Waterloo, NY

Census Place

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2023 Population

4,600

0.283% 1-year growth

US Senator

Chuck Schumer

Democratic Party

US Senator

Kirsten Gillibrand

Democratic Party

2023 Median Age

3.95% 1-year increase

2023 Poverty Rate

11.3%

0.678% 1-year decrease

2023 Median Household Income

$52,404

20.3% 1-year decline

2023 Median Property Value

$111,300

4.51% 1-year growth

2023 Employed Population

2,019

5.3% 1-year decline

About

In 2023, Waterloo, NY had a population of 4.6k people with a median age of 50 and a median household income of $52,404. Between 2022 and 2023 the population of Waterloo, NY grew from 4,587 to 4,600, a 0.283% increase and its median household income declined from $65,712 to $52,404, a −20.3% decrease.

The 5 largest ethnic groups in Waterloo, NY are White (Non-Hispanic) (88.5%), Two+ (Non-Hispanic) (4.65%), Two+ (Hispanic) (2.24%), Black or African American (Non-Hispanic) (1.72%), and White (Hispanic) (1.61%).

None of the households in Waterloo, NY reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

99.4% of the residents in Waterloo, NY are U.S. citizens.

In 2023, the median property value in Waterloo, NY was $111,300, and the homeownership rate was 68.9%.

Most people in Waterloo, NY drove alone to work, and the average commute time was 22.2 minutes. The average car ownership in Waterloo, NY was 2 cars per household.

United States New York Seneca County, NY Seneca Falls, NY Wayne & Seneca & Yates Counties PUMA, NY

Population & Diversity

Waterloo, NY is home to a population of 4.6k people, from which 99.4% are citizens. As of 2023, 3.48% of Waterloo, NY residents were born outside of the country (160 people).

In 2023, there were 19 times more White (Non-Hispanic) residents (4.07k people) in Waterloo, NY than any other race or ethnicity. There were 214 Two+ (Non-Hispanic) and 103 Two+ (Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

99.4%

2023 Citizenship

99.4%

2022 Citizenship

As of 2023, 99.4% of Waterloo, NY residents were US citizens, which is higher than the national average of 93.4%. In 2022, the percentage of US citizens in Waterloo, NY was 99.4%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Waterloo, NY compared to that of it's neighboring and parent geographies.

Diversity

Race and Ethnicity

The 3 largest ethnic groups in Waterloo, NY

White (Non-Hispanic)
4.07k ± 281
Two+ (Non-Hispanic)
214 ± 125
Two+ (Hispanic)
103 ± 108

5.09%

Hispanic Population

234 people

5.09% of the people in Waterloo, NY are hispanic (234 people).

The following chart shows the 7 races represented in Waterloo, NY as a share of the total population.

Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for New York.

Most Common Origin

Dominican Republic
505,872 ± 17,239 people
China
415,960 ± 15,668 people
Jamaica
230,433 ± 11,717 people

In 2022, the most common birthplace for the foreign-born residents of New York was Dominican Republic, the natal country of 505,872 New York residents, followed by China with 415,960 and Jamaica with 230,433.

Foreign-Born Population

3.48%

2023 Foreign-Born Population

160 people

3.16%

2022 Foreign-Born Population

145 people

As of 2023, 3.48% of Waterloo, NY residents (160 people) were born outside of the United States, which is lower than the national average of 13.8%. In 2022, the percentage of foreign-born citizens in Waterloo, NY was 3.16%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Waterloo, NY compared to that of it's neighboring and parent geographies.

Military

Veterans

Most Common Service Period

Korea
118 ± 93
Vietnam
99 ± 57
Gulf War (2001-)
49 ± 43

Waterloo, NY has a large population of military personnel who served in Korea, 1.19 times greater than any other conflict.

Economy

The economy of Waterloo, NY employs 2.02k people. The largest industries in Waterloo, NY are Manufacturing (367 people), Health Care & Social Assistance (318 people), and Educational Services (229 people), and the highest paying industries are Finance & Insurance, & Real Estate & Rental & Leasing ($203,750), Finance & Insurance ($203,750), and Transportation & Warehousing, & Utilities ($100,250).

Males in New York have an average income that is 1.27 times higher than the average income of females, which is $77,694. The income inequality in New York (measured using the Gini index) is 0.494, which is higher than than the national average.

