Waterloo, IA

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Population

68,146

0.309% decline

Median Age

36.6


Median Household Income

$44,429

0.641% growth

Poverty Rate

17%


Number of Employees

32,953

1.63% growth

Median Property Value

$110,700

3.65% growth

About

In 2017, Waterloo, IA had a population of 68.1k people with a median age of 36.6 and a median household income of $44,429. Between 2016 and 2017 the population of Waterloo, IA declined from 68,357 to 68,146, a -0.309% decrease and its median household income grew from $44,146 to $44,429, a 0.641% increase.

The population of Waterloo, IA is 72.2% White Alone, 15.5% Black or African American Alone, and 6.33% Hispanic or Latino. 10.2% of the people in Waterloo, IA speak a non-English language, and 96.1% are U.S. citizens.

The largest universities in Waterloo, IA are Hawkeye Community College (1,287 degrees awarded in 2016), Allen College (235 degrees), and The Salon Professional Academy (14 degrees).

The median property value in Waterloo, IA is $110,700, and the homeownership rate is 62.3%. Most people in Waterloo, IA commute by Drove Alone, and the average commute time is 15.2 minutes. The average car ownership in Waterloo, IA is 2 cars per household.

Economy

The economy of Waterloo, IA employs 33k people. The largest industries in Waterloo, IA are Manufacturing (6,875 people), Health Care & Social Assistance (4,947 people), and Retail Trade (4,401 people), and the highest paying industries are Utilities ($61,917), Public Administration ($49,565), and Professional, Scientific, & Technical Services ($47,845).

Median household income in Waterloo, IA is $44,429. Males in Waterloo, IA have an average income that is 1.34 times higher than the average income of females, which is $44,006. The income inequality in Waterloo, IA (measured using the Gini index) is 0.443, which is lower than than the national average.

Wages

Median Household Income

$44,429

2017 value

± $1,958

0.641%

1 Year Growth

± 6.68%

Households in Waterloo, IA have a median annual income of $44,429, which is less than the median annual income of $60,336 across the entire United States. This is in comparison to a median income of $44,146 in 2016, which represents a 0.641% annual growth.

Look at the chart to see how the median household income in Waterloo, IA compares to that of it's neighboring and parent geographies.

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Wage by Gender in Common Jobs

The PUMS dataset is not available at the Place level, so we are showing data for Iowa.

$58,922

Average Male Salary

± $1,635

$44,006

Average Female Salary

± $1,197

In 2017, full-time male employees in Waterloo, IA made 1.34 times more than female employees.

This chart shows the gender-based wage disparity in the 5 most common occupations in Waterloo, IA by number of full-time employees.

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Wage by Race and Ethnicity in Common Jobs

The PUMS dataset is not available at the Place level, so we are showing data for Iowa.

Highest Average Salaries by Race & Ethnicity

  1. Asian

    $50,374 ± $7,648

  2. White

    $44,731 ± $967

  3. Black

    $32,234 ± $4,518

In 2017 the highest paid race/ethnicity of Waterloo, IA workers was Asian. These workers were paid 1.13 times more than White workers, who made the second highest salary of any race/ethnicity.

This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in Waterloo, IA by number of full-time employees.

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Wage Distribution

The closest comparable wage GINI for Waterloo, IA is from Iowa.

0.443

2017 Wage GINI

0.445

2016 Wage GINI

In 2017, the income inequality in Iowa was 0.443 according to the GINI calculation of the wage distribution. Income inequality had a 0.563% decline from 2016 to 2017, which means that wage distribution grew somewhat more even.

The 2017 the GINI for Iowa was lower than than the national average of 0.479. In other words, wages are distributed more evenly in Iowa in comparison to the national average.

This chart shows the number of workers in Iowa across various wage buckets compared to the national average.

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Income by Location

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Highest Median Household Income (Total)

  1. Census Tract 14

  2. Census Tract 29.01

  3. Census Tract 13.02

In 2017, the place with the highest Median Household Income (Total) in Waterloo, IA was Census Tract 14 with a value of $65,962, followed by Census Tract 29.01 and Census Tract 13.02, with respective values of $57,750 and $54,464.

