Waterloo-Cedar Falls, IA

Metropolitan Statistical Area (MSA)

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2021 Population
168,595
0.303% 1-year decline
US Senator
Chuck Grassley
Republican Party
US Senator
Joni Ernst
Republican Party
2021 Median Age
36.5
0.275% 1-year increase
2021 Poverty Rate
13.1%
2.66% 1-year decrease
2021 Median Household Income
$61,632
4.47% 1-year growth
2021 Median Property Value
$157,900
3.68% 1-year growth
2021 Employed Population
86,164
1.38% 1-year decline

About

In 2021, Waterloo-Cedar Falls, IA had a population of 169k people with a median age of 36.5 and a median household income of $61,632. Between 2020 and 2021 the population of Waterloo-Cedar Falls, IA declined from 169,107 to 168,595, a −0.303% decrease and its median household income grew from $58,996 to $61,632, a 4.47% increase.

The 5 largest ethnic groups in Waterloo-Cedar Falls, IA are White (Non-Hispanic) (83%), Black or African American (Non-Hispanic) (7.52%), Two+ (Non-Hispanic) (2.69%), Asian (Non-Hispanic) (2.24%), and White (Hispanic) (2.07%).

None of the households in Waterloo-Cedar Falls, IA reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

96.8% of the residents in Waterloo-Cedar Falls, IA are U.S. citizens.

The largest universities in Waterloo-Cedar Falls, IA are University of Northern Iowa (3,013 degrees awarded in 2021), Hawkeye Community College (948 degrees), and Wartburg College (303 degrees).

In 2021, the median property value in Waterloo-Cedar Falls, IA was $157,900, and the homeownership rate was 69.3%.

Most people in Waterloo-Cedar Falls, IA drove alone to work, and the average commute time was 17.5 minutes. The average car ownership in Waterloo-Cedar Falls, IA was 2 cars per household.

Waterloo-Cedar Falls, IA borders Cedar Rapids, IA and Marshalltown, IA.

geosearchPopulation & Diversity

Waterloo-Cedar Falls, IA is home to a population of 169k people, from which 96.8% are citizens. As of 2021, 5.5% of Waterloo-Cedar Falls, IA residents were born outside of the country (9.27k people).

In 2021, there were 11.1 times more White (Non-Hispanic) residents (140k people) in Waterloo-Cedar Falls, IA than any other race or ethnicity. There were 12.7k Black or African American (Non-Hispanic) and 4.53k Two+ (Non-Hispanic) residents, the second and third most common ethnic groups.

Citizenship

96.8%
2021 Citizenship
96.6%
2020 Citizenship

As of 2021, 96.8% of Waterloo-Cedar Falls, IA residents were US citizens, which is higher than the national average of 93.4%. In 2020, the percentage of US citizens in Waterloo-Cedar Falls, IA was 96.6%, meaning that the rate of citizenship has been increasing.

The following chart shows US citizenship percentages in Waterloo-Cedar Falls, IA compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

The 3 largest ethnic groups in Waterloo-Cedar Falls, IA
  1. White (Non-Hispanic)
    140k ± 312
  2. Black or African American (Non-Hispanic)
    12.7k ± 468
  3. Two+ (Non-Hispanic)
    4.53k ± 663
4%
Hispanic Population
6.75k people

In 2021, there were 11.1 times more White (Non-Hispanic) residents (140k people) in Waterloo-Cedar Falls, IA than any other race or ethnicity. There were 12.7k Black or African American (Non-Hispanic) and 4.53k Two+ (Non-Hispanic) residents, the second and third most common ethnic groups.

4% of the people in Waterloo-Cedar Falls, IA are hispanic (6.75k people).

The following chart shows the 7 races represented in Waterloo-Cedar Falls, IA as a share of the total population.

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Global Diversity

The PUMS dataset is not available at the MSA level, so we are showing data for Iowa.
Most Common Origin
  1. Mexico
    41,634 ± 4,977 people
  2. India
    10,950 ± 2,565 people
  3. Vietnam
    8,674 ± 2,283 people

In 2021, the most common birthplace for the foreign-born residents of Iowa was Mexico, the natal country of 41,634 Iowa residents, followed by India with 10,950 and Vietnam with 8,674.

