Spencer County, IN

County

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    2024 Population
    19,955
    US Senator
    Todd Young
    Republican Party
    US Senator
    Jim Banks
    Republican Party
    2024 Median Age
    44.4
    0.452% 1-year increase
    2024 Poverty Rate
    7.47%
    12.5% 1-year increase
    2024 Median Household Income
    $74,506
    5.1% 1-year growth
    2024 Median Property Value
    $185,200
    2.77% 1-year growth
    2024 Employed Population
    9,828
    0.552% 1-year growth

    About

    None of the households in Spencer County, IN reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

    98.8% of the residents in Spencer County, IN are U.S. citizens.

    The largest universities in Spencer County, IN are Saint Meinrad School of Theology (63 degrees awarded in 2024).

    In 2024, the median property value in Spencer County, IN was $185,200, and the homeownership rate was 81.3%.

    Most people in Spencer County, IN drove alone to work, and the average commute time was 26 minutes. The average car ownership in Spencer County, IN was 3 cars per household.

    Population & Diversity

    Spencer County, IN is home to a population of 20k people, from which 98.8% are citizens. As of 2024, 2.16% of Spencer County, IN residents were born outside of the country (432 people).

    In 2024, there were 45.3 times more White (Non-Hispanic) residents (18.6k people) in Spencer County, IN than any other race or ethnicity. There were 410 Two Races Including Other (Hispanic) and 346 Two Races Excluding Other, & Three or More Races (Non-Hispanic) residents, the second and third most common ethnic groups.

    Citizenship

    98.8%
    2024 Citizenship
    98.6%
    2023 Citizenship

    As of 2024, 98.8% of Spencer County, IN residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Spencer County, IN was 98.6%, meaning that the rate of citizenship has been increasing.

    The following chart shows US citizenship percentages in Spencer County, IN compared to that of it's neighboring and parent geographies.

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    Race and Ethnicity

    The 3 largest ethnic groups in Spencer County, IN
    1. White (Non-Hispanic)
      18.6k ± 58
    2. Two Races Including Other (Hispanic)
      410 ± 119
    3. Two Races Excluding Other, & Three or More Races (Non-Hispanic)
      346 ± 51
    3.61%
    Hispanic Population
    721 people

    In 2024, there were 45.3 times more White (Non-Hispanic) residents (18.6k people) in Spencer County, IN than any other race or ethnicity. There were 410 Two Races Including Other (Hispanic) and 346 Two Races Excluding Other, & Three or More Races (Non-Hispanic) residents, the second and third most common ethnic groups.

    3.61% of the people in Spencer County, IN are hispanic (721 people).

    The following chart shows the 8 races represented in Spencer County, IN as a share of the total population.

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    Global Diversity

    The PUMS dataset is not available at the County level, so we are showing data for Indiana.
    Most Common Origin
    1. Mexico
      111,417 ± 8,128 people
    2. India
      37,388 ± 4,734 people
    3. Nigeria
      18,164 ± 3,304 people

    In 2024, the most common birthplace for the foreign-born residents of Indiana was Mexico, the natal country of 111,417 Indiana residents, followed by India with 37,388 and Nigeria with 18,164.

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    Foreign-Born Population

    2.16%
    2024 Foreign-Born Population
    432 people
    2.4%
    2023 Foreign-Born Population
    476 people

    As of 2024, 2.16% of Spencer County, IN residents (432 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Spencer County, IN was 2.4%, meaning that the rate has been decreasing.

    The following chart shows the percentage of foreign-born residents in Spencer County, IN compared to that of it's neighboring and parent geographies.

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    Veterans

    Most Common Service Period
    1. Vietnam
      390 ± 110
    2. Gulf War (1990s)
      231 ± 98
    3. Gulf War (2001-)
      150 ± 61

    Spencer County, IN has a large population of military personnel who served in Vietnam, 1.69 times greater than any other conflict.

    The chart shows the distribution of veterans by conflict in Spencer County, IN.

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    Health

    95.3% of the population of Spencer County, IN has health coverage, with 53.5% on employee plans, 11.1% on Medicaid, 16.9% on Medicare, 13.1% on non-group plans, and 0.749% on military or VA plans.

