Carmel, IN

Census Place

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2023 Population
100,501
1.05% 1-year growth
US Senator
Todd Young
Republican Party
US Senator
Jim Banks
Republican Party
2023 Median Age
40.5
0.246% 1-year decrease
2023 Poverty Rate
3.74%
3.47% 1-year increase
2023 Median Household Income
$134,602
1.31% 1-year growth
2023 Median Property Value
$455,500
6.95% 1-year growth
2023 Employed Population
53,388
0.597% 1-year growth

About

In 2023, Carmel, IN had a population of 101k people with a median age of 40.5 and a median household income of $134,602. Between 2022 and 2023 the population of Carmel, IN grew from 99,453 to 100,501, a 1.05% increase and its median household income grew from $132,859 to $134,602, a 1.31% increase.

The 5 largest ethnic groups in Carmel, IN are White (Non-Hispanic) (75.7%), Asian (Non-Hispanic) (11.6%), Black or African American (Non-Hispanic) (3.62%), Two+ (Non-Hispanic) (3.51%), and Two+ (Hispanic) (2.42%).

None of the households in Carmel, IN reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

94.9% of the residents in Carmel, IN are U.S. citizens.

The largest universities in Carmel, IN are Indiana Wellness College (109 degrees awarded in 2022).

In 2023, the median property value in Carmel, IN was $455,500, and the homeownership rate was 74.6%.

Most people in Carmel, IN drove alone to work, and the average commute time was 25 minutes. The average car ownership in Carmel, IN was 2 cars per household.

Population & Diversity

Carmel, IN is home to a population of 101k people, from which 94.9% are citizens. As of 2023, 12.9% of Carmel, IN residents were born outside of the country (13k people).

In 2023, there were 6.53 times more White (Non-Hispanic) residents (76.1k people) in Carmel, IN than any other race or ethnicity. There were 11.7k Asian (Non-Hispanic) and 3.64k Black or African American (Non-Hispanic) residents, the second and third most common ethnic groups.

Citizenship

94.9%
2023 Citizenship
94.9%
2022 Citizenship

As of 2023, 94.9% of Carmel, IN residents were US citizens, which is higher than the national average of 93.4%. In 2022, the percentage of US citizens in Carmel, IN was 94.9%, meaning that the rate of citizenship has been increasing.

The following chart shows US citizenship percentages in Carmel, IN compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

The 3 largest ethnic groups in Carmel, IN
  1. White (Non-Hispanic)
    76.1k ± 1.65k
  2. Asian (Non-Hispanic)
    11.7k ± 1.04k
  3. Black or African American (Non-Hispanic)
    3.64k ± 938
5%
Hispanic Population
5.02k people

In 2023, there were 6.53 times more White (Non-Hispanic) residents (76.1k people) in Carmel, IN than any other race or ethnicity. There were 11.7k Asian (Non-Hispanic) and 3.64k Black or African American (Non-Hispanic) residents, the second and third most common ethnic groups.

5% of the people in Carmel, IN are hispanic (5.02k people).

The following chart shows the 7 races represented in Carmel, IN as a share of the total population.

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Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for Indiana.
Most Common Origin
  1. Mexico
    101,350 ± 7,757 people
  2. India
    35,477 ± 4,612 people
  3. China
    18,850 ± 3,366 people

In 2022, the most common birthplace for the foreign-born residents of Indiana was Mexico, the natal country of 101,350 Indiana residents, followed by India with 35,477 and China with 18,850.

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Foreign-Born Population

12.9%
2023 Foreign-Born Population
13k people
13.1%
2022 Foreign-Born Population
13k people

As of 2023, 12.9% of Carmel, IN residents (13k people) were born outside of the United States, which is lower than the national average of 13.8%. In 2022, the percentage of foreign-born citizens in Carmel, IN was 13.1%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in Carmel, IN compared to that of it's neighboring and parent geographies.