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Foreign-Born Population

5.5%
2021 Foreign-Born Population
9.27k people
5.57%
2020 Foreign-Born Population
9.42k people

As of 2021, 5.5% of Waterloo-Cedar Falls, IA residents (9.27k people) were born outside of the United States, which is lower than the national average of 13.6%. In 2020, the percentage of foreign-born citizens in Waterloo-Cedar Falls, IA was 5.57%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in Waterloo-Cedar Falls, IA compared to that of it's neighboring and parent geographies.

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Veterans

Most Common Service Period
  1. Vietnam
    3,435 ± 347
  2. Gulf War (2001-)
    1,198 ± 239
  3. Gulf War (1990s)
    1,029 ± 200

Waterloo-Cedar Falls, IA has a large population of military personnel who served in Vietnam, 2.87 times greater than any other conflict.

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briefcaseEconomy

The economy of Waterloo-Cedar Falls, IA employs 86.2k people. The largest industries in Waterloo-Cedar Falls, IA are Manufacturing (15,162 people), Health Care & Social Assistance (12,263 people), and Retail Trade (11,004 people), and the highest paying industries are Utilities ($82,500), Mining, Quarrying, & Oil & Gas Extraction ($63,807), and Public Administration ($58,734).

Males in Iowa have an average income that is 1.35 times higher than the average income of females, which is $50,335. The income inequality in Iowa (measured using the Gini index) is 0.439, which is lower than than the national average.

Occupations

86.2k
2021 Value
± 1,908
−1.38%
1 Year decline
± 3.18%

From 2020 to 2021, employment in Waterloo-Cedar Falls, IA declined at a rate of −1.38%, from 87.4k employees to 86.2k employees.

The most common job groups, by number of people living in Waterloo-Cedar Falls, IA, are Office & Administrative Support Occupations (8,825 people), Production Occupations (8,523 people), and Management Occupations (8,034 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo-Cedar Falls, IA.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for false.

This chart shows weekly unemployment insurance claims in Iowa (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Employment by Industries

86.2k
2021 Value
± 1,908
−1.38%
1 Year decline
± 3.18%

From 2020 to 2021, employment in Waterloo-Cedar Falls, IA declined at a rate of −1.38%, from 87.4k employees to 86.2k employees.

The most common employment sectors for those who live in Waterloo-Cedar Falls, IA, are Manufacturing (15,162 people), Health Care & Social Assistance (12,263 people), and Retail Trade (11,004 people). This chart shows the share breakdown of the primary industries for residents of Waterloo-Cedar Falls, IA, though some of these residents may live in Waterloo-Cedar Falls, IA and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$43,410
Median earning men ± $1,339
$30,022
Median earning women ± $1,018

The industries with the best median earnings for men in 2021 are Public Administration ($60,984), Manufacturing ($54,892), and Finance & Insurance, & Real Estate & Rental & Leasing ($54,760).

The industries with the best median earnings for women in 2021 are Public Administration ($54,792), Finance & Insurance, & Real Estate & Rental & Leasing ($48,202), and Agriculture, Forestry, Fishing & Hunting, & Mining ($39,342).

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Employment by Industry Sector

Data is only available at the state level. Showing data for false.
Y-Axis
2.75%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 155M people employed in Iowa. This represents a 2.75% increase in employment when compared to February 2022.

The following chart shows monthly employment numbers for each industry sector in Iowa.

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Establishments by Size

The industries with the most establishments
  1. 1,578
    Educational Services, Health Care & Social Assistance
  2. 1,299
    Finance & Insurance, and Real Estate, Rental & Leasing
  3. 835
    Manufacturing

The visualization shows the distribution of establishments by industry and by size according to the number of employees.