    Primary care physicians in Spencer County, IN see 2,828 patients per year on average, which represents a 0% change from the previous year (2,828 patients). Compare this to dentists who see 3328 patients per year, and mental health providers who see 2212 patients per year.

    By gender, of the total number of insured persons, 51.4% were men and 48.6% were women.

    Patient to Clinician Ratios

    2,828 to 1
    Patient to Primary Care Physician Ratio in Spencer County, IN

    Primary care physicians in Spencer County, IN see an average of 2,828 patients per year. This represents a 0% change from the previous year (2,828 patients).

    The following chart shows how the number of patients seen by primary care physicians has been changing over time in Spencer County, IN in comparison to its neighboring geographies.

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    Health Care Diversity

    In 2024, insured persons according to age ranges were distributed in 23.1% under 18 years, 16.8% between 18 and 34 years, 39.9% between 35 and 64 years, and 20.2% over 64 years.

    By gender, of the total number of insured persons, 51.4% were men and 48.6% were women.

    The following chart shows the number of people with health coverage by gender.

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    Uninsured People

    4.69%
    Uninsured
    53.5%
    Employer Coverage
    11.1%
    Medicaid
    16.9%
    Medicare
    13.1%
    Non-Group
    0.749%
    Military or VA

    Between 2023 and 2024, the percent of uninsured citizens in Spencer County, IN grew by 23.8% from 3.79% to 4.69%.

    The following chart shows how the percent of uninsured individuals in Spencer County, IN changed over time compared with the percent of individuals enrolled in various types of health insurance.

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    Health Outcomes

    Indicator

    In 2025, the average number of mentally unhealthy days reported in past 30 days (age-adjusted) was 5.61 in Spencer County, IN.

    The graphic shows the trend of the indicator in Spencer County, IN.

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    Health Behaviors

    Indicator

    In 2025, the percentage of the adult population (age 18 and older) that reports a body mass index (BMI) greater than or equal to 30 kg/m2 (age-adjusted) was 35.7% in Spencer County, IN.

    The graphic shows the trend of the indicator in Spencer County, IN.

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    Clinical Care

    Indicator

    In 2025, the percentage of population under age 65 without health insurance was 6.92% in Spencer County, IN.

    The graphic shows the trend of the indicator in Spencer County, IN.

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    Economy

    The economy of Spencer County, IN employs 9.83k people. In 2024, the largest industries in Spencer County, IN were Manufacturing (2,039 people), Health Care & Social Assistance (1,592 people), and Retail Trade (985 people), and the highest paying industries were Utilities ($102,336), Mining, Quarrying, & Oil & Gas Extraction ($67,500), and Professional, Scientific, & Technical Services ($61,625).

    Occupations

    9.83k
    2024 Value
    ± 583
    0.552%
    1 Year growth
    ± 8.28%

    From 2023 to 2024, employment in Spencer County, IN grew at a rate of 0.552%, from 9.77k employees to 9.83k employees.

    The most common job groups, by number of people living in Spencer County, IN, are Production Occupations (1,346 people), Office & Administrative Support Occupations (968 people), and Management Occupations (848 people). This chart illustrates the share breakdown of the primary jobs held by residents of Spencer County, IN.

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    Unemployment Insurance Claims

    Data is only available at the state level. Showing data for Indiana.

    This chart shows weekly unemployment insurance claims in Indiana (not-seasonally adjusted) compared with the four states with the most similar impact.

    The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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    Employment by Industries

    9.83k
    2024 Value
    ± 583
    0.552%
    1 Year growth
    ± 8.28%

    From 2023 to 2024, employment in Spencer County, IN grew at a rate of 0.552%, from 9.77k employees to 9.83k employees.

    The most common employment sectors for those who live in Spencer County, IN, are Manufacturing (2,039 people), Health Care & Social Assistance (1,592 people), and Retail Trade (985 people). This chart shows the share breakdown of the primary industries for residents of Spencer County, IN, though some of these residents may live in Spencer County, IN and work somewhere else. Census data is tagged to a residential address, not a work address.