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Veterans

Most Common Service Period
  1. Vietnam
    1,163 ± 218
  2. Gulf War (2001-)
    562 ± 175
  3. Gulf War (1990s)
    509 ± 163

Carmel, IN has a large population of military personnel who served in Vietnam, 2.07 times greater than any other conflict.

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Economy

The economy of Carmel, IN employs 53.4k people. The largest industries in Carmel, IN are Health Care & Social Assistance (8,944 people), Professional, Scientific, & Technical Services (7,961 people), and Manufacturing (6,144 people), and the highest paying industries are Utilities ($158,355), Management of Companies & Enterprises ($136,902), and Manufacturing ($135,556).

Males in Indiana have an average income that is 1.36 times higher than the average income of females, which is $53,980. The income inequality in Indiana (measured using the Gini index) is 0.448, which is lower than than the national average.

Occupations

53.4k
2023 Value
± 2,033
0.597%
1 Year growth
± 5.27%

From 2022 to 2023, employment in Carmel, IN grew at a rate of 0.597%, from 53.1k employees to 53.4k employees.

The most common job groups, by number of people living in Carmel, IN, are Management Occupations (8,883 people), Business & Financial Operations Occupations (5,672 people), and Sales & Related Occupations (5,553 people). This chart illustrates the share breakdown of the primary jobs held by residents of Carmel, IN.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for false.

This chart shows weekly unemployment insurance claims in Indiana (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Employment by Industries

53.4k
2023 Value
± 2,033
0.597%
1 Year growth
± 5.27%

From 2022 to 2023, employment in Carmel, IN grew at a rate of 0.597%, from 53.1k employees to 53.4k employees.

The most common employment sectors for those who live in Carmel, IN, are Health Care & Social Assistance (8,944 people), Professional, Scientific, & Technical Services (7,961 people), and Manufacturing (6,144 people). This chart shows the share breakdown of the primary industries for residents of Carmel, IN, though some of these residents may live in Carmel, IN and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$103,587
Median earning men ± $4,002
$57,123
Median earning women ± $3,427

The industries with the best median earnings for men in 2023 are Agriculture, Forestry, Fishing & Hunting, & Mining ($145,688), Wholesale Trade ($144,898), and Manufacturing ($136,984).

The industries with the best median earnings for women in 2023 are Manufacturing ($122,122), Finance & Insurance, & Real Estate & Rental & Leasing ($92,804), and Construction ($91,375).

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Employment by Industry Sector

Data is only available at the state level. Showing data for Indiana.
Y-Axis
2.48%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 3.21M people employed in Indiana. This represents a 2.48% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 15.4%.

The following chart shows monthly employment numbers for each industry sector in Indiana.

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Civics

In the 2024 presidential election, the popular vote in Indiana went to Donald J. Trump with 58.8% of the vote. The runner-up was Kamala Harris (39.8%), followed by Robert Kennedy (1%).

Todd Young and Jim Banks are the senators currently representing the state of Indiana. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Indiana is currently represented by 9 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

US Senators from Indiana

Senatorial voting results are only available at the state level. Showing data for Indiana.
Todd Young
Senator from Indiana3
Assumed office on January 3, 2017
Jim Banks
Senator from Indiana1
Assumed office on January 3, 2025

Todd Young and Jim Banks are the senators currently representing Indiana.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Indiana over time, excluding special elections, colored by their political party.

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US Representatives from Indiana

Indiana is currently represented by 9 members in the U.S. house.

Members of the House of Representives are elected to 2-year terms, and the following chart shows the how the members for Indiana have changed over time starting in 2008.

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Education

In 2022, universities in Carmel, IN awarded 109 degrees. The student population of Carmel, IN in 2022 is skewed towards women, with 20 male students and 170 female students.

Most students graduating from Universities in Carmel, IN are White (68 and 62.4%), followed by Black or African American (17 and 15.6%), Two or More Races (15 and 13.8%), and Hispanic or Latino (7 and 6.42%).

