5.13% of the population for whom poverty status is determined in Harvey Cedars, NJ (25 out of 487 people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Females 55 - 64, followed by Females 75+ and then Males 15.

The most common racial or ethnic group living below the poverty line in Harvey Cedars, NJ is White, followed by Black and Native American.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.