Silver Bay, MN

Census Place

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2024 Population
1,769
US Senator
Amy Klobuchar
Democratic(DFL) Party
US Senator
Tina Smith
Democratic(DFL) Party
2024 Median Age
47.6
0.833% 1-year decrease
2024 Poverty Rate
9.86%
10.5% 1-year increase
2024 Median Household Income
$69,489
1.95% 1-year decline
2024 Median Property Value
$158,900
5.44% 1-year growth
2024 Employed Population
725
5.1% 1-year decline

About

None of the households in Silver Bay, MN reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

99.7% of the residents in Silver Bay, MN are U.S. citizens.

In 2024, the median property value in Silver Bay, MN was $158,900, and the homeownership rate was 80.1%.

Most people in Silver Bay, MN drove alone to work, and the average commute time was 20.4 minutes. The average car ownership in Silver Bay, MN was 2 cars per household.

United StatesMinnesotaLake County, MNCook, Lake & St. Louis (North) Counties PUMA, MN

Population & Diversity

Silver Bay, MN is home to a population of 1.77k people, from which 99.7% are citizens. As of 2024, 2.09% of Silver Bay, MN residents were born outside of the country (37 people).

In 2024, there were 16.2 times more White (Non-Hispanic) residents (1.59k people) in Silver Bay, MN than any other race or ethnicity. There were 98 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 25 Asian (Non-Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

99.7%
2024 Citizenship
99.8%
2023 Citizenship

As of 2024, 99.7% of Silver Bay, MN residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Silver Bay, MN was 99.8%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Silver Bay, MN compared to that of it's neighboring and parent geographies.

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Diversity

Race and Ethnicity

The 3 largest ethnic groups in Silver Bay, MN
  1. White (Non-Hispanic)
    1.59k ± 177
  2. Two Races Excluding Other, & Three or More Races (Non-Hispanic)
    98 ± 47
  3. Asian (Non-Hispanic)
    25 ± 24
3.11%
Hispanic Population
55 people

In 2024, there were 16.2 times more White (Non-Hispanic) residents (1.59k people) in Silver Bay, MN than any other race or ethnicity. There were 98 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 25 Asian (Non-Hispanic) residents, the second and third most common ethnic groups.

3.11% of the people in Silver Bay, MN are hispanic (55 people).

The following chart shows the 8 races represented in Silver Bay, MN as a share of the total population.

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Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for Minnesota.
Most Common Origin
  1. Mexico
    58,764 ± 5,921 people
  2. Somalia
    36,253 ± 4,660 people
  3. India
    31,836 ± 4,368 people

In 2023, the most common birthplace for the foreign-born residents of Minnesota was Mexico, the natal country of 58,764 Minnesota residents, followed by Somalia with 36,253 and India with 31,836.

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Foreign-Born Population

2.09%
2024 Foreign-Born Population
37 people
1.45%
2023 Foreign-Born Population
26 people

As of 2024, 2.09% of Silver Bay, MN residents (37 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Silver Bay, MN was 1.45%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Silver Bay, MN compared to that of it's neighboring and parent geographies.

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Military

Veterans

Most Common Service Period
  1. Vietnam
    46 ± 24
  2. Korea
    10 ± 14
  3. Gulf War (2001-)
    6 ± 17

Silver Bay, MN has a large population of military personnel who served in Vietnam, 4.6 times greater than any other conflict.

The chart shows the distribution of veterans by conflict in Silver Bay, MN.

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Economy

The economy of Silver Bay, MN employs 725 people. In 2024, the largest industries in Silver Bay, MN were Health Care & Social Assistance (139 people), Retail Trade (111 people), and Accommodation & Food Services (86 people), and the highest paying industries were Agriculture, Forestry, Fishing & Hunting, & Mining ($102,031), Mining, Quarrying, & Oil & Gas Extraction ($101,406), and Manufacturing ($89,375).

Employment

Occupations

725
2024 Value
± 137
−5.1%
1 Year decline
± 28.3%

From 2023 to 2024, employment in Silver Bay, MN declined at a rate of −5.1%, from 764 employees to 725 employees.

The most common job groups, by number of people living in Silver Bay, MN, are Office & Administrative Support Occupations (101 people), Management Occupations (72 people), and Construction & Extraction Occupations (62 people). This chart illustrates the share breakdown of the primary jobs held by residents of Silver Bay, MN.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for Minnesota.

This chart shows weekly unemployment insurance claims in Minnesota (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Industries

Employment by Industries

725
2024 Value
± 137
−5.1%
1 Year decline
± 28.3%

From 2023 to 2024, employment in Silver Bay, MN declined at a rate of −5.1%, from 764 employees to 725 employees.

The most common employment sectors for those who live in Silver Bay, MN, are Health Care & Social Assistance (139 people), Retail Trade (111 people), and Accommodation & Food Services (86 people). This chart shows the share breakdown of the primary industries for residents of Silver Bay, MN, though some of these residents may live in Silver Bay, MN and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$66,250
Median earning men ± $14,360
$48,271
Median earning women ± $4,535

The industries with the best median earnings for men in 2024 are Agriculture, Forestry, Fishing & Hunting, & Mining ($100,938), Manufacturing ($89,375), and Construction ($82,917).

The industries with the best median earnings for women in 2024 are Retail Trade ($78,750), Arts, Entertainment, & Recreation, & Accommodations & Food Services ($52,250), and Educational Services, & Health Care & Social Assistance ($48,648).

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Employment by Industry Sector

Data is only available at the state level. Showing data for Minnesota.
Y-Axis
2.26%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 2.93M people employed in Minnesota. This represents a 2.26% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 13.4%.

The following chart shows monthly employment numbers for each industry sector in Minnesota.

