 4.07k Two+ (Non-Hispanic) residents, the second and third most common ethnic groups.

The most common non-English languages spoken as the primary langauge in households in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS are Spanish (3,221 households), Chinese (Incl. Mandarin, Cantonese) (509 households), and Vietnamese (467 households).

Residents by Gender and Age

RACE/ETHNICITY
93,032
Women
52.2%
85,069
Men
47.8%

The resident population of United States in 2022 was 178,101 inhabitants, with 47.8% men, and 52.2% women.

The visualization shows the distribution of the residents by gender and age in the United States.

With the upper buttons you can add a filter by race.

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Citizenship

98.8%
2022 Citizenship
98.7%
2021 Citizenship

As of 2022, 98.8% of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS residents were US citizens, which is higher than the national average of 93.5%. In 2021, the percentage of US citizens in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was 98.7%, meaning that the rate of citizenship has been increasing.

The following chart shows US citizenship percentages in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

The 3 largest ethnic groups in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS
  1. White (Non-Hispanic)
    115k ± 299
  2. Black or African American (Non-Hispanic)
    50.8k ± 730
  3. Two+ (Non-Hispanic)
    4.07k ± 697
3.21%
Hispanic Population
5.72k people

In 2022, there were 2.27 times more White (Non-Hispanic) residents (115k people) in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS than any other race or ethnicity. There were 50.8k Black or African American (Non-Hispanic) and 4.07k Two+ (Non-Hispanic) residents, the second and third most common ethnic groups.

3.21% of the people in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS are hispanic (5.72k people).

The following chart shows the 7 races represented in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS as a share of the total population.

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Global Diversity

Most Common Origin
  1. Mexico
    985 ± 768 people
  2. Vietnam
    279 ± 410 people
  3. China
    272 ± 405 people

In 2022, the most common birthplace for the foreign-born residents of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was Mexico, the natal country of 985 South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS residents, followed by Vietnam with 279 and China with 272.

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Foreign-Born Population

2.03%
2022 Foreign-Born Population
3.61k people
2.14%
2021 Foreign-Born Population
3.8k people

As of 2022, 2.03% of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS residents (3.61k people) were born outside of the United States, which is lower than the national average of 13.6%. In 2021, the percentage of foreign-born citizens in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was 2.14%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS compared to that of it's neighboring and parent geographies.

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Non-English Households

Most Common Non-English Languages
  1. Spanish
    3,221 households (1.92%)
  2. Chinese (Incl. Mandarin, Cantonese)
    509 households (0.304%)
  3. Vietnamese
    467 households (0.279%)

3.36% of the households in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS reported speaking a non-English language at home as their primary shared language, which is lower than the national average of 21.7%. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

In 2022, the most common non-English language spoken in households in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was Spanish. 1.92% of the households in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS reported speaking Spanish at home as the primary shared language between all members living in the household.

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Veterans

Most Common Service Period
  1. Vietnam
    3,230 ± 398
  2. Gulf War (2001-)
    2,631 ± 522
  3. Gulf War (1990s)
    1,835 ± 408

South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS has a large population of military personnel who served in Vietnam, 1.23 times greater than any other conflict.

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Economy

The economy of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS employs 75k people. The largest industries in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS are Restaurants & Food Services (6,427 people), Construction (4,943 people), and Elementary & secondary schools (3,999 people), and the highest paying industries are Lessors of real estate, and offices of real estate agents and brokers ($160,931), Plastics product manufacturing ($136,592), and Electric power generation, transmission & distribution ($132,866).

Males in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS have an average income that is 1.41 times higher than the average income of females, which is $47,980. The income inequality in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS (measured using the Gini index) is 0.496, which is higher than than the national average.

Workforce Diversity

Measure
RACE/ETHNICITY
35,541
Women
49.9%
35,667
Men
50.1%

The workforce of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS in 2020 was 71,208 people, with 49.9% woman, and 50.1% men.

The visualization shows the distribution of the workforce by gender and age in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS.

With the upper buttons you can see the distribution of the average salary and add a filter by race.

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Occupations

75k
2022 Value
1.72%
1 Year growth
± 1.72%

From 2021 to 2022, employment in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS grew at a rate of 1.72%, from 73.7k employees to 75k employees.

The most common job groups, by number of people living in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS, are Driver/sales workers & truck drivers (2,842 people), Cashiers (2,331 people), and Registered nurses (2,104 people). This chart illustrates the share breakdown of the primary jobs held by residents of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for false.

This chart shows weekly unemployment insurance claims in Mississippi (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Employment by Industries

75k
2022 Value
1.72%
1 Year growth
± 1.72%

From 2021 to 2022, employment in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS grew at a rate of 1.72%, from 73.7k employees to 75k employees.

The most common employment sectors for those who live in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS, are Restaurants & Food Services (6,427 people), Construction (4,943 people), and Elementary & secondary schools (3,999 people). This chart shows the share breakdown of the primary industries for residents of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS, though some of these residents may live in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$44,632
Median earning men ± $2,403
$27,842
Median earning women ± $1,213

The industries with the best median earnings for men in 2022 are Agriculture, Forestry, Fishing & Hunting, & Mining ($57,849), Transportation & Warehousing, & Utilities ($56,187), and Public Administration ($55,049).