The largest universities in Carmel, IN by number of degrees awarded are Indiana Wellness College (109 and 100%).

The most popular majors in Carmel, IN are Massage Therapy (56 and 51.4%) and Aesthetician & Skin Care Specialist (53 and 48.6%).

Applicants, Admissions & Enrolled

Measure

In 2022 in Carmel, IN, the percentage of applicants admitted was 63.4%, while the percentage of admitted who enrolled was 47.8%. The number of students enrolled in 2022 was 190 (10.5% men and 89.5% women).

The line chart  shows the evolution of the percentage of applicants admitted, admitted who enrolled or the number of students enrolled according to the option selected in the upper button.

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Enrollments by Gender and Races

In 2022 there were 190 students enrolled in Carmel, IN, 10.5% men and 89.5% women.

By race, the largest number of students enrolled was concentrated in White with 109 records, of which 89.9% were women and 10.1% men.

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Concentrations

Most Common
56 degrees awarded

In 2022, the most common concentation for 1 to 2 Year Postsecondary Certificate recipients in Carmel, IN was Massage Therapy with 56 degrees awarded.

This visualization illustrates the percentage of students graduating with a 1 to 2 Year Postsecondary Certificate from schools in Carmel, IN according to their major.

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Universities

Gender
Race
Largest Universities by degrees awarded
109 degrees awarded

In 2022, the institution with the largest number of graduating students was Indiana Wellness College with 109 degrees awarded.

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Student Diversity

In 2022, 9 men were awarded degrees from institutions in Carmel, IN, which is 0.09 times less than the 100 female students who received degrees in the same year.

In 2022 the most common race/ethnicity group awarded degrees at institutions was White students. These 68 degrees mean that there were 4 times more degrees awarded to White students then the next closest race/ethnicity group, Black or African American, with 17 degrees awarded.

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Awarded Degrees over Time

The graph shows the evolution of awarded degrees by degrees. Under the paragraphs, the average number of awarded degrees by university in each degree is shown.

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Educational Pyramid

Data is only available at the state level. Showing data for Indiana.
Measure

In 2022, 0.799% of men over 25 years of age had not completed any academic degree (no schooling), while 0.781% of women were in the same situation.

This visualization shows the gender distribution of the population according to the academic level reached.

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Educational Attainment

Data is only available at the state level. Showing data for Indiana.
Race

The most common educational levels obtained by the working population in 2022 were High School or Equivalent (1.75M), Some college (1.13M), and Bachelors Degree (879k).

This visualization illustrates the percentage distribution of the population according to the highest educational level reached. You can filter the data by race by using the selector above.

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Housing & Living

The median property value in Carmel, IN was $455,500 in 2023, which is 1.5 times larger than the national average of $303,400. Between 2022 and 2023 the median property value increased from $425,900 to $455,500, a 6.95% increase. The homeownership rate in Carmel, IN is 74.6%, which is approximately the same as the national average of 65%.

People in Carmel, IN have an average commute time of 25 minutes, and they drove alone to work. Car ownership in Carmel, IN is approximately the same as the national average, with an average of 2 cars per household.

Median household income in Carmel, IN is $134,602. In 2023, the place with the highest median household income in Carmel, IN was Census Tract 1109.04 with a value of $203,750, followed by Census Tract 1109.07 and Census Tract 1110.03, with respective values of $196,304 and $136,493.

Property

$455,500
Median Property Value 2023
±$8,733
$28,450
Median Property Taxes
±$1,155

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Carmel, IN the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Carmel, IN compared to it's parent and neighbor geographies.

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Rent vs Own

74.6%
Homeownership
2023
63.9%
Homeowners with Mortgage
2023

In 2023, 74.6% of the housing units in Carmel, IN were occupied by their owner. This percentage declined from the previous year's rate of 74.6%.

This chart shows the percentage of owner in Carmel, IN compared it's parent and neighboring geographies.