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Payroll by Industry Sector

The industries with the highest total annual payroll
  1. $2.81M
    Manufacturing
  2. $1.39M
    Educational Services, Health Care & Social Assistance
  3. $667k
    Finance & Insurance, and Real Estate, Rental & Leasing

The chart shows the total annual payroll and the average annual payroll by industry.

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Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from Iowa to other states, or from other states to Iowa.
Top Domestic Production in Dollars
  1. $20.6B
  2. $19.9B
  3. $19.1B

In 2020, the top outbound Iowa product (by dollars) was Meat/seafood with $20.6B, followed by Mixed freight ($19.9B) and Machinery ($19.1B).

The following chart shows the share of these products in relation to all outbound Iowa products.

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Domestic Trade Growth

Showing data for Iowa.
$252B
2020 Value in Iowa
$518B
Projected 2050 Value in Iowa
105% growth

In 2020, total outbound Iowa trade was $252B. This is expected to increase 105% to $518B by 2050.

The following chart shows how the domestic outbound Iowa trade is projected to change in comparison to its neighboring states.

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Interstate Trade

Interstate trade consists of products and services shipped from Iowa to other states, or from other states to Iowa.
Most Common Trade Partners
  1. $21.2B
  2. $16.2B
  3. $10.8B

In 2020, the top outbound Iowa domestic partner for goods and services (by dollars) was Illinois with $21.2B, followed by Minnesota with $16.2B and Texas and $10.8B.

The following map shows the amount of trade that Iowa shares with each state (excluding itself).

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flagCivics

In the 2020 presidential election, the popular vote in Iowa went to Donald J. Trump with 52.8% of the vote. The runner-up was Joseph R Biden Jr. (44.6%), followed by Jo Jorgensen (1.16%).

Chuck Grassley and Joni Ernst are the senators currently representing the state of Iowa. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Iowa is currently represented by 4 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

US Senators from Iowa

Senatorial voting results are only available at the state level. Showing data for Iowa.
Chuck Grassley
Senator from Iowa3
Assumed office on January 3, 1981
Joni Ernst
Senator from Iowa2
Assumed office on January 3, 2015

Chuck Grassley and Joni Ernst are the senators currently representing Iowa.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Iowa over time, excluding special elections, colored by their political party.

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US Representatives from Iowa

Iowa is currently represented by 4 members in the U.S. house.

Members of the House of Representives are elected to 2-year terms, and the following chart shows the how the members for Iowa have changed over time starting in 2008.

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learningEducation

In 2021, universities in Waterloo-Cedar Falls, IA awarded 4,576 degrees. The student population of Waterloo-Cedar Falls, IA in 2021 is skewed towards women, with 6,377 male students and 10,137 female students.

Most students graduating from Universities in Waterloo-Cedar Falls, IA are White (3,768 and 85.9%), followed by Hispanic or Latino (185 and 4.22%), Black or African American (133 and 3.03%), and Unknown (128 and 2.92%).

The largest universities in Waterloo-Cedar Falls, IA by number of degrees awarded are University of Northern Iowa (3,013 and 65.8%), Hawkeye Community College (948 and 20.7%), and Wartburg College (303 and 6.62%).

The most popular majors in Waterloo-Cedar Falls, IA are Liberal Arts & Sciences (345 and 7.54%), Elementary Education & Teaching (326 and 7.12%), and Registered Nursing (198 and 4.33%).

The median tuition costs in Waterloo-Cedar Falls, IA are $32,078 for private four year colleges, and $7,780 and $18,480 respectively, for public four year colleges for in-state students and out-of-state students.

Applicants, Admissions & Enrolled

University
Measure

In 2021 in Waterloo-Cedar Falls, IA, the percentage of applicants admitted was 84.4%, while the percentage of admitted who enrolled was 26.5%. The number of students enrolled in 2021 was 16,514 (38.6% men and 61.4% women).

The line chart  shows the evolution of the percentage of applicants admitted, admitted who enrolled or the number of students enrolled according to the option selected in the upper button.

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Enrollments by Gender and Races

Universities

In 2021 there were 16,514 students enrolled in Waterloo-Cedar Falls, IA, 38.6% men and 61.4% women.