The industries with the best median earnings for women in 2022 are Information ($59,423), Wholesale Trade ($41,035), and Transportation & Warehousing, & Utilities ($35,870).

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Employment by Industry Sector

Data is only available at the state level. Showing data for Louisiana.
Y-Axis
1.78%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 1.94M people employed in Louisiana. This represents a 1.78% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 14.4%.

The following chart shows monthly employment numbers for each industry sector in Louisiana.

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Civics

In the 2020 presidential election, the popular vote in Mississippi went to Donald J. Trump with 57.6% of the vote. The runner-up was Joseph R Biden Jr. (41.1%), followed by Jo Jorgensen (0.611%).

Roger Wicker and Cindy Hyde-Smith are the senators currently representing the state of Mississippi. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Mississippi is currently represented by 4 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

US Senators from Mississippi

Senatorial voting results are only available at the state level. Showing data for Mississippi.
Roger Wicker
Senator from Mississippi1
Assumed office on December 31, 2007
Appointed to the seat following the resignation of Trent Lott.
Cindy Hyde-Smith
Senator from Mississippi2
Assumed office on April 9, 2018
Appointed to the seat following the resignation of Thad Cochran.

Roger Wicker and Cindy Hyde-Smith are the senators currently representing Mississippi.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Mississippi over time, excluding special elections, colored by their political party.

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US Representatives from Mississippi

Mississippi is currently represented by 4 members in the U.S. house.

Members of the House of Representives are elected to 2-year terms, and the following chart shows the how the members for Mississippi have changed over time starting in 2008.

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Education

In 2022, universities in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS awarded 5,277 degrees. The student population of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS in 2022 is skewed towards women, with 6,570 male students and 12,685 female students.

Most students graduating from Universities in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS are White (3,422 and 66.2%), followed by Black or African American (1,286 and 24.9%), Hispanic or Latino (167 and 3.23%), and Asian (133 and 2.57%).

The largest universities in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS by number of degrees awarded are University of Southern Mississippi (3,768 and 71.4%), William Carey University (1,451 and 27.5%), and Unlimited Cosmetology School (33 and 0.625%).

The most popular majors in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS are Elementary Education & Teaching (381 and 7.22%), General Business Administration & Management (315 and 5.97%), and Registered Nursing (307 and 5.82%).

The median tuition costs in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS are $13,500 for private four year colleges, and $9,340 and $11,340 respectively, for public four year colleges for in-state students and out-of-state students.

Applicants, Admissions & Enrolled

University
Measure

In 2022 in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS, the percentage of applicants admitted was 96.4%, while the percentage of admitted who enrolled was 19.5%. The number of students enrolled in 2022 was 19,255 (34.1% men and 65.9% women).

The line chart  shows the evolution of the percentage of applicants admitted, admitted who enrolled or the number of students enrolled according to the option selected in the upper button.

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Enrollments by Gender and Races

Universities

In 2022 there were 19,255 students enrolled in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS, 34.1% men and 65.9% women.

By race, the largest number of students enrolled was concentrated in White with 11,268 records, of which 65% were women and 35% men.

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Concentrations

Most Common
  1. 337 degrees awarded
  2. 294 degrees awarded
  3. 211 degrees awarded

In 2022, the most common concentation for Bachelors Degree recipients in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was Elementary Education & Teaching with 337 degrees awarded.

This visualization illustrates the percentage of students graduating with a Bachelors Degree from schools in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS according to their major.

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Universities

Gender
Race
Largest Universities by degrees awarded
  1. 3,768 degrees awarded
  2. 1,451 degrees awarded
  3. 33 degrees awarded

In 2022, the institution with the largest number of graduating students was University of Southern Mississippi with 3,768 degrees awarded.

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Student Diversity

University

In 2022, 1,664 men were awarded degrees from institutions in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS, which is 0.461 times less than the 3,613 female students who received degrees in the same year.

In 2022 the most common race/ethnicity group awarded degrees at institutions was White students. These 3,422 degrees mean that there were 2.66 times more degrees awarded to White students then the next closest race/ethnicity group, Black or African American, with 1,286 degrees awarded.

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Awarded Degrees over Time

The graph shows the evolution of awarded degrees by degrees. Under the paragraphs, the average number of awarded degrees by university in each degree is shown.

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Average Net Price by Sector

Universities

Private not-for-profit, 4-year or above ($13,500) is the sector with the highest median state tuition in 2022.

Private not-for-profit, 4-year or above ($1,185) is the sector with the highest median state fee in 2022.

Private not-for-profit, 4-year or above ($1,900) is the sector with the highest average net price of books and supplies.

The graph shows the average net price by sector and year.

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Educational Pyramid

Measure

In 2022, 1.06% of men over 25 years of age had not completed any academic degree (no schooling), while 0.485% of women were in the same situation.

This visualization shows the gender distribution of the population according to the academic level reached.

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Educational Attainment

Race

The most common educational levels obtained by the working population of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS in 2022 were High School or Equivalent (39.8k), Some college (33.2k), and Secondary Education (20.8k).