Employment

Occupations

2.02k

2023 Value

± 329

−5.3%

1 Year decline

± 23.4%

From 2022 to 2023, employment in Waterloo, NY declined at a rate of −5.3%, from 2.13k employees to 2.02k employees.

The most common job groups, by number of people living in Waterloo, NY, are Management Occupations (200 people), Education Instruction, & Library Occupations (182 people), and Transportation Occupations (161 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo, NY.

Unemployment Insurance Claims

Data is only available at the state level. Showing data for false.

This chart shows weekly unemployment insurance claims in New York (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Industries

Employment by Industries

2.02k

2023 Value

± 329

−5.3%

1 Year decline

± 23.4%

From 2022 to 2023, employment in Waterloo, NY declined at a rate of −5.3%, from 2.13k employees to 2.02k employees.

The most common employment sectors for those who live in Waterloo, NY, are Manufacturing (367 people), Health Care & Social Assistance (318 people), and Educational Services (229 people). This chart shows the share breakdown of the primary industries for residents of Waterloo, NY, though some of these residents may live in Waterloo, NY and work somewhere else. Census data is tagged to a residential address, not a work address.

Median Earnings by Industry

$50,638

Median earning men ± $9,099

$32,778

Median earning women ± $8,615

The industries with the best median earnings for men in 2023 are Transportation & Warehousing, & Utilities ($100,250), Public Administration ($88,148), and Construction ($71,250).

The industries with the best median earnings for women in 2023 are Public Administration ($65,776), Manufacturing ($38,839), and Educational Services, & Health Care & Social Assistance ($33,828).

Employment by Industry Sector

Data is only available at the state level. Showing data for New York.

Y-Axis

2.74%

Year-over-year growth

Employment change between February 2022 and February 2023

As of February 2023, there are 9.56M people employed in New York. This represents a 2.74% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 19.7%.

The following chart shows monthly employment numbers for each industry sector in New York.

Education

Completions

Awarded Degrees over Time

The graph shows the evolution of awarded degrees by degrees. Under the paragraphs, the average number of awarded degrees by university in each degree is shown.

Working Population

Educational Pyramid

Data is only available at the state level. Showing data for New York.

Measure

In 2022, 1.7% of men over 25 years of age had not completed any academic degree (no schooling), while 1.75% of women were in the same situation.

This visualization shows the gender distribution of the population according to the academic level reached.

Educational Attainment

Data is only available at the state level. Showing data for New York.

Race

The most common educational levels obtained by the working population in 2022 were High School or Equivalent (4.04M), Bachelors Degree (3.33M), and Some college (2.79M).

This visualization illustrates the percentage distribution of the population according to the highest educational level reached. You can filter the data by race by using the selector above.

Housing & Living

The median property value in Waterloo, NY was $111,300 in 2023, which is 0.367 times smaller than the national average of $303,400. Between 2022 and 2023 the median property value increased from $106,500 to $111,300, a 4.51% increase. The homeownership rate in Waterloo, NY is 68.9%, which is approximately the same as the national average of 65%.

People in Waterloo, NY have an average commute time of 22.2 minutes, and they drove alone to work. Car ownership in Waterloo, NY is approximately the same as the national average, with an average of 2 cars per household.

Median household income in Waterloo, NY is $52,404. In 2023, the place with the highest median household income in Waterloo, NY was Census Tract 9506 with a value of $68,803, followed by Census Tract 9504 and Census Tract 9505, with respective values of $49,948 and $49,323.

Housing

Property

$111,300

Median Property Value 2023

±$7,027

$1,386

Median Property Taxes

±$243

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo, NY the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Waterloo, NY compared to it's parent and neighbor geographies.

Rent vs Own

68.9%

Homeownership

2023

52.9%

Homeowners with Mortgage

2023

In 2023, 68.9% of the housing units in Waterloo, NY were occupied by their owner. This percentage declined from the previous year's rate of 70%.

This chart shows the percentage of owner in Waterloo, NY compared it's parent and neighboring geographies.

Equity

Income by Location

Use the dropdown to filter by race/ethnicity.