By race, the largest number of students enrolled was concentrated in White with 13,506 records, of which 61.8% were women and 38.2% men.

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Concentrations

Most Common
  1. 133 degree-majors awarded
  2. 129 degree-majors awarded
  3. 309 degree-majors awarded

In 2021, the most common concentation for Bachelors Degree recipients in Waterloo-Cedar Falls, IA was General Psychology with 133 degrees awarded.

This visualization illustrates the percentage of students graduating with a Bachelors Degree from schools in Waterloo-Cedar Falls, IA according to their major.

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Universities

Gender
Race
Largest Universities by degrees awarded
  1. 3,013 degrees awarded
  2. 948 degrees awarded
  3. 303 degrees awarded

In 2021, the institution with the largest number of graduating students was University of Northern Iowa with 3,013 degrees awarded.

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Student Diversity

University

In 2021, 1,789 men were awarded degrees from institutions in Waterloo-Cedar Falls, IA, which is 0.642 times less than the 2,787 female students who received degrees in the same year.

In 2021 the most common race/ethnicity group awarded degrees at institutions was White students. These 3,768 degrees mean that there were 20.4 times more degrees awarded to White students then the next closest race/ethnicity group, Hispanic or Latino, with 185 degrees awarded.

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Awarded Degrees over Time

The graph shows the evolution of awarded degrees by degrees. Under the paragraphs, the average number of awarded degrees by university in each degree is shown.

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Average Net Price by Sector

Universities

Private not-for-profit, 4-year or above ($32,078) is the sector with the highest median state tuition in 2021.

Private not-for-profit, 4-year or above ($1,531) is the sector with the highest median state fee in 2021.

Public, 2-year ($1,324) is the sector with the highest average net price of books and supplies.

The graph shows the average net price by sector and year.

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Educational Pyramid

Data is only available at the state level. Showing data for Iowa.
Measure

In 2021, 0.63% of men over 25 years of age had not completed any academic degree (no schooling), while 0.621% of women were in the same situation.

This visualization shows the gender distribution of the population according to the academic level reached.

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Educational Attainment

Data is only available at the state level. Showing data for Iowa.
Race

The most common educational levels obtained by the working population in 2021 were High School or Equivalent (742k), Some college (567k), and Bachelors Degree (459k).

This visualization illustrates the percentage distribution of the population according to the highest educational level reached. You can filter the data by race by using the selector above.

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homeHousing & Living

The median property value in Waterloo-Cedar Falls, IA was $157,900 in 2021, which is 0.645 times smaller than the national average of $244,900. Between 2020 and 2021 the median property value increased from $152,300 to $157,900, a 3.68% increase. The homeownership rate in Waterloo-Cedar Falls, IA is 69.3%, which is approximately the same as the national average of 64.6%.

People in Waterloo-Cedar Falls, IA have an average commute time of 17.5 minutes, and they drove alone to work. Car ownership in Waterloo-Cedar Falls, IA is approximately the same as the national average, with an average of 2 cars per household.

Median household income in Waterloo-Cedar Falls, IA is $61,632. In 2021, the county with the highest Median Household Income in Waterloo-Cedar Falls, IA was Dallas County, IA with a value of $93,492, followed by Warren County, IA and Madison County, IA, with respective values of $85,189 and $79,306.

Property

$157,900
Median Property Value 2021
±$2,532
$47,243
Median Property Taxes
±$1,319

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo-Cedar Falls, IA the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Waterloo-Cedar Falls, IA compared to it's parent and neighbor geographies.

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Rent vs Own

69.3%
Homeownership
2021
63.9%
Homeowners with Mortgage
2021

In 2021, 69.3% of the housing units in Waterloo-Cedar Falls, IA were occupied by their owner. This percentage declined from the previous year's rate of 69.3%.

This chart shows the percentage of owner in Waterloo-Cedar Falls, IA compared it's parent and neighboring geographies.