This visualization illustrates the percentage distribution of the population according to the highest educational level reached. You can filter the data by race by using the selector above.

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Housing & Living

The median property value in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was $160,500 in 2022, which is 0.569 times smaller than the national average of $281,900. Between 2021 and 2022 the median property value increased from $148,000 to $160,500, a 8.45% increase. The homeownership rate in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS is 64.8%, which is approximately the same as the national average of 64.8%.

People in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS have an average commute time of 25.3 minutes, and they drove alone to work. Car ownership in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS is approximately the same as the national average, with an average of 2 cars per household.

Median household income in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS is $54,132. In 2022, the PUMA with the highest Median Household Income in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was North Delta Region--DeSoto County--Southaven City PUMA, MS with a value of $79,666, followed by Central Region--Rankin & Simpson Counties PUMA, MS and Central Region--Madison & Rankin Counties PUMA, MS, with respective values of $72,380 and $71,612.

Property

$160,500
Median Property Value 2022
±$5,021
$43,920
Median Property Taxes
±$1,661

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS the largest share of households pay taxes in the < $800 range.

The chart underneath the paragraph shows the property taxes in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS compared to it's parent and neighbor geographies.

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Rent vs Own

64.8%
Homeownership
2022
67.7%
Homeowners with Mortgage
2022

In 2022, 64.8% of the housing units in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS were occupied by their owner. This percentage declined from the previous year's rate of 65.4%.

This chart shows the percentage of owner in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS compared it's parent and neighboring geographies.

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Income by Location

Use the dropdown to filter by race/ethnicity.
Race/Ethnicity

In 2022, the PUMA with the highest Median Household Income (Total) in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was North Delta Region--DeSoto County--Southaven City PUMA, MS with a value of $79,666, followed by Central Region--Rankin & Simpson Counties PUMA, MS and Central Region--Madison & Rankin Counties PUMA, MS, with respective values of $72,380 and $71,612.

The following map shows all of the PUMAs in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS colored by their Median Household Income (Total).

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Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$54,132
Median Household Income
± $1,558
67.8k
Number of Households
± 2,264

In 2022, the median household income of the 67.8k households in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS grew to $54,132 from the previous year's value of $50,284.

The following chart displays the households in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Wage Distribution

0.496
2022 Wage GINI in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS
0.491
2021 Wage GINI in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS

In 2022, the income inequality in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was 0.496 according to the GINI calculation of the wage distribution. Income inequality had a 0.849% growth from 2021 to 2022, which means that wage distribution grew somewhat less even. The GINI for South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS was higher than than the national average of 0.478. In other words, wages are distributed less evenly in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS in comparison to the national average.

This chart shows the number of workers in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS across various wage buckets compared to the national average.

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Commuter Transportation

Most Common Commute in 2022
  1. Drove Alone (83.1%)
  2. Carpooled (8.4%)
  3. Other (4.33%)

In 2022, 83.1% of workers in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS drove alone to work, followed by those who carpooled to work (8.4%) and those who used some unspecified means to get work (4.33%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

25.3 minutes
Average Travel Time

Using averages, employees in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS have a shorter commute time (25.3 minutes) than the normal US worker (26.7 minutes). Additionally, 4.87% of the workforce in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS have 2 cars.

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Poverty & Diversity

20.5% of the population for whom poverty status is determined in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS (35.3k out of 172k people) live below the poverty line, a number that is higher than the national average of 12.5%. The largest demographic living in poverty are Females 18 - 24, followed by Females 25 - 34 and then Females 35 - 44.

The most common racial or ethnic group living below the poverty line in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS is Black, followed by White and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

87.4% of the population of South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS has health coverage, with 39.9% on employee plans, 20.1% on Medicaid, 10.7% on Medicare, 14% on non-group plans, and 2.62% on military or VA plans.

Primary care physicians in Mississippi see 1860 patients per year on average, which represents a 0% change from the previous year (1860 patients). Compare this to dentists who see 1989 patients per year, and mental health providers who see 502 patients per year.

Patient to Clinician Ratios

Data is only available at the state level. Showing data for Mississippi.
1,860 to 1
Patient to Primary Care Physician Ratio in Mississippi

Primary care physicians in Mississippi see an average of 1,860 patients per year. This represents a 0% change from the previous year (1,860 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Mississippi in comparison to its neighboring geographies.

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Health Care Diversity

In 2022, insured persons according to age ranges were distributed in 25.3% under 18 years, 23.9% between 18 and 34 years, 36.1% between 35 and 64 years, and 14.7% over 64 years.

By gender, of the total number of insured persons, 46.7% were men and 53.3% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

12.6%
Uninsured
39.9%
Employer Coverage
20.1%
Medicaid
10.7%
Medicare
14%
Non-Group
2.62%
Military or VA

Between 2021 and 2022, the percent of uninsured citizens in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS declined by 2.81% from 13% to 12.6%.

The following chart shows how the percent of uninsured individuals in South Region--Forrest, Lamar, Marion & Perry Counties PUMA, MS changed over time compared with the percent of individuals enrolled in various types of health insurance.

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