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    Median Earnings by Industry

    $55,922
    Median earning men ± $3,999
    $37,435
    Median earning women ± $3,545

    The industries with the best median earnings for men in 2024 are Information ($75,375), Transportation & Warehousing, & Utilities ($70,800), and Finance & Insurance, & Real Estate & Rental & Leasing ($69,821).

    The industries with the best median earnings for women in 2024 are Educational Services, & Health Care & Social Assistance ($46,167), Professional, Scientific, & Management, & Administrative & Waste Management Services ($45,000), and Construction ($43,750).

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    Employment by Industry Sector

    Data is only available at the state level. Showing data for Indiana.
    Y-Axis
    2.48%
    Year-over-year growth
    Employment change between February 2022 and February 2023

    As of February 2023, there are 3.21M people employed in Indiana. This represents a 2.48% increase in employment when compared to February 2022.

    Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 15.4%.

    The following chart shows monthly employment numbers for each industry sector in Indiana.

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    Establishments by Size

    The industries with the most establishments
    1. 36
      Construction
    2. 34
      Other Services (except Public Administration)
    3. 34
      Retail Trade

    The visualization shows the distribution of establishments by industry and by size according to the number of employees.

    The visualization shows the number of establishments and its share across establishment sizes.

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    Payroll by Industry Sector

    The industries with the highest total annual payroll
    1. $102k
      Manufacturing
    2. $22.6k
      Utilities
    3. $22.3k
      Retail Trade

    The chart shows the total annual payroll and the average annual payroll by industry.

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    Civics

    In the 2024 presidential election, the popular vote in Indiana went to Donald J. Trump with 58.8% of the vote. The runner-up was Kamala Harris (39.8%), followed by Robert Kennedy (1%).

    Todd Young and Jim Banks are the senators currently representing the state of Indiana. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

    Indiana is currently represented by 9 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

    US Senators from Indiana

    Senatorial voting results are only available at the state level. Showing data for Indiana.
    Todd Young
    Senator from Indiana3
    Assumed office on January 3, 2017
    Jim Banks
    Senator from Indiana1
    Assumed office on January 3, 2025

    Todd Young and Jim Banks are the senators currently representing Indiana.

    In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

    The following chart shows elected senators in Indiana over time, excluding special elections, colored by their political party.

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    Education

    In 2024, universities in Spencer County, IN awarded 63 degrees. The student population of Spencer County, IN in 2024 is skewed towards men, with 159 male students and 24 female students.

    Most students graduating from Universities in Spencer County, IN are White (54 and 98.2%) and Hispanic or Latino (1 and 1.82%).

    The largest universities in Spencer County, IN by number of degrees awarded are Saint Meinrad School of Theology (63 and 100%).

    The most popular majors in Spencer County, IN are Theological Studies (24 and 38.1%), Divinity & Ministry (23 and 36.5%), and Other Pastoral Counseling & Specialized Ministries (10 and 15.9%).

    Enrollments by Gender and Races

    In 2024 there were 183 students enrolled in Spencer County, IN, 86.9% men and 13.1% women.

    By race, the largest number of students enrolled was concentrated in White with 136 records, of which 15.4% were women and 84.6% men.

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    Concentrations

    Most Common
    1. 23 degrees awarded
    2. 22 degrees awarded
    3. 2 degrees awarded

    In 2024, the most common concentation for Masters Degree recipients in Spencer County, IN was Divinity & Ministry with 23 degrees awarded.

    This visualization illustrates the percentage of students graduating with a Masters Degree from schools in Spencer County, IN according to their major.

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    Universities

    Gender
    Race
    Largest Universities by degrees awarded
    63 degrees awarded

    In 2024, the institution with the largest number of graduating students was Saint Meinrad School of Theology with 63 degrees awarded.

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    Student Diversity

    In 2024, 52 men were awarded degrees from institutions in Spencer County, IN, which is 4.73 times more than the 11 female students who received degrees in the same year.

    In 2024, the most common race/ethnicity group awarded degrees at institutions was White students. These 54 degrees mean that there were 54 times more degrees awarded to White students then the next closest race/ethnicity group, Hispanic or Latino, with 1 degrees awarded.

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    Awarded Degrees over Time

    The graph shows the evolution of awarded degrees by degrees. Under the paragraphs, the average number of awarded degrees by university in each degree is shown.

