Carmel, IN

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Population

88,595

1.9% growth

Median Age

39.5


Median Household Income

$109,201

2.49% growth

Poverty Rate

3.73%


Number of Employees

46,127

2.52% growth

Median Property Value

$320,400

4.54% growth

About

In 2017, Carmel, IN had a population of 88.6k people with a median age of 39.5 and a median household income of $109,201. Between 2016 and 2017 the population of Carmel, IN grew from 86,940 to 88,595, a 1.9% increase and its median household income grew from $106,546 to $109,201, a 2.49% increase.

The population of Carmel, IN is 81.3% White Alone, 10.3% Asian Alone, and 3.19% Hispanic or Latino. 14.4% of the people in Carmel, IN speak a non-English language, and 94.6% are U.S. citizens.

The largest universities in Carmel, IN are Indiana College of Sports & Medical Massage (21 degrees awarded in 2016).

The median property value in Carmel, IN is $320,400, and the homeownership rate is 77.6%. Most people in Carmel, IN commute by Drove Alone, and the average commute time is 22.2 minutes. The average car ownership in Carmel, IN is 2 cars per household.

About the photo: Canal walk in downtown Indianapolis.

Economy

The economy of Carmel, IN employs 46.1k people. The largest industries in Carmel, IN are Professional, Scientific, & Technical Services (6,633 people), Manufacturing (6,388 people), and Health Care & Social Assistance (6,226 people), and the highest paying industries are Manufacturing ($104,480), Utilities ($94,953), and Wholesale Trade ($90,995).

Median household income in Carmel, IN is $109,201. Males in Carmel, IN have an average income that is 1.39 times higher than the average income of females, which is $42,677. The income inequality in Carmel, IN (measured using the Gini index) is 0.456, which is lower than than the national average.

Wages

Median Household Income

$109,201

2017 value

± $4,095

2.49%

1 Year Growth

± 5.58%

Households in Carmel, IN have a median annual income of $109,201, which is more than the median annual income of $60,336 across the entire United States. This is in comparison to a median income of $106,546 in 2016, which represents a 2.49% annual growth.

Look at the chart to see how the median household income in Carmel, IN compares to that of it's neighboring and parent geographies.

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Wage by Gender in Common Jobs

The PUMS dataset is not available at the place level, so we are showing data for the Indiana.

$59,508

Average Male Salary

± $1,197

$42,677

Average Female Salary

± $917

In 2017, full-time male employees in Carmel, IN made 1.39 times more than female employees.

This chart shows the gender-based wage disparity in the 5 most common occupations in Carmel, IN by number of full-time employees.

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Wage by Race and Ethnicity in Common Jobs

The PUMS dataset is not available at the place level, so we are showing data for the Indiana.

Highest Average Salaries by Race & Ethnicity

  1. Asian

    $60,595 ± $7,828

  2. White

    $45,279 ± $744

  3. Native Hawaiian and Other Pacific Islander

    $41,920 ± $17,388

In 2017 the highest paid race/ethnicity of Carmel, IN workers was Asian. These workers were paid 1.34 times more than White workers, who made the second highest salary of any race/ethnicity.

This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in Carmel, IN by number of full-time employees.

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Wage Distribution

The closest comparable wage GINI for Carmel, IN is from Indiana.

0.456

2017 Wage GINI

0.457

2016 Wage GINI

In 2017, the income inequality in Indiana was 0.456 according to the GINI calculation of the wage distribution. Income inequality had a 0.0682% decline from 2016 to 2017, which means that wage distribution grew somewhat more even.

The 2017 the GINI for Indiana was lower than than the national average of 0.479. In other words, wages are distributed more evenly in Indiana in comparison to the national average.

This chart shows the number of workers in Indiana across various wage buckets compared to the national average.

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Income by Location

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Highest Median Household Income (Total)

  1. Census Tract 1110.01

  2. Census Tract 1109.04

  3. Census Tract 1109.07

In 2017, the place with the highest Median Household Income (Total) in Carmel, IN was Census Tract 1110.01 with a value of $153,598, followed by Census Tract 1109.04 and Census Tract 1109.07, with respective values of $145,882 and $140,900.