Race/Ethnicity

Highest Median Household Income (Total)

Census Tract 9506
Census Tract 9504
Census Tract 9505

In 2023, the place with the highest Median Household Income (Total) in Waterloo, NY was Census Tract 9506 with a value of $68,803, followed by Census Tract 9504 and Census Tract 9505, with respective values of $49,948 and $49,323.

The following map shows all of the places in Waterloo, NY colored by their Median Household Income (Total).

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$52,404

Median Household Income

± $20,203

2.01k

Number of Households

± 317

In 2023, the median household income of the 2.01k households in Waterloo, NY declined from $52,404 from the previous year's value of $65,712.

The following chart displays the households in Waterloo, NY distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

Wage Distribution

The closest comparable wage GINI for Waterloo, NY is from New York.

0.494

2022 Wage GINI in New York

0.493

2021 Wage GINI in New York

In 2022, the income inequality in New York was 0.494 according to the GINI calculation of the wage distribution. Income inequality had a 0.125% growth from 2021 to 2022, which means that wage distribution grew somewhat less even. The GINI for New York was higher than than the national average of 0.478. In other words, wages are distributed less evenly in New York in comparison to the national average.

This chart shows the number of workers in New York across various wage buckets compared to the national average.

Transportation

Commuter Transportation

Most Common Commute in 2023

Drove Alone (74.1%)
Worked At Home (12.6%)
Carpooled (5.3%)

In 2023, 74.1% of workers in Waterloo, NY drove alone to work, followed by those who worked at home (12.6%) and those who carpooled to work (5.3%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

Commute Time

22.2 minutes

Average Travel Time

Using averages, employees in Waterloo, NY have a shorter commute time (22.2 minutes) than the normal US worker (26.6 minutes). Additionally, 2.18% of the workforce in Waterloo, NY have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo, NY compares to that of it's neighboring and parent geographies.

Car Ownership

2 cars

Average Number

The following chart displays the households in Waterloo, NY distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo, NY have 2 cars.

Poverty

Poverty & Diversity

11.3% of the population for whom poverty status is determined in Waterloo, NY (497 out of 4.39k people) live below the poverty line, a number that is lower than the national average of 12.4%. The largest demographic living in poverty are Females 55 - 64, followed by Females 18 - 24 and then Females < 5.

The most common racial or ethnic group living below the poverty line in Waterloo, NY is White, followed by Two Or More and Black.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

Social Needs

Data only available at the state level.

Most prevalent states

California
35,798 individuals
New York
5,087 individuals
Florida
4,915 individuals

In 2017, California had the highest estimated number of chronically homeless individuals in the nation, at 35,798. New York has the second highest (5,087), followed by Florida (4,915).

The following map shows the estimated number of chronically homeless individuals by state over multiple years.

Health

97.9% of the population of Waterloo, NY has health coverage, with 36.6% on employee plans, 31.2% on Medicaid, 16.3% on Medicare, 12.1% on non-group plans, and 1.73% on military or VA plans.

Primary care physicians in Seneca County, NY see 3777 patients per year on average, which represents a 0.0794% decrease from the previous year (3780 patients). Compare this to dentists who see 3369 patients per year, and mental health providers who see 503 patients per year.

Coverage

Patient to Clinician Ratios

Data is only available at the country level. Showing data for Seneca County, NY.

3,777 to 1

Patient to Primary Care Physician Ratio in Seneca County, NY

Primary care physicians in Seneca County, NY see an average of 3,777 patients per year. This represents a 0.0794% decrease from the previous year (3,780 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Seneca County, NY in comparison to its neighboring geographies.

Health Care Diversity

In 2023, insured persons according to age ranges were distributed in 18.6% under 18 years, 23.1% between 18 and 34 years, 35.4% between 35 and 64 years, and 22.9% over 64 years.

By gender, of the total number of insured persons, 48% were men and 52% were women.

The following chart shows the number of people with health coverage by gender.

Uninsured People

2.1%

Uninsured

36.6%

Employer Coverage

31.2%

Medicaid

16.3%

Medicare

12.1%

Non-Group

1.73%

Military or VA

Between 2022 and 2023, the percent of uninsured citizens in Waterloo, NY declined by 6.57% from 2.24% to 2.1%.

The following chart shows how the percent of uninsured individuals in Waterloo, NY changed over time compared with the percent of individuals enrolled in various types of health insurance.

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