The following map shows all of the places in Waterloo, IA colored by their Median Household Income (Total).

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Poverty by Age and Gender

Females 18 - 24

Largest Demographic Living in Poverty

17% of the population for whom poverty status is determined in Waterloo, IA (11.4k out of 67.3k people) live below the poverty line, a number that is higher than the national average of 13.4%. The largest demographic living in poverty are Females 18 - 24, followed by Females 25 - 34 and then Males 18 - 24.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Poverty by Race and Ethnicity

Largest Race or Ethnicity Living in Poverty

  1. White

    7,045 ± 565

  2. Black

    3,420 ± 357

  3. Hispanic

    811 ± 212

The most common racial or ethnic group living below the poverty line in Waterloo, IA is White, followed by Black and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Occupations

Employment by Occupations

33k

2017 Value

± 1,093

1.63%

1 Year growth

± 4.57%

From 2016 to 2017, employment in Waterloo, IA grew at a rate of 1.63%, from 32.4k employees to 33k employees.

The most common job groups, by number of people living in Waterloo, IA, are Production Occupations (4,727 people), Office & Administrative Support Occupations (4,364 people), and Sales & Related Occupations (3,159 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo, IA.

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Most Common

The most common jobs held by residents of Waterloo, IA, by number of employees, are Production Occupations (4,727 people), Office & Administrative Support Occupations (4,364 people), and Sales & Related Occupations (3,159 people).

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Most Specialized

Compared to other places, Waterloo, IA has an unusually high number of residents working as Production Occupations (2.47 times higher than expected), Material Moving Occupations (2.15 times), and Healthcare Support Occupations (1.38 times).

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Highest Paid

The highest paid jobs held by residents of Waterloo, IA, by median earnings, are Life, Physical, & Social Science Occupations ($65,625), Architecture & Engineering Occupations ($64,181), and Computer, Engineering, & Science Occupations ($61,835).

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Industries

Employment by Industries

33k

2017 Value

± 1,093

1.63%

1 Year growth

± 4.57%

From 2016 to 2017, employment in Waterloo, IA grew at a rate of 1.63%, from 32.4k employees to 33k employees.

The most common employment sectors for those who live in Waterloo, IA, are Manufacturing (6,875 people), Health Care & Social Assistance (4,947 people), and Retail Trade (4,401 people). This chart shows the share breakdown of the primary industries for residents of Waterloo, IA, though some of these residents may live in Waterloo, IA and work somewhere else. Census data is tagged to a residential address, not a work address.

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Most Common

The most common industries in Waterloo, IA, by number of employees, are Manufacturing (6,875 people), Health Care & Social Assistance (4,947 people), and Retail Trade (4,401 people).

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Most Specialized

Compared to other places, Waterloo, IA has an unusually high number of Manufacturing (2.06 times higher than expected), Administrative & Support & Waste Management Services (1.21 times), and Retail Trade (1.17 times) industries.

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Highest Paying

The highest paying industries in Waterloo, IA, by median earnings, are Utilities ($61,917), Public Administration ($49,565), and Professional, Scientific, & Technical Services ($47,845).

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Domestic Trade

Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from Iowa to other states, or from other states to Iowa.

Top Domestic Production in Dollars

  1. $24.8B

  2. $18.8B

  3. $18.2B

In 2015, the top outbound Iowa product (by dollars) was Cereal grains with $24.8B, followed by Machinery with $18.8B and Other ag prods. and $18.2B.

The following chart shows the share of these products in relation to all outbound Iowa products.

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Domestic Trade Growth

Showing data for Iowa state.

$245B

2015 Value

$363B

Projected 2045 Value

47.9% growth

In 2015, total outbound Iowa trade was $245B. This is expected to increase 47.9% to $363B by 2045.

The following chart shows how the domestic outbound Iowa trade is projected to change in comparison to its neighboring states.

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Interstate Trade

Interstate trade consists of products and services shipped from Iowa to other states, or from other states to Iowa.