The following map shows all of the places in Carmel, IN colored by their Median Household Income (Total).

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Poverty by Age and Gender

Females 35 - 44

Largest Demographic Living in Poverty

3.73% of the population for whom poverty status is determined in Carmel, IN (3.28k out of 88k people) live below the poverty line, a number that is lower than the national average of 13.4%. The largest demographic living in poverty are Females 35 - 44, followed by Females 55 - 64 and then Females 25 - 34.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Poverty by Race and Ethnicity

Largest Race or Ethnicity Living in Poverty

  1. White

    2,658 ± 378

  2. Asian

    305 ± 163

  3. Hispanic

    234 ± 148

The most common racial or ethnic group living below the poverty line in Carmel, IN is White, followed by Asian and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Occupations

Employment by Occupations

46.1k

2017 Value

± 1,489

2.52%

1 Year growth

± 4.4%

From 2016 to 2017, employment in Carmel, IN grew at a rate of 2.52%, from 45k employees to 46.1k employees.

The most common job groups, by number of people living in Carmel, IN, are Management Occupations (8,270 people), Sales & Related Occupations (6,122 people), and Office & Administrative Support Occupations (3,962 people). This chart illustrates the share breakdown of the primary jobs held by residents of Carmel, IN.

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Most Common

The most common jobs held by residents of Carmel, IN, by number of employees, are Management Occupations (8,270 people), Sales & Related Occupations (6,122 people), and Office & Administrative Support Occupations (3,962 people).

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Most Specialized

Compared to other places, Carmel, IN has an unusually high number of residents working as Life, Physical, & Social Science Occupations (3.71 times higher than expected), Legal Occupations (2.13 times), and Health Diagnosing & Treating Practitioners & Other Technical Occupations (2.02 times).

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Highest Paid

The highest paid jobs held by residents of Carmel, IN, by median earnings, are Life, Physical, & Social Science Occupations ($101,140), Legal Occupations ($99,688), and Management Occupations ($99,243).

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Industries

Employment by Industries

46.1k

2017 Value

± 1,489

2.52%

1 Year growth

± 4.4%

From 2016 to 2017, employment in Carmel, IN grew at a rate of 2.52%, from 45k employees to 46.1k employees.

The most common employment sectors for those who live in Carmel, IN, are Professional, Scientific, & Technical Services (6,633 people), Manufacturing (6,388 people), and Health Care & Social Assistance (6,226 people). This chart shows the share breakdown of the primary industries for residents of Carmel, IN, though some of these residents may live in Carmel, IN and work somewhere else. Census data is tagged to a residential address, not a work address.

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Most Common

The most common industries in Carmel, IN, by number of employees, are Professional, Scientific, & Technical Services (6,633 people), Manufacturing (6,388 people), and Health Care & Social Assistance (6,226 people).

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Most Specialized

Compared to other places, Carmel, IN has an unusually high number of Professional, Scientific, & Technical Services (2.05 times higher than expected), Finance & Insurance (1.61 times), and Wholesale Trade (1.57 times) industries.

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Highest Paying

The highest paying industries in Carmel, IN, by median earnings, are Manufacturing ($104,480), Utilities ($94,953), and Wholesale Trade ($90,995).

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Domestic Trade

Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from Indiana to other states, or from other states to Indiana.

Top Domestic Production in Dollars

  1. $69.1B

  2. $42.9B

  3. $39.9B

In 2015, the top outbound Indiana product (by dollars) was Motorized vehicles with $69.1B, followed by Base metals with $42.9B and Mixed freight and $39.9B.

The following chart shows the share of these products in relation to all outbound Indiana products.

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Domestic Trade Growth

Showing data for Indiana state.

$446B

2015 Value

$698B

Projected 2045 Value

56.6% growth

In 2015, total outbound Indiana trade was $446B. This is expected to increase 56.6% to $698B by 2045.

The following chart shows how the domestic outbound Indiana trade is projected to change in comparison to its neighboring states.

