Waterloo, IN

Census Place

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2024 Population
2,073
US Senator
Todd Young
Republican Party
US Senator
Jim Banks
Republican Party
2024 Median Age
35.3
5.37% 1-year increase
2024 Poverty Rate
12.5%
23.7% 1-year decrease
2024 Median Household Income
$67,083
9.3% 1-year growth
2024 Median Property Value
$104,600
3.68% 1-year decline
2024 Employed Population
1,158
0.941% 1-year decline

About

None of the households in Waterloo, IN reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

99.8% of the residents in Waterloo, IN are U.S. citizens.

In 2024, the median property value in Waterloo, IN was $104,600, and the homeownership rate was 81.2%.

Most people in Waterloo, IN drove alone to work, and the average commute time was 23.8 minutes. The average car ownership in Waterloo, IN was 2 cars per household.

United StatesIndianaDeKalb County, INAuburn, INNoble, DeKalb, LaGrange & Steuben Counties PUMA, IN

Population & Diversity

Waterloo, IN is home to a population of 2.07k people, from which 99.8% are citizens. As of 2024, 0.772% of Waterloo, IN residents were born outside of the country (16 people).

In 2024, there were 14.2 times more White (Non-Hispanic) residents (1.8k people) in Waterloo, IN than any other race or ethnicity. There were 126 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 71 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

99.8%
2024 Citizenship
98.9%
2023 Citizenship

As of 2024, 99.8% of Waterloo, IN residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Waterloo, IN was 98.9%, meaning that the rate of citizenship has been increasing.

The following chart shows US citizenship percentages in Waterloo, IN compared to that of it's neighboring and parent geographies.

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Diversity

Race and Ethnicity

The 3 largest ethnic groups in Waterloo, IN
  1. White (Non-Hispanic)
    1.8k ± 380
  2. Two Races Excluding Other, & Three or More Races (Non-Hispanic)
    126 ± 91
  3. Two Races Including Other (Hispanic)
    71 ± 61
5.16%
Hispanic Population
107 people

In 2024, there were 14.2 times more White (Non-Hispanic) residents (1.8k people) in Waterloo, IN than any other race or ethnicity. There were 126 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 71 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

5.16% of the people in Waterloo, IN are hispanic (107 people).

The following chart shows the 8 races represented in Waterloo, IN as a share of the total population.

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Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for Indiana.
Most Common Origin
  1. Mexico
    111,417 ± 8,128 people
  2. India
    37,388 ± 4,734 people
  3. Nigeria
    18,164 ± 3,304 people

In 2024, the most common birthplace for the foreign-born residents of Indiana was Mexico, the natal country of 111,417 Indiana residents, followed by India with 37,388 and Nigeria with 18,164.

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Foreign-Born Population

0.772%
2024 Foreign-Born Population
16 people
1.33%
2023 Foreign-Born Population
29 people

As of 2024, 0.772% of Waterloo, IN residents (16 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Waterloo, IN was 1.33%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in Waterloo, IN compared to that of it's neighboring and parent geographies.

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Military

Veterans

Most Common Service Period
  1. Gulf War (2001-)
    64 ± 73
  2. Gulf War (1990s)
    26 ± 25
  3. Vietnam
    20 ± 27

Waterloo, IN has a large population of military personnel who served in Gulf War (2001-), 2.46 times greater than any other conflict.

The chart shows the distribution of veterans by conflict in Waterloo, IN.

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Economy

The economy of Waterloo, IN employs 1.16k people. In 2024, the largest industries in Waterloo, IN were Manufacturing (403 people), Retail Trade (137 people), and Health Care & Social Assistance (136 people), and the highest paying industries were Public Administration ($100,250), Administrative & Support & Waste Management Services ($54,583), and Utilities ($54,375).

Employment

Occupations

1.16k
2024 Value
± 209
−0.941%
1 Year decline
± 24.8%

From 2023 to 2024, employment in Waterloo, IN declined at a rate of −0.941%, from 1.17k employees to 1.16k employees.

The most common job groups, by number of people living in Waterloo, IN, are Production Occupations (291 people), Office & Administrative Support Occupations (130 people), and Management Occupations (107 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo, IN.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for Indiana.

This chart shows weekly unemployment insurance claims in Indiana (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Industries

Employment by Industries

1.16k
2024 Value
± 209
−0.941%
1 Year decline
± 24.8%

From 2023 to 2024, employment in Waterloo, IN declined at a rate of −0.941%, from 1.17k employees to 1.16k employees.

The most common employment sectors for those who live in Waterloo, IN, are Manufacturing (403 people), Retail Trade (137 people), and Health Care & Social Assistance (136 people). This chart shows the share breakdown of the primary industries for residents of Waterloo, IN, though some of these residents may live in Waterloo, IN and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$50,000
Median earning men ± $11,495
$28,529
Median earning women ± $9,620

The industries with the best median earnings for men in 2024 are Public Administration ($100,375), Professional, Scientific, & Management, & Administrative & Waste Management Services ($54,583), and Transportation & Warehousing, & Utilities ($52,917).

The industries with the best median earnings for women in 2024 are Other Services Except Public Administration ($62,750), Manufacturing ($40,500), and Retail Trade ($28,452).

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Employment by Industry Sector

Data is only available at the state level. Showing data for Indiana.
Y-Axis
2.48%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 3.21M people employed in Indiana. This represents a 2.48% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 15.4%.

