Waterloo, IA

Census Place

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2024 Population
67,008
US Senator
Chuck Grassley
Republican Party
US Senator
Joni Ernst
Republican Party
2024 Median Age
36.7
0.273% 1-year increase
2024 Poverty Rate
16.6%
1.03% 1-year increase
2024 Median Household Income
$57,480
2.02% 1-year growth
2024 Median Property Value
$152,600
1.6% 1-year growth
2024 Employed Population
32,473
0.598% 1-year growth

About

None of the households in Waterloo, IA reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

94.2% of the residents in Waterloo, IA are U.S. citizens.

The largest universities in Waterloo, IA are Hawkeye Community College (898 degrees awarded in 2023) and Allen College (217 degrees).

In 2024, the median property value in Waterloo, IA was $152,600, and the homeownership rate was 62.1%.

Most people in Waterloo, IA drove alone to work, and the average commute time was 15.9 minutes. The average car ownership in Waterloo, IA was 2 cars per household.

United StatesIowaBlack Hawk County, IAWaterloo-Cedar Falls, IABlack Hawk County--Waterloo & Cedar Falls Cities PUMA, IA

Population & Diversity

Waterloo, IA is home to a population of 67k people, from which 94.2% are citizens. As of 2024, 9.73% of Waterloo, IA residents were born outside of the country (6.52k people).

In 2024, there were 3.99 times more White (Non-Hispanic) residents (43.9k people) in Waterloo, IA than any other race or ethnicity. There were 11k Black or African American (Non-Hispanic) and 2.95k Two Races Excluding Other, & Three or More Races (Non-Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

94.2%
2024 Citizenship
95%
2023 Citizenship

As of 2024, 94.2% of Waterloo, IA residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Waterloo, IA was 95%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Waterloo, IA compared to that of it's neighboring and parent geographies.

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Diversity

Race and Ethnicity

The 3 largest ethnic groups in Waterloo, IA
  1. White (Non-Hispanic)
    43.9k ± 525
  2. Black or African American (Non-Hispanic)
    11k ± 693
  3. Two Races Excluding Other, & Three or More Races (Non-Hispanic)
    2.95k ± 573
8.38%
Hispanic Population
5.62k people

In 2024, there were 3.99 times more White (Non-Hispanic) residents (43.9k people) in Waterloo, IA than any other race or ethnicity. There were 11k Black or African American (Non-Hispanic) and 2.95k Two Races Excluding Other, & Three or More Races (Non-Hispanic) residents, the second and third most common ethnic groups.

8.38% of the people in Waterloo, IA are hispanic (5.62k people).

The following chart shows the 8 races represented in Waterloo, IA as a share of the total population.

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Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for Iowa.
Most Common Origin
  1. Mexico
    42,808 ± 5,046 people
  2. India
    12,283 ± 2,716 people
  3. China
    7,889 ± 2,178 people

In 2023, the most common birthplace for the foreign-born residents of Iowa was Mexico, the natal country of 42,808 Iowa residents, followed by India with 12,283 and China with 7,889.

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Foreign-Born Population

9.73%
2024 Foreign-Born Population
6.52k people
9.34%
2023 Foreign-Born Population
6.26k people

As of 2024, 9.73% of Waterloo, IA residents (6.52k people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Waterloo, IA was 9.34%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Waterloo, IA compared to that of it's neighboring and parent geographies.

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Military

Veterans

Most Common Service Period
  1. Vietnam
    1,249 ± 213
  2. Gulf War (2001-)
    489 ± 154
  3. Gulf War (1990s)
    381 ± 129

Waterloo, IA has a large population of military personnel who served in Vietnam, 2.55 times greater than any other conflict.

The chart shows the distribution of veterans by conflict in Waterloo, IA.

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Economy

The economy of Waterloo, IA employs 32.5k people. In 2024, the largest industries in Waterloo, IA were Manufacturing (6,359 people), Health Care & Social Assistance (4,467 people), and Retail Trade (4,382 people), and the highest paying industries were Public Administration ($67,353), Finance & Insurance ($54,278), and Utilities ($53,646).

Employment

Occupations

32.5k
2024 Value
± 1,301
0.598%
1 Year growth
± 5.63%

From 2023 to 2024, employment in Waterloo, IA grew at a rate of 0.598%, from 32.3k employees to 32.5k employees.

The most common job groups, by number of people living in Waterloo, IA, are Production Occupations (3,916 people), Office & Administrative Support Occupations (3,229 people), and Material Moving Occupations (2,929 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo, IA.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for Iowa.