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Interstate Trade

Interstate trade consists of products and services shipped from Indiana to other states, or from other states to Indiana.

Most Common Trade Partners

  1. $39.9B

  2. $32.7B

  3. $31.7B

In 2015, the top outbound Indiana domestic partner for goods and services (by dollars) was Ohio with $39.9B, followed by Michigan with $32.7B and Illinois and $31.7B.

The following map shows the amount of trade that Indiana shares with each state (excluding itself).

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Health

96.5% of the population of Carmel, IN has health coverage, with 72% on employee plans, 2.77% on Medicaid, 9.93% on Medicare, 11.1% on non-group plans, and 0.711% on military or VA plans.

Per capita personal health care spending in the place of Carmel, IN was $8,300 in 2014. This is a 4.76% increase from the previous year ($7,923).

Primary care physicians in Carmel, IN see 1505 patients per year on average, which represents a 1.07% increase from the previous year (1489 patients). Compare this to dentists who see 1852 patients per year, and mental health providers who see 701 patients per year.

Comparing across all counties in the state, Jay County has the highest prevalence of diabetes (15.4%). Additionally, Grant County has the highest prevalence of adult obesity (39.1%)

Patient to Clinician Ratios

Data is only available at the state level. Showing data for Indiana.

1505 to 1

Primary Care Physicians

Primary care physicians in Indiana see an average of 1505 patients per year. This represents a 1.07% increase from the previous year (1489 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Indiana in comparison to neighboring states.

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Behavioral Health Conditions

Data only available at the state level.

State with the Highest Prevalence

  1. 8.26% of the population affected

  2. 8.13% of the population affected

  3. 7.98% of the population affected

In 2016, West Virginia had the highest prevalence of adults with major depressive episode, with 8.26% of the population affected. The second highest is Arkansas (8.13%), followed by New Hampshire (7.98%).

The following map shows the percent of individuals with major depressive episode by state over multiple years.

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Access and Quality

Data only available at state level.

Most prevalent states

  1. 19.2% of adults

  2. 17.9% of adults

  3. 17.6% of adults

In 2016, Mississippi had the highest prevalence of adults who haven't seen a doctor in the past 12 months due to cost, at 19.2%. It is followed by Texas (17.9%) and Louisiana (17.6%).

The following map shows the prevalence of adults who haven't seen a doctor in the past 12 months due to cost by state over multiple years.

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Health Care Spending

Data is only available at the state level. Showing data for Indiana.

$8,300

Total Per Capita Spending on Personal Health Care 

$4,078

Per Enrollee Private Health Insurance Spending on Personal Health Care

$8,285

Per Enrollee Medicaid Spending on Personal Health Care

$10,714

Per Enrollee Medicare Spending on Personal Health Care

Between 2013 and 2014, all personal health care spending per capita in Indiana (including private, Medicare, and Medicaid) grew 4.76%, from $7,923 to $8,300.

The following chart shows how this spending changed over time in comparison to Medicaid, Medicare, and private insurance spending, per enrollee.

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Health Care Coverage

3.45%

Uninsured

72%

Employer Coverage

2.77%

Medicaid

9.93%

Medicare

11.1%

Non-Group

0.711%

Military or VA

Between 2016 and 2017, the percent of uninsured citizens in Carmel, IN declined by 8.97% from 3.79% to 3.45%.

The following chart shows how the percent of uninsured individuals in Carmel, IN changed over time compared with the percent of individuals enrolled in various types of health insurance.

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Health Risks

Data available at the county level.

Most at risk counties

  1. 15.4% prevalence

  2. 15.1% prevalence

  3. 15% prevalence

Jay County has the highest prevalence of diabetes in Indiana, at 15.4%.

The following map shows the prevalence of diabetes in Indiana by county over multiple years.

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Diversity

Carmel, IN is home to a population of 88.6k people, from which 94.6% are citizens. As of 2017, 11.6% of Carmel, IN residents were born outside of the country.

