64% of the population for whom poverty status is determined in Cardiff, AL (80 out of 125 people) live below the poverty line, a number that is higher than the national average of 12.5%. The largest demographic living in poverty are Females 25 - 34, followed by Males 45 - 54 and then Females 55 - 64.

The most common racial or ethnic group living below the poverty line in Cardiff, AL is Black, followed by White and Native American.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.