The following chart shows monthly employment numbers for each industry sector in Indiana.

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Civics

In the 2024 presidential election, the popular vote in Indiana went to Donald J. Trump with 58.8% of the vote. The runner-up was Kamala Harris (39.8%), followed by Robert Kennedy (1%).

Todd Young and Jim Banks are the senators currently representing the state of Indiana. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Indiana is currently represented by 9 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

Presidential Elections

Voting results are not available for Waterloo, IN. Showing the available data for Indiana.
2024 Election Results
  1. Donald J. Trump (58.8%)
    Republican Party
  2. Kamala Harris (39.8%)
    Democratic Party
  3. Robert Kennedy (1%)
    Independent Party

In the 2024 presidential election, the popular vote in Indiana went to Donald J. Trump with 58.8% of the vote. The runner-up was Kamala Harris (39.8%), followed by Robert Kennedy (1%).

The following chart shows the popular vote results in Indiana for each registered party from 1976 to 2024.

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Senator Elections

US Senators from Indiana

Senatorial voting results are only available at the state level. Showing data for Indiana.
Todd Young
Senator from Indiana3
Assumed office on January 3, 2017
Jim Banks
Senator from Indiana1
Assumed office on January 3, 2025

Todd Young and Jim Banks are the senators currently representing Indiana.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Indiana over time, excluding special elections, colored by their political party.

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Housing & Living

The median property value in Waterloo, IN was $104,600 in 2024, which is 0.314 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $108,600 to $104,600, a 3.68% decrease. The homeownership rate in Waterloo, IN is 81.2%, which is higher than the national average of 65.2%.

People in Waterloo, IN have an average commute time of 23.8 minutes, and they drove alone to work. Car ownership in Waterloo, IN is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property

$104,600
Median Property Value 2024
±$11,673
$628
Median Property Taxes
±$134

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo, IN the largest share of households pay taxes in the < $800 range.

The chart underneath the paragraph shows the property taxes in Waterloo, IN compared to it's parent and neighbor geographies.

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Rent vs Own

81.2%
Homeownership
2024
57.9%
Homeowners with Mortgage
2024

In 2024, 81.2% of the housing units in Waterloo, IN were occupied by their owner. This percentage grew from the previous year's rate of 74.1%.

This chart shows the percentage of owner in Waterloo, IN compared it's parent and neighboring geographies.

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Equity

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$67,083
Median Household Income
± $12,920
773
Number of Households
± 150

In 2024, the median household income of the 773 households in Waterloo, IN grew to $67,083 from the previous year's value of $61,375.

The following chart displays the households in Waterloo, IN distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Wage Distribution

The closest comparable wage GINI for Waterloo, IN is from Indiana.
0.442
2024 Wage GINI in Indiana
0.445
2023 Wage GINI in Indiana

In 2024, the income inequality in Indiana was 0.442 according to the GINI calculation of the wage distribution. Income inequality had a 0.807% decline from 2023 to 2024, which means that wage distribution grew somewhat more even. The GINI for Indiana was lower than than the national average of 0.474. In other words, wages are distributed more evenly in Indiana in comparison to the national average.

This chart shows the number of workers in Indiana across various wage buckets compared to the national average.

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Transportation

Commuter Transportation

Most Common Commute in 2024
  1. Drove Alone (85.3%)
  2. Worked At Home (6.72%)
  3. Walked (3.75%)

In 2024, 85.3% of workers in Waterloo, IN drove alone to work, followed by those who worked at home (6.72%) and those who walked to work (3.75%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

23.8 minutes
Average Travel Time

Using averages, employees in Waterloo, IN have a shorter commute time (23.8 minutes) than the normal US worker (26.4 minutes). Additionally, 1.31% of the workforce in Waterloo, IN have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo, IN compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in Waterloo, IN distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo, IN have 2 cars.

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Poverty

Poverty & Diversity

12.5% of the population for whom poverty status is determined in Waterloo, IN (257 out of 2.05k people) live below the poverty line, a number that is higher than the national average of 12.5%. The largest demographic living in poverty are Males 18 - 24, followed by Males 35 - 44 and then Females 45 - 54.

The most common racial or ethnic group living below the poverty line in Waterloo, IN is White, followed by Two Or More and Other.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

91.5% of the population of Waterloo, IN has health coverage, with 52.3% on employee plans, 25.8% on Medicaid, 6.95% on Medicare, 5.4% on non-group plans, and 1.11% on military or VA plans.

Primary care physicians in Indiana see 1,524 patients per year on average, which represents a 0% change from the previous year (1,524 patients). Compare this to dentists who see 1681 patients per year, and mental health providers who see 474 patients per year.

By gender, of the total number of insured persons, 49.3% were men and 50.7% were women.

Coverage

Health Care Diversity

In 2024, insured persons according to age ranges were distributed in 28.7% under 18 years, 20.6% between 18 and 34 years, 42.4% between 35 and 64 years, and 8.35% over 64 years.

By gender, of the total number of insured persons, 49.3% were men and 50.7% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

8.49%
Uninsured
52.3%
Employer Coverage
25.8%
Medicaid
6.95%
Medicare
5.4%
Non-Group
1.11%
Military or VA

Between 2023 and 2024, the percent of uninsured citizens in Waterloo, IN grew by 41.3% from 6.01% to 8.49%.

The following chart shows how the percent of uninsured individuals in Waterloo, IN changed over time compared with the percent of individuals enrolled in various types of health insurance.

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