The ethnic composition of the population of Carmel, IN is composed of 72k White Alone residents (81.3%), 9.15k Asian Alone residents (10.3%), 2.82k Hispanic or Latino residents (3.19%), 2.17k Black or African American Alone residents (2.45%), 1.84k Two or More Races residents (2.07%), 325 Some Other Race Alone residents (0.367%), 275 American Indian & Alaska Native Alone residents (0.31%), and 9 Native Hawaiian & Other Pacific Islander Alone residents (0.0102%).

The most common foreign languages spoken in Carmel, IN are Chinese (2,297 speakers), Spanish or Spanish Creole (1,806 speakers), and Other Asian Languages (1,390 speakers).

Age

Age by Nativity

38

Median Native-Born Age

± 1

44

Median Foreign-Born Age

± 1.8

In 2017, the median age of all people in Carmel, IN was 39.5. Native-born citizens, with a median age of 38, were generally younger than than foreign-born citizens, with a median age of 44. But people in Carmel, IN are getting getting younger. In 2016, the average age of all Carmel, IN residents was 40.

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Heritage

Foreign-Born Population

11.6%

2017 Foreign-Born Population

11.6%

2016 Foreign-Born Population

As of 2017, 11.6% of Carmel, IN residents were born outside of the United States, which is lower than the national average of 13.7%. In 2016, the percentage of foreign-born citizens in Carmel, IN was 11.6%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in Carmel, IN compared to that of it's neighboring and parent geographies.

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Global Diversity

Most Common Origin

  1. Mexico

    106,451 ± 7,946 people

  2. India

    28,953 ± 4,168 people

  3. China

    22,599 ± 3,684 people

In 2017, the most common birthplace for the foreign-born residents of Carmel, IN was Mexico, the natal country of 106,451 Carmel, IN residents, followed by India with 28,953 and China with 22,599.

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Citizenship

94.6%

2017 Citizenship

94.2%

2016 Citizenship

As of 2017, 94.6% of Carmel, IN residents were US citizens, which is higher than the national average of 93.1%. In 2016, the percentage of US citizens in Carmel, IN was 94.2%, meaning that the rate of citizenship has been increasing.

The following chart shows US citizenship percentages in Carmel, IN compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

Most Common

  1. White Alone

    72k ± 988

  2. Asian Alone

    9.15k ± 785

  3. Hispanic or Latino

    2.82k ± 672

In 2017, there were 7.87 times more White Alone residents (72k people) in Carmel, IN than any other race or ethnicity. There were 9.15k Asian Alone and 2.82k Hispanic or Latino residents, the second and third most common racial or ethnic groups.

The following bar chart shows the 8 races and ethnicities represented in Carmel, IN as a share of the total population.

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Non-English Speakers

Most Common Languages

  1. Chinese

    2,297 speakers (2.87%)

  2. Spanish or Spanish Creole

    1,806 speakers (2.26%)

  3. Other Asian Languages

    1,390 speakers (1.74%)

14.4% of Carmel, IN citizens are speakers of a non-English language, which is lower than the national average of 21.5%. In 2015, the most common non-English language spoken in Carmel, IN was Chinese. 2.87% of the overall population of Carmel, IN are native Chinese speakers. 2.26% speak Spanish or Spanish Creole and 1.74% speak Chinese, the next two most common languages.

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Military

Veterans

Most Common Service Period

  1. Vietnam

    1,025 ± 182

  2. Gulf War (1990s)

    588 ± 163

  3. Korea

    563 ± 150

Carmel, IN has a large population of military personnel who served in Vietnam, 1.74 times greater than any other conflict.

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Education

In 2016, universities in Carmel, IN awarded 21 degrees. The student population of Carmel, IN is skewed towards women, with 23 male students and 61 female students.

Most students graduating from Universities in Carmel, IN are White (20 and 95.2%), followed by Hispanic or Latino (1 and 4.76%), Asian (0 and 0%), and Black or African American (0 and 0%).

The largest universities in Carmel, IN by number of degrees awarded are Indiana College of Sports & Medical Massage (21 and 100%).

The most popular majors in Carmel, IN are Massage Therapy (21 and 100%).