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    Housing & Living

    The median property value in Spencer County, IN was $185,200 in 2024, which is 0.557 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $180,200 to $185,200, a 2.77% increase. The homeownership rate in Spencer County, IN is 81.3%, which is higher than the national average of 65.2%.

    People in Spencer County, IN have an average commute time of 26 minutes, and they drove alone to work. Car ownership in Spencer County, IN is higher than the national average, with an average of 3 cars per household.

    In 2025, 7.24% of the population was living with severe housing problems in Spencer County, IN. From 2014 to 2025, the indicator declined 1.26%.

    Property

    $185,200
    Median Property Value 2024
    ±$10,399
    $6,571
    Median Property Taxes
    ±$446

    The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Spencer County, IN the largest share of households pay taxes in the < $800 range.

    The chart underneath the paragraph shows the property taxes in Spencer County, IN compared to it's parent and neighbor geographies.

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    Rent vs Own

    81.3%
    Homeownership
    2024
    66.4%
    Homeowners with Mortgage
    2024

    In 2024, 81.3% of the housing units in Spencer County, IN were occupied by their owner. This percentage grew from the previous year's rate of 81.2%.

    This chart shows the percentage of owner in Spencer County, IN compared it's parent and neighboring geographies.

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    Household Income

    Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
    $74,506
    Median Household Income
    ± $7,344
    8.08k
    Number of Households
    ± 510

    In 2024, the median household income of the 8.08k households in Spencer County, IN grew to $74,506 from the previous year's value of $70,890.

    The following chart displays the households in Spencer County, IN distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $100k - $125k range.

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    Wage Distribution

    The closest comparable wage GINI for Spencer County, IN is from Indiana.
    0.442
    2024 Wage GINI in Indiana
    0.445
    2023 Wage GINI in Indiana

    In 2024, the income inequality in Indiana was 0.442 according to the GINI calculation of the wage distribution. Income inequality had a 0.807% decline from 2023 to 2024, which means that wage distribution grew somewhat more even. The GINI for Indiana was lower than than the national average of 0.474. In other words, wages are distributed more evenly in Indiana in comparison to the national average.

    This chart shows the number of workers in Indiana across various wage buckets compared to the national average.

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    Commuter Transportation

    Most Common Commute in 2024
    1. Drove Alone (87.5%)
    2. Carpooled (5.44%)
    3. Worked At Home (4.45%)

    In 2024, 87.5% of workers in Spencer County, IN drove alone to work, followed by those who carpooled to work (5.44%) and those who worked at home (4.45%).

    The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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    Commute Time

    26 minutes
    Average Travel Time

    Using averages, employees in Spencer County, IN have a shorter commute time (26 minutes) than the normal US worker (26.4 minutes). Additionally, 1.33% of the workforce in Spencer County, IN have "super commutes" in excess of 90 minutes.

    The chart below shows how the median household income in Spencer County, IN compares to that of it's neighboring and parent geographies.

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    Car Ownership

    3 cars
    Average Number

    The following chart displays the households in Spencer County, IN distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Spencer County, IN have 3 cars.

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    Severe Housing Problems

    In 2025, 7.24% of the population was living with severe housing problems in Spencer County, IN. From 2014 to 2025, the indicator declined 1.26%.

    The graph shows the trend of the percentage of the population living with severe housing problems.

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    Poverty & Diversity

    7.47% of the population for whom poverty status is determined in Spencer County, IN (1.46k out of 19.6k people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Females 75+, followed by Females 65 - 74 and then Females 18 - 24.

    The most common racial or ethnic group living below the poverty line in Spencer County, IN is White, followed by Two Or More and Black.

    The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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    Children in Poverty

    In 2025, 10.2% of the children was living in poverty in Spencer County, IN. From 2014 to 2025, the indicator declined 3%.

    The graph shows the trend of the percentage of the children living in poverty.

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    Crimes & Accidents

    Indicator

    In 2016, the number of reported violent crimes offenses per 100,000 population was 14.3 in Spencer County, IN. From 2014 to 2016, the indicator grew 0% per 100,000 population.

    The graph shows the trend in the number of reported violent crimes offenses per 100,000 population.

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