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Income by Location

Use the dropdown to filter by race/ethnicity.
Race/Ethnicity
Highest Median Household Income (Total)

In 2021, the county with the highest Median Household Income (Total) in Waterloo-Cedar Falls, IA was Dallas County, IA with a value of $93,492, followed by Warren County, IA and Madison County, IA, with respective values of $85,189 and $79,306.

The following map shows all of the counties in Waterloo-Cedar Falls, IA colored by their Median Household Income (Total).

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Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$61,632
Median Household Income
± $1,639
68.1k
Number of Households
± 1,714

In 2021, the median household income of the 68.1k households in Waterloo-Cedar Falls, IA grew to $61,632 from the previous year's value of $58,996.

The following chart displays the households in Waterloo-Cedar Falls, IA distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Wage Distribution

The closest comparable wage GINI for Waterloo-Cedar Falls, IA is from Iowa.
0.439
2021 Wage GINI in Iowa
0.438
2020 Wage GINI in Iowa

In 2021, the income inequality in Iowa was 0.439 according to the GINI calculation of the wage distribution. Income inequality had a 0.221% growth from 2020 to 2021, which means that wage distribution grew somewhat less even. The GINI for Iowa was lower than than the national average of 0.478. In other words, wages are distributed more evenly in Iowa in comparison to the national average.

This chart shows the number of workers in Iowa across various wage buckets compared to the national average.

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Commuter Transportation

Most Common Commute in 2021
  1. Drove Alone (79.3%)
  2. Carpooled (8.17%)
  3. Worked At Home (7.49%)

In 2021, 79.3% of workers in Waterloo-Cedar Falls, IA drove alone to work, followed by those who carpooled to work (8.17%) and those who worked at home (7.49%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

17.5 minutes
Average Travel Time

Using averages, employees in Waterloo-Cedar Falls, IA have a shorter commute time (17.5 minutes) than the normal US worker (26.8 minutes). Additionally, 1.74% of the workforce in Waterloo-Cedar Falls, IA have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo-Cedar Falls, IA compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in Waterloo-Cedar Falls, IA distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo-Cedar Falls, IA have 2 cars.

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Poverty & Diversity

13.1% of the population for whom poverty status is determined in Waterloo-Cedar Falls, IA (21.3k out of 162k people) live below the poverty line, a number that is higher than the national average of 12.6%. The largest demographic living in poverty are Females 18 - 24, followed by Males 18 - 24 and then Females 25 - 34.

The most common racial or ethnic group living below the poverty line in Waterloo-Cedar Falls, IA is White, followed by Black and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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pulseHealth

95.9% of the population of Waterloo-Cedar Falls, IA has health coverage, with 53.5% on employee plans, 16.4% on Medicaid, 13.7% on Medicare, 11.4% on non-group plans, and 0.905% on military or VA plans.

Primary care physicians in Iowa see 1347 patients per year on average, which represents a 0.737% decrease from the previous year (1357 patients). Compare this to dentists who see 1436 patients per year, and mental health providers who see 569 patients per year.

Patient to Clinician Ratios

Data is only available at the state level. Showing data for Iowa.
1,347 to 1
Patient to Primary Care Physician Ratio in Iowa

Primary care physicians in Iowa see an average of 1,347 patients per year. This represents a 0.737% decrease from the previous year (1,357 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Iowa in comparison to its neighboring geographies.

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Health Care Diversity

In 2021, insured persons according to age ranges were distributed in 24% under 18 years, 24.1% between 18 and 34 years, 35% between 35 and 64 years, and 16.9% over 64 years.

By gender, of the total number of insured persons, 48.8% were men and 51.2% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

4.09%
Uninsured
53.5%
Employer Coverage
16.4%
Medicaid
13.7%
Medicare
11.4%
Non-Group
0.905%
Military or VA

Between 2020 and 2021, the percent of uninsured citizens in Waterloo-Cedar Falls, IA declined by 0.637% from 4.12% to 4.09%.

The following chart shows how the percent of uninsured individuals in Waterloo-Cedar Falls, IA changed over time compared with the percent of individuals enrolled in various types of health insurance.

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