The median tuition costs in Carmel, IN are $N/A for private four year colleges, and $N/A and $N/A respectively, for public four year colleges for in-state students and out-of-state students.

Concentrations

Most Common

  1. 21 degrees awarded

  2. N/A

    N/A degrees awarded

  3. N/A

    N/A degrees awarded

In 2015, the most common concentation for < 1 Year Postsecondary Certificate recipients in Carmel, IN was Massage Therapy with 21 degrees awarded.

This visualization illustrates the percentage of students graduating with a < 1 Year Postsecondary Certificate from schools in Carmel, IN according to their major.

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Universities

Largest Universities by degrees awarded

21 degrees awarded

$N/A

Median In-State Public

$N/A

Median Private

In 2016, the Carmel, IN institution with the largest number of graduating students was Indiana College of Sports & Medical Massage with 21 degrees awarded.

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Student Gender for Common Institutions

11

Degrees Awarded to Men

10

Degrees Awarded to Women

In 2016, 11 men were awarded degrees from institutions in Carmel, IN, which is 1.1 times more than the 10 female students who received degrees in the same year.

This chart displays the gender disparity between the institutions in Carmel, IN by degrees awarded.

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Student Race and Ethnicity

Most Common Student Race or Ethnicity

  1. White

    20 degrees awarded

  2. Hispanic or Latino

    1 degrees awarded

  3. Asian

    0 degrees awarded

In 2016 the majority of degrees awarded at institutions in Carmel, IN were to White students. These 20 degrees mean that there were 20 times more White students then the next closest race/ethnicity group, Hispanic or Latino, with 1 degrees awarded.

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Housing & Living

The median property value in Carmel, IN was $320,400 in 2017, which is 1.47 times larger than the national average of $217,600. Between 2016 and 2017 the median property value increased from $306,500 to $320,400, a 4.54% increase. The homeownership rate in Carmel, IN is 77.6%, which is higher than the national average of 63.9%. People in Carmel, IN have an average commute time of 22.2 minutes, and they commute by Drove Alone. Car ownership in Carmel, IN is approximately the same as the national average, with an average of 2 cars per household.

Income

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$109,201

Median Household Income

± $4,095

33.2k

Number of Households

± 1,227

In 2017, the median household income of the 33.2k households in Carmel, IN grew to $109,201 from the previous year's value of $106,546.

The following chart displays the households in Carmel, IN distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $200k+ range.

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Housing

Property Value

$320,400

2017 Median

± $7,006

$306,500

2016 Median

± $6,996

In 2017, the median property value in Carmel, IN grew to to $320,400 from the previous year's value of $306,500.

The following charts display, first, the property values in Carmel, IN compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In Carmel, IN the largest share of households have a property value in the $300k - $400k range.

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Property Taxes

$3k+

Average Range

This chart shows the households in Carmel, IN distributed between a series of property tax buckets compared to the national averages for each bucket. In Carmel, IN the largest share of households pay taxes in the $3k+ range.

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Rent vs Own

77.6%

2017 Homeownership

77.7%

2016 Homeownership

In 2017, 77.6% of the housing units in Carmel, IN were occupied by their owner. This percentage declined from the previous year's rate of 77.7%.

This percentage of owner-occupation is higher than the national average of 63.9%. This chart shows the ownership percentage in Carmel, IN compared it's parent and neighboring geographies.

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Transportation

Car Ownership

2 cars

Average Number

The following chart displays the households in Carmel, IN distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Carmel, IN have 2 cars, followed by 3 cars.

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Commute Time

22.2 minutes

Average Travel Time

Using averages, employees in Carmel, IN have a shorter commute time (22.2 minutes) than the normal US worker (25.1 minutes). Additionally, 0.871% of the workforce in Carmel, IN have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Carmel, IN compares to that of it's neighboring and parent geographies.

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Commuter Transportation

Most Common Method of Travel

  1. Drove Alone

    82.2%

  2. Worked At Home

    8.31%

  3. Carpooled

    7.41%

In 2017, the most common method of travel for workers in Carmel, IN was Drove Alone, followed by those who Worked At Home and those who Carpooled.

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