Most Common Trade Partners

  1. $26.2B

  2. $16.1B

  3. $11.4B

In 2015, the top outbound Iowa domestic partner for goods and services (by dollars) was Illinois with $26.2B, followed by Minnesota with $16.1B and Nebraska and $11.4B.

The following map shows the amount of trade that Iowa shares with each state (excluding itself).

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Health

92.1% of the population of Waterloo, IA has health coverage, with 47.6% on employee plans, 21.1% on Medicaid, 12% on Medicare, 10.3% on non-group plans, and 1.13% on military or VA plans.

Per capita personal health care spending in the place of Waterloo, IA was $8,200 in 2014. This is a 5.05% increase from the previous year ($7,806).

Primary care physicians in Waterloo, IA see 1363 patients per year on average, which represents a 1.04% increase from the previous year (1349 patients). Compare this to dentists who see 1561 patients per year, and mental health providers who see 756 patients per year.

Comparing across all counties in the state, Appanoose County has the highest prevalence of diabetes (13.3%). Additionally, Union County has the highest prevalence of adult obesity (39.4%)

Patient to Clinician Ratios

Data is only available at the state level. Showing data for Iowa.

1,363 to 1

Patient to Primary Care Physician Ratio

Primary care physicians in Iowa see an average of 1,363 patients per year. This represents a 1.04% increase from the previous year (1,349 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Iowa in comparison to neighboring states.

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Behavioral Health Conditions

Data only available at the state level.

State with the Highest Prevalence

  1. 8.26% of the population affected

  2. 8.13% of the population affected

  3. 7.98% of the population affected

In 2016, West Virginia had the highest prevalence of adults with major depressive episode, with 8.26% of the population affected. The second highest is Arkansas (8.13%), followed by New Hampshire (7.98%).

The following map shows the percent of individuals with major depressive episode by state over multiple years.

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Access and Quality

Data only available at state level.

Most prevalent states

  1. 19.2% of adults

  2. 17.9% of adults

  3. 17.6% of adults

In 2016, Mississippi had the highest prevalence of adults who haven't seen a doctor in the past 12 months due to cost, at 19.2%. It is followed by Texas (17.9%) and Louisiana (17.6%).

The following map shows the prevalence of adults who haven't seen a doctor in the past 12 months due to cost by state over multiple years.

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Health Care Spending

Data is only available at the state level. Showing data for Iowa.

$8,200

Total Per Capita Spending on Personal Health Care 

$4,076

Per Enrollee Private Health Insurance Spending on Personal Health Care

$6,702

Per Enrollee Medicaid Spending on Personal Health Care

$9,317

Per Enrollee Medicare Spending on Personal Health Care

Between 2013 and 2014, all personal health care spending per capita in Iowa (including private, Medicare, and Medicaid) grew 5.05%, from $7,806 to $8,200.

The following chart shows how this spending changed over time in comparison to Medicaid, Medicare, and private insurance spending, per enrollee.

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Health Care Coverage

7.9%

Uninsured

47.6%

Employer Coverage

21.1%

Medicaid

12%

Medicare

10.3%

Non-Group

1.13%

Military or VA

Between 2016 and 2017, the percent of uninsured citizens in Waterloo, IA declined by 8.65% from 8.64% to 7.9%.

The following chart shows how the percent of uninsured individuals in Waterloo, IA changed over time compared with the percent of individuals enrolled in various types of health insurance.

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Health Risks

Data available at the county level.

Most at risk counties

  1. 13.3% prevalence

  2. 12.6% prevalence

  3. 12.1% prevalence

Appanoose County has the highest prevalence of diabetes in Iowa, at 13.3%.

The following map shows the prevalence of diabetes in Iowa by county over multiple years.

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Diversity

Waterloo, IA is home to a population of 68.1k people, from which 96.1% are citizens. As of 2017, 7.31% of Waterloo, IA residents were born outside of the country.

The ethnic composition of the population of Waterloo, IA is composed of 49.2k White Alone residents (72.2%), 10.5k Black or African American Alone residents (15.5%), 4.31k Hispanic or Latino residents (6.33%), 2.06k Two or More Races residents (3.03%), 1.44k Asian Alone residents (2.12%), 256 American Indian & Alaska Native Alone residents (0.376%), 253 Native Hawaiian & Other Pacific Islander Alone residents (0.371%), and 62 Some Other Race Alone residents (0.091%).