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Civics

In the 2024 presidential election, the popular vote in Minnesota went to Kamala Harris with 50.9% of the vote. The runner-up was Donald J. Trump (46.7%), followed by Robert Kennedy (0.738%).

Amy Klobuchar and Tina Smith are the senators currently representing the state of Minnesota. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Minnesota is currently represented by 8 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

Presidential Elections

Voting results are not available for Silver Bay, MN. Showing the available data for Minnesota.
2024 Election Results
  1. Kamala Harris (50.9%)
    Democratic Party
  2. Donald J. Trump (46.7%)
    Republican Party
  3. Robert Kennedy (0.738%)
    Independent Party

In the 2024 presidential election, the popular vote in Minnesota went to Kamala Harris with 50.9% of the vote. The runner-up was Donald J. Trump (46.7%), followed by Robert Kennedy (0.738%).

The following chart shows the popular vote results in Minnesota for each registered party from 1976 to 2024.

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Senator Elections

US Senators from Minnesota

Senatorial voting results are only available at the state level. Showing data for Minnesota.
Amy Klobuchar
Senator from Minnesota1
Assumed office on January 3, 2007
The Minnesota Democratic–Farmer–Labor Party (DFL) is the Minnesota affiliate of the U.S. Democratic Party and its members are counted as Democrats.
Tina Smith
Senator from Minnesota2
Assumed office on January 3, 2018
Appointed to the seat following the resignation of Al Franken.

Amy Klobuchar and Tina Smith are the senators currently representing Minnesota.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Minnesota over time, excluding special elections, colored by their political party.

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Housing & Living

The median property value in Silver Bay, MN was $158,900 in 2024, which is 0.478 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $150,700 to $158,900, a 5.44% increase. The homeownership rate in Silver Bay, MN is 80.1%, which is higher than the national average of 65.2%.

People in Silver Bay, MN have an average commute time of 20.4 minutes, and they drove alone to work. Car ownership in Silver Bay, MN is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property

$158,900
Median Property Value 2024
±$7,456
$696
Median Property Taxes
±$120

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Silver Bay, MN the largest share of households pay taxes in the $800 - $1,499 range.

The chart underneath the paragraph shows the property taxes in Silver Bay, MN compared to it's parent and neighbor geographies.

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Rent vs Own

80.1%
Homeownership
2024
69.2%
Homeowners with Mortgage
2024

In 2024, 80.1% of the housing units in Silver Bay, MN were occupied by their owner. This percentage declined from the previous year's rate of 80.8%.

This chart shows the percentage of owner in Silver Bay, MN compared it's parent and neighboring geographies.

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Equity

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$69,489
Median Household Income
± $14,321
869
Number of Households
± 134

In 2024, the median household income of the 869 households in Silver Bay, MN declined from $69,489 from the previous year's value of $70,870.

The following chart displays the households in Silver Bay, MN distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Wage Distribution

The closest comparable wage GINI for Silver Bay, MN is from Minnesota.
0.454
2023 Wage GINI in Minnesota
0.458
2022 Wage GINI in Minnesota

In 2023, the income inequality in Minnesota was 0.454 according to the GINI calculation of the wage distribution. Income inequality had a 0.78% decline from 2022 to 2023, which means that wage distribution grew somewhat more even. The GINI for Minnesota was lower than than the national average of 0.476. In other words, wages are distributed more evenly in Minnesota in comparison to the national average.

This chart shows the number of workers in Minnesota across various wage buckets compared to the national average.

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Transportation

Commuter Transportation

Most Common Commute in 2024
  1. Drove Alone (78.4%)
  2. Worked At Home (12.5%)
  3. Carpooled (4.87%)

In 2024, 78.4% of workers in Silver Bay, MN drove alone to work, followed by those who worked at home (12.5%) and those who carpooled to work (4.87%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

20.4 minutes
Average Travel Time

Using averages, employees in Silver Bay, MN have a shorter commute time (20.4 minutes) than the normal US worker (26.4 minutes). Additionally, 1.27% of the workforce in Silver Bay, MN have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Silver Bay, MN compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in Silver Bay, MN distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Silver Bay, MN have 2 cars.

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Poverty

Poverty & Diversity

9.86% of the population for whom poverty status is determined in Silver Bay, MN (166 out of 1.68k people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Females 75+, followed by Males 25 - 34 and then Females 65 - 74.

The most common racial or ethnic group living below the poverty line in Silver Bay, MN is White, followed by Asian and Two Or More.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

98.2% of the population of Silver Bay, MN has health coverage, with 37.6% on employee plans, 19.9% on Medicaid, 20% on Medicare, 19.3% on non-group plans, and 1.43% on military or VA plans.

Primary care physicians in Minnesota see 1,134 patients per year on average, which represents a 0% change from the previous year (1,134 patients). Compare this to dentists who see 1287 patients per year, and mental health providers who see 278 patients per year.

By gender, of the total number of insured persons, 51.2% were men and 48.8% were women.

Coverage

Health Care Diversity

In 2024, insured persons according to age ranges were distributed in 22.1% under 18 years, 15.3% between 18 and 34 years, 36.1% between 35 and 64 years, and 26.5% over 64 years.

By gender, of the total number of insured persons, 51.2% were men and 48.8% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

1.84%
Uninsured
37.6%
Employer Coverage
19.9%
Medicaid
20%
Medicare
19.3%
Non-Group
1.43%
Military or VA

Between 2023 and 2024, the percent of uninsured citizens in Silver Bay, MN declined by 43% from 3.23% to 1.84%.

The following chart shows how the percent of uninsured individuals in Silver Bay, MN changed over time compared with the percent of individuals enrolled in various types of health insurance.

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