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Income by Location

Use the dropdown to filter by race/ethnicity.
Race/Ethnicity
Highest Median Household Income (Total)
  1. Census Tract 1109.04
  2. Census Tract 1109.07
  3. Census Tract 1110.03

In 2023, the place with the highest Median Household Income (Total) in Carmel, IN was Census Tract 1109.04 with a value of $203,750, followed by Census Tract 1109.07 and Census Tract 1110.03, with respective values of $196,304 and $136,493.

The following map shows all of the places in Carmel, IN colored by their Median Household Income (Total).

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Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$134,602
Median Household Income
± $7,262
38.2k
Number of Households
± 1,471

In 2023, the median household income of the 38.2k households in Carmel, IN grew to $134,602 from the previous year's value of $132,859.

The following chart displays the households in Carmel, IN distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $200k+ range.

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Wage Distribution

The closest comparable wage GINI for Carmel, IN is from Indiana.
0.448
2022 Wage GINI in Indiana
0.449
2021 Wage GINI in Indiana

In 2022, the income inequality in Indiana was 0.448 according to the GINI calculation of the wage distribution. Income inequality had a 0.283% decline from 2021 to 2022, which means that wage distribution grew somewhat more even. The GINI for Indiana was lower than than the national average of 0.478. In other words, wages are distributed more evenly in Indiana in comparison to the national average.

This chart shows the number of workers in Indiana across various wage buckets compared to the national average.

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Commuter Transportation

Most Common Commute in 2023
  1. Drove Alone (69.1%)
  2. Worked At Home (25%)
  3. Carpooled (3.96%)

In 2023, 69.1% of workers in Carmel, IN drove alone to work, followed by those who worked at home (25%) and those who carpooled to work (3.96%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

25 minutes
Average Travel Time

Using averages, employees in Carmel, IN have a shorter commute time (25 minutes) than the normal US worker (26.6 minutes). Additionally, 1.4% of the workforce in Carmel, IN have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Carmel, IN compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in Carmel, IN distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Carmel, IN have 2 cars.

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Poverty & Diversity

3.74% of the population for whom poverty status is determined in Carmel, IN (3.74k out of 99.9k people) live below the poverty line, a number that is lower than the national average of 12.4%. The largest demographic living in poverty are Females 18 - 24, followed by Females 35 - 44 and then Females 25 - 34.

The most common racial or ethnic group living below the poverty line in Carmel, IN is White, followed by Black and Asian.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

96.7% of the population of Carmel, IN has health coverage, with 70.8% on employee plans, 3.06% on Medicaid, 11.6% on Medicare, 10.5% on non-group plans, and 0.826% on military or VA plans.

Primary care physicians in Hamilton County, IN see 713 patients per year on average, which represents a 0.992% increase from the previous year (706 patients). Compare this to dentists who see 1346 patients per year, and mental health providers who see 579 patients per year.

Patient to Clinician Ratios

Data is only available at the country level. Showing data for Hamilton County, IN.
713 to 1
Patient to Primary Care Physician Ratio in Hamilton County, IN

Primary care physicians in Hamilton County, IN see an average of 713 patients per year. This represents a 0.992% increase from the previous year (706 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Hamilton County, IN in comparison to its neighboring geographies.

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Health Care Diversity

In 2023, insured persons according to age ranges were distributed in 27% under 18 years, 16.6% between 18 and 34 years, 41.7% between 35 and 64 years, and 14.7% over 64 years.

By gender, of the total number of insured persons, 47.8% were men and 52.2% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

3.25%
Uninsured
70.8%
Employer Coverage
3.06%
Medicaid
11.6%
Medicare
10.5%
Non-Group
0.826%
Military or VA

Between 2022 and 2023, the percent of uninsured citizens in Carmel, IN grew by 6.3% from 3.06% to 3.25%.

The following chart shows how the percent of uninsured individuals in Carmel, IN changed over time compared with the percent of individuals enrolled in various types of health insurance.

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