The most common foreign languages spoken in Waterloo, IA are Spanish or Spanish Creole (3,011 speakers), Serbo-Croatian (1,963 speakers), and Other Asian Languages (287 speakers).

Age

Age by Nativity

37

Median Native-Born Age

± 1

36

Median Foreign-Born Age

± 1.1

In 2017, the median age of all people in Waterloo, IA was 36.6. Native-born citizens, with a median age of 37, were generally older than than foreign-born citizens, with a median age of 36. But people in Waterloo, IA are getting getting older. In 2016, the average age of all Waterloo, IA residents was 37.

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Heritage

Foreign-Born Population

7.31%

2017 Foreign-Born Population

7.39%

2016 Foreign-Born Population

As of 2017, 7.31% of Waterloo, IA residents were born outside of the United States, which is lower than the national average of 13.7%. In 2016, the percentage of foreign-born citizens in Waterloo, IA was 7.39%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in Waterloo, IA compared to that of it's neighboring and parent geographies.

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Global Diversity

Most Common Origin

  1. Mexico

    41,844 ± 4,988 people

  2. China

    10,526 ± 2,515 people

  3. India

    10,455 ± 2,506 people

In 2017, the most common birthplace for the foreign-born residents of Waterloo, IA was Mexico, the natal country of 41,844 Waterloo, IA residents, followed by China with 10,526 and India with 10,455.

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Citizenship

96.1%

2017 Citizenship

96.3%

2016 Citizenship

As of 2017, 96.1% of Waterloo, IA residents were US citizens, which is higher than the national average of 93.1%. In 2016, the percentage of US citizens in Waterloo, IA was 96.3%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Waterloo, IA compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

Most Common

  1. White Alone

    49.2k ± 507

  2. Black or African American Alone

    10.5k ± 455

  3. Hispanic or Latino

    4.31k ± 635

In 2017, there were 4.67 times more White Alone residents (49.2k people) in Waterloo, IA than any other race or ethnicity. There were 10.5k Black or African American Alone and 4.31k Hispanic or Latino residents, the second and third most common racial or ethnic groups.

The following bar chart shows the 8 races and ethnicities represented in Waterloo, IA as a share of the total population.

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Non-English Speakers

Most Common Languages

  1. Spanish or Spanish Creole

    3,011 speakers (4.72%)

  2. Serbo-Croatian

    1,963 speakers (3.08%)

  3. Other Asian Languages

    287 speakers (0.45%)

10.2% of Waterloo, IA citizens are speakers of a non-English language, which is lower than the national average of 21.5%. In 2015, the most common non-English language spoken in Waterloo, IA was Spanish or Spanish Creole. 4.72% of the overall population of Waterloo, IA are native Spanish or Spanish Creole speakers. 3.08% speak Serbo-Croatian and 0.45% speak Spanish or Spanish Creole, the next two most common languages.

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Military

Veterans

Most Common Service Period

  1. Vietnam

    1,463 ± 180

  2. Gulf War (2001-)

    593 ± 141

  3. Gulf War (1990s)

    489 ± 121

Waterloo, IA has a large population of military personnel who served in Vietnam, 2.47 times greater than any other conflict.

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Education

In 2016, universities in Waterloo, IA awarded 1,536 degrees. The student population of Waterloo, IA is skewed towards women, with 2,548 male students and 3,627 female students.

Most students graduating from Universities in Waterloo, IA are White (1,370 and 89.3%), followed by Black or African American (72 and 4.69%), Hispanic or Latino (28 and 1.82%), and Asian (26 and 1.69%).

The largest universities in Waterloo, IA by number of degrees awarded are Hawkeye Community College (1,287 and 83.8%), Allen College (235 and 15.3%), and The Salon Professional Academy (14 and 0.911%).

The most popular majors in Waterloo, IA are Liberal Arts & Sciences (349 and 22.7%), Registered Nursing (197 and 12.8%), and Machine Tool Technology (87 and 5.66%).