This chart shows weekly unemployment insurance claims in Iowa (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Industries

Employment by Industries

32.5k
2024 Value
± 1,301
0.598%
1 Year growth
± 5.63%

From 2023 to 2024, employment in Waterloo, IA grew at a rate of 0.598%, from 32.3k employees to 32.5k employees.

The most common employment sectors for those who live in Waterloo, IA, are Manufacturing (6,359 people), Health Care & Social Assistance (4,467 people), and Retail Trade (4,382 people). This chart shows the share breakdown of the primary industries for residents of Waterloo, IA, though some of these residents may live in Waterloo, IA and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$46,924
Median earning men ± $1,794
$35,748
Median earning women ± $1,472

The industries with the best median earnings for men in 2024 are Public Administration ($68,107), Transportation & Warehousing, & Utilities ($52,699), and Professional, Scientific, & Management, & Administrative & Waste Management Services ($51,644).

The industries with the best median earnings for women in 2024 are Construction ($61,071), Public Administration ($56,406), and Finance & Insurance, & Real Estate & Rental & Leasing ($54,142).

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Employment by Industry Sector

Data is only available at the state level. Showing data for Iowa.
Y-Axis
1.48%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 1.57M people employed in Iowa. This represents a 1.48% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 10.9%.

The following chart shows monthly employment numbers for each industry sector in Iowa.

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Civics

In the 2024 presidential election, the popular vote in Iowa went to Donald J. Trump with 55.7% of the vote. The runner-up was Kamala Harris (42.5%), followed by Robert Kennedy (0.789%).

Chuck Grassley and Joni Ernst are the senators currently representing the state of Iowa. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Iowa is currently represented by 4 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

Presidential Elections

Voting results are not available for Waterloo, IA. Showing the available data for Iowa.
2024 Election Results
  1. Donald J. Trump (55.7%)
    Republican Party
  2. Kamala Harris (42.5%)
    Democratic Party
  3. Robert Kennedy (0.789%)
    Independent Party

In the 2024 presidential election, the popular vote in Iowa went to Donald J. Trump with 55.7% of the vote. The runner-up was Kamala Harris (42.5%), followed by Robert Kennedy (0.789%).

The following chart shows the popular vote results in Iowa for each registered party from 1976 to 2024.

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Senator Elections

US Senators from Iowa

Senatorial voting results are only available at the state level. Showing data for Iowa.
Chuck Grassley
Senator from Iowa3
Assumed office on January 3, 1981
Joni Ernst
Senator from Iowa2
Assumed office on January 3, 2015

Chuck Grassley and Joni Ernst are the senators currently representing Iowa.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Iowa over time, excluding special elections, colored by their political party.

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Education

In 2023, universities in Waterloo, IA awarded 1,115 degrees. The student population of Waterloo, IA in 2023 is skewed towards women, with 2,056 male students and 3,229 female students.

Most students graduating from Universities in Waterloo, IA are White (911 and 82.9%), Two or More Races (49 and 4.46%), Black or African American (49 and 4.46%), and Hispanic or Latino (43 and 3.91%).

The largest universities in Waterloo, IA by number of degrees awarded are Hawkeye Community College (898 and 80.5%) and Allen College (217 and 19.5%).

The most popular majors in Waterloo, IA are Liberal Arts & Sciences (226 and 20.3%), Registered Nursing (182 and 16.3%), and Farm Supplies Retail & Wholesaling (41 and 3.68%).

The median tuition cost in Waterloo, IA for private four year colleges is $22,304.

Admissions & Enrollments

Enrollments by Gender and Races

Universities

In 2023 there were 5,285 students enrolled in Waterloo, IA, 38.9% men and 61.1% women.

By race, the largest number of students enrolled was concentrated in White with 4,086 records, of which 61.1% were women and 38.9% men.

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Completions

Concentrations

Most Common
  1. Liberal Arts & Sciences
    226 degrees awarded
  2. Registered Nursing
    29 degrees awarded
  3. Criminal Justice - Police Science
    19 degrees awarded

In 2023, the most common concentation for Associates Degree recipients in Waterloo, IA was Liberal Arts & Sciences with 226 degrees awarded.

This visualization illustrates the percentage of students graduating with a Associates Degree from schools in Waterloo, IA according to their major.

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Universities

Gender
Race
Largest Universities by degrees awarded
  1. Hawkeye Community College
    898 degrees awarded
  2. Allen College
    217 degrees awarded

In 2023, the institution with the largest number of graduating students was Hawkeye Community College with 898 degrees awarded.

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Student Diversity

University

In 2023, 455 men were awarded degrees from institutions in Waterloo, IA, which is 0.689 times less than the 660 female students who received degrees in the same year.

In 2023, the most common race/ethnicity group awarded degrees at institutions was White students. These 911 degrees mean that there were 18.6 times more degrees awarded to White students then the next closest race/ethnicity group, Two or More Races, with 49 degrees awarded.