The median tuition costs in Waterloo, IA are $16,464 for private four year colleges, and $N/A and $N/A respectively, for public four year colleges for in-state students and out-of-state students.

Concentrations

Most Common

  1. 39 degrees awarded

  2. 349 degrees awarded

  3. 60 degrees awarded

In 2015, the most common concentation for Associates Degree recipients in Waterloo, IA was Physical Therapy Technician with 39 degrees awarded.

This visualization illustrates the percentage of students graduating with a Associates Degree from schools in Waterloo, IA according to their major.

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Universities

Largest Universities by degrees awarded

  1. 1,287 degrees awarded

  2. 235 degrees awarded

  3. 14 degrees awarded

$N/A

Median In-State Public

$16,464

Median Private

In 2016, the Waterloo, IA institution with the largest number of graduating students was Hawkeye Community College with 1,287 degrees awarded.

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Student Gender for Common Institutions

624

Degrees Awarded to Men

912

Degrees Awarded to Women

In 2016, 624 men were awarded degrees from institutions in Waterloo, IA, which is 0.684 times less than the 912 female students who received degrees in the same year.

This chart displays the gender disparity between the institutions in Waterloo, IA by degrees awarded.

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Student Race and Ethnicity

Most Common Student Race or Ethnicity

  1. White

    1,370 degrees awarded

  2. Black or African American

    72 degrees awarded

  3. Hispanic or Latino

    28 degrees awarded

In 2016 the majority of degrees awarded at institutions in Waterloo, IA were to White students. These 1,370 degrees mean that there were 19 times more White students then the next closest race/ethnicity group, Black or African American, with 72 degrees awarded.

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Housing & Living

The median property value in Waterloo, IA was $110,700 in 2017, which is 0.509 times smaller than the national average of $217,600. Between 2016 and 2017 the median property value increased from $106,800 to $110,700, a 3.65% increase. The homeownership rate in Waterloo, IA is 62.3%, which is lower than the national average of 63.9%. People in Waterloo, IA have an average commute time of 15.2 minutes, and they commute by Drove Alone. Car ownership in Waterloo, IA is approximately the same as the national average, with an average of 2 cars per household.

Income

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$44,429

Median Household Income

± $1,958

28.5k

Number of Households

± 995

In 2017, the median household income of the 28.5k households in Waterloo, IA grew to $44,429 from the previous year's value of $44,146.

The following chart displays the households in Waterloo, IA distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Housing

Property Value

$110,700

2017 Median

± $3,344

$106,800

2016 Median

± $2,565

In 2017, the median property value in Waterloo, IA grew to to $110,700 from the previous year's value of $106,800.

The following charts display, first, the property values in Waterloo, IA compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In Waterloo, IA the largest share of households have a property value in the $100k - $125k range.

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Property Taxes

$800 - $1,499

Average Range

This chart shows the households in Waterloo, IA distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo, IA the largest share of households pay taxes in the $800 - $1,499 range.

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Rent vs Own

62.3%

2017 Homeownership

63.1%

2016 Homeownership

In 2017, 62.3% of the housing units in Waterloo, IA were occupied by their owner. This percentage declined from the previous year's rate of 63.1%.

This percentage of owner-occupation is lower than the national average of 63.9%. This chart shows the ownership percentage in Waterloo, IA compared it's parent and neighboring geographies.

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Transportation

Car Ownership

2 cars

Average Number

The following chart displays the households in Waterloo, IA distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo, IA have 2 cars, followed by 1 car.

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Commute Time

15.2 minutes

Average Travel Time

Using averages, employees in Waterloo, IA have a shorter commute time (15.2 minutes) than the normal US worker (25.1 minutes). Additionally, 1.54% of the workforce in Waterloo, IA have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo, IA compares to that of it's neighboring and parent geographies.

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Commuter Transportation

Most Common Method of Travel

  1. Drove Alone

    81.4%

  2. Carpooled

    11.8%

  3. Worked At Home

    2.34%

In 2017, the most common method of travel for workers in Waterloo, IA was Drove Alone, followed by those who Carpooled and those who Worked At Home.

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