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Awarded Degrees over Time

The graph shows the evolution of awarded degrees by degrees. Under the paragraphs, the average number of awarded degrees by university in each degree is shown.

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Tuition

Average Net Price by Sector

Universities

Private not-for-profit, 4-year or above ($22,304) is the sector with the highest median state tuition in 2023.

Private not-for-profit, 4-year or above ($2,152) is the sector with the highest median state fee in 2023.

Private not-for-profit, 4-year or above ($1,200) is the sector with the highest average net price of books and supplies.

The graph shows the average net price by sector and year.

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Housing & Living

The median property value in Waterloo, IA was $152,600 in 2024, which is 0.459 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $150,200 to $152,600, a 1.6% increase. The homeownership rate in Waterloo, IA is 62.1%, which is lower than the national average of 65.2%.

People in Waterloo, IA have an average commute time of 15.9 minutes, and they drove alone to work. Car ownership in Waterloo, IA is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property

$152,600
Median Property Value 2024
±$3,764
$18,177
Median Property Taxes
±$874

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo, IA the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Waterloo, IA compared to it's parent and neighbor geographies.

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Rent vs Own

62.1%
Homeownership
2024
63.4%
Homeowners with Mortgage
2024

In 2024, 62.1% of the housing units in Waterloo, IA were occupied by their owner. This percentage grew from the previous year's rate of 61.1%.

This chart shows the percentage of owner in Waterloo, IA compared it's parent and neighboring geographies.

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Equity

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$57,480
Median Household Income
± $1,797
29.3k
Number of Households
± 1,220

In 2024, the median household income of the 29.3k households in Waterloo, IA grew to $57,480 from the previous year's value of $56,344.

The following chart displays the households in Waterloo, IA distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Wage Distribution

The closest comparable wage GINI for Waterloo, IA is from Iowa.
0.441
2023 Wage GINI in Iowa
0.442
2022 Wage GINI in Iowa

In 2023, the income inequality in Iowa was 0.441 according to the GINI calculation of the wage distribution. Income inequality had a 0.304% decline from 2022 to 2023, which means that wage distribution grew somewhat more even. The GINI for Iowa was lower than than the national average of 0.476. In other words, wages are distributed more evenly in Iowa in comparison to the national average.

This chart shows the number of workers in Iowa across various wage buckets compared to the national average.

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Transportation

Commuter Transportation

Most Common Commute in 2024
  1. Drove Alone (78.1%)
  2. Carpooled (11.4%)
  3. Worked At Home (7.59%)

In 2024, 78.1% of workers in Waterloo, IA drove alone to work, followed by those who carpooled to work (11.4%) and those who worked at home (7.59%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

15.9 minutes
Average Travel Time

Using averages, employees in Waterloo, IA have a shorter commute time (15.9 minutes) than the normal US worker (26.4 minutes). Additionally, 1.49% of the workforce in Waterloo, IA have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo, IA compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in Waterloo, IA distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo, IA have 2 cars.

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Poverty

Poverty & Diversity

16.6% of the population for whom poverty status is determined in Waterloo, IA (10.9k out of 66k people) live below the poverty line, a number that is higher than the national average of 12.5%. The largest demographic living in poverty are Females 25 - 34, followed by Females 18 - 24 and then Females < 5.

The most common racial or ethnic group living below the poverty line in Waterloo, IA is White, followed by Black and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

93% of the population of Waterloo, IA has health coverage, with 41% on employee plans, 25.8% on Medicaid, 13.4% on Medicare, 11.4% on non-group plans, and 1.34% on military or VA plans.

Primary care physicians in Iowa see 1,385 patients per year on average, which represents a 0% change from the previous year (1,385 patients). Compare this to dentists who see 1411 patients per year, and mental health providers who see 466 patients per year.

By gender, of the total number of insured persons, 48.9% were men and 51.1% were women.

Coverage

Health Care Diversity

In 2024, insured persons according to age ranges were distributed in 25.9% under 18 years, 21.9% between 18 and 34 years, 35.6% between 35 and 64 years, and 16.6% over 64 years.

By gender, of the total number of insured persons, 48.9% were men and 51.1% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

7.04%
Uninsured
41%
Employer Coverage
25.8%
Medicaid
13.4%
Medicare
11.4%
Non-Group
1.34%
Military or VA

Between 2023 and 2024, the percent of uninsured citizens in Waterloo, IA grew by 25.1% from 5.63% to 7.04%.

The following chart shows how the percent of uninsured individuals in Waterloo, IA changed over time compared with the percent of individuals enrolled in various types of health insurance.

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