Waterloo, NY

Census Place

2024 Population

4,605

US Senator

Chuck Schumer

Democratic Party

US Senator

Kirsten Gillibrand

Democratic Party

2024 Median Age

50.8

1.6% 1-year increase

2024 Poverty Rate

11.7%

3.21% 1-year increase

2024 Median Household Income

$51,642

1.45% 1-year decline

2024 Median Property Value

$114,300

Population & Diversity

Waterloo, NY is home to a population of 4.61k people, from which 99% are citizens.

As of 2024, 3.95% of Waterloo, NY residents were born outside of the country (182 people).

In 2024, there were 18.8 times more White (Non-Hispanic) residents (3.89k people) in Waterloo, NY than any other race or ethnicity. There were 207 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 166 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

99%

2024 Citizenship

99.4%

2023 Citizenship

As of 2024, 99% of Waterloo, NY residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Waterloo, NY was 99.4%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Waterloo, NY compared to that of it's neighboring and parent geographies.

Diversity

Race and Ethnicity

The 3 largest ethnic groups in Waterloo, NY

White (Non-Hispanic)
3.89k ± 288
Two Races Excluding Other, & Three or More Races (Non-Hispanic)
207 ± 122
Two Races Including Other (Hispanic)
166 ± 129

6.41%

Hispanic Population

295 people

6.41% of the people in Waterloo, NY are hispanic (295 people).

The following chart shows the 8 races represented in Waterloo, NY as a share of the total population.

Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for New York.

Most Common Origin

Dominican Republic
492,198 ± 17,010 people
China
414,597 ± 15,642 people
Jamaica
229,554 ± 11,695 people

In 2024, the most common birthplace for the foreign-born residents of New York was Dominican Republic, the natal country of 492,198 New York residents, followed by China with 414,597 and Jamaica with 229,554.

Foreign-Born Population

3.95%

2024 Foreign-Born Population

182 people

3.48%

2023 Foreign-Born Population

160 people

As of 2024, 3.95% of Waterloo, NY residents (182 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Waterloo, NY was 3.48%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Waterloo, NY compared to that of it's neighboring and parent geographies.

Military

Veterans

Most Common Service Period

Korea
137 ± 106
Vietnam
135 ± 68
Gulf War (2001-)
51 ± 48

Waterloo, NY has a large population of military personnel who served in Korea, 1.01 times greater than any other conflict.

The chart shows the distribution of veterans by conflict in Waterloo, NY.

Economy

The economy of Waterloo, NY employs 1.95k people. In 2024, the largest industries in Waterloo, NY were Manufacturing (344 people), Educational Services (268 people), and Information (236 people), and the highest paying industries were Transportation & Warehousing, & Utilities ($103,393), Transportation & Warehousing ($103,393), and Construction ($71,250).

Employment

Occupations

1.95k

2024 Value

± 321

−3.37%

1 Year decline

± 23.9%

From 2023 to 2024, employment in Waterloo, NY declined at a rate of −3.37%, from 2.02k employees to 1.95k employees.

The most common job groups, by number of people living in Waterloo, NY, are Transportation Occupations (190 people), Education Instruction, & Library Occupations (179 people), and Production Occupations (171 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo, NY.

Unemployment Insurance Claims

Data is only available at the state level. Showing data for New York.

This chart shows weekly unemployment insurance claims in New York (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

Industries

Employment by Industries

1.95k

2024 Value

± 321

−3.37%

1 Year decline

± 23.9%

From 2023 to 2024, employment in Waterloo, NY declined at a rate of −3.37%, from 2.02k employees to 1.95k employees.

The most common employment sectors for those who live in Waterloo, NY, are Manufacturing (344 people), Educational Services (268 people), and Information (236 people). This chart shows the share breakdown of the primary industries for residents of Waterloo, NY, though some of these residents may live in Waterloo, NY and work somewhere else. Census data is tagged to a residential address, not a work address.

Median Earnings by Industry

$52,201

Median earning men ± $17,448

$29,727

Median earning women ± $8,784

The industries with the best median earnings for men in 2024 are Transportation & Warehousing, & Utilities ($103,393), Public Administration ($86,538), and Educational Services, & Health Care & Social Assistance ($73,333).

The industries with the best median earnings for women in 2024 are Public Administration ($58,839), Arts, Entertainment, & Recreation, & Accommodations & Food Services ($45,833), and Educational Services, & Health Care & Social Assistance ($30,288).

Housing & Living

The median property value in Waterloo, NY was $114,300 in 2024, which is 0.344 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $111,300 to $114,300, a 2.7% increase. The homeownership rate in Waterloo, NY is 68.7%, which is higher than the national average of 65.2%.

People in Waterloo, NY have an average commute time of 21.3 minutes, and they drove alone to work. Car ownership in Waterloo, NY is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property

$114,300

Median Property Value 2024

±$7,046

$1,440

Median Property Taxes

±$222

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo, NY the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Waterloo, NY compared to it's parent and neighbor geographies.

Rent vs Own

68.7%

Homeownership

2024

51.3%

Homeowners with Mortgage

2024

In 2024, 68.7% of the housing units in Waterloo, NY were occupied by their owner. This percentage declined from the previous year's rate of 68.9%.

This chart shows the percentage of owner in Waterloo, NY compared it's parent and neighboring geographies.

Equity

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$51,642

Median Household Income

± $9,016

2.1k

Number of Households

± 330

In 2024, the median household income of the 2.1k households in Waterloo, NY declined from $51,642 from the previous year's value of $52,404.

The following chart displays the households in Waterloo, NY distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

Wage Distribution

The closest comparable wage GINI for Waterloo, NY is from New York.

0.492

2024 Wage GINI in New York

0.493

2023 Wage GINI in New York

In 2024, the income inequality in New York was 0.492 according to the GINI calculation of the wage distribution. Income inequality had a 0.301% decline from 2023 to 2024, which means that wage distribution grew somewhat more even. The GINI for New York was higher than than the national average of 0.474. In other words, wages are distributed less evenly in New York in comparison to the national average.

This chart shows the number of workers in New York across various wage buckets compared to the national average.

Transportation

Commuter Transportation

Most Common Commute in 2024

Drove Alone (74.4%)
Worked At Home (13.2%)
Carpooled (5.49%)

In 2024, 74.4% of workers in Waterloo, NY drove alone to work, followed by those who worked at home (13.2%) and those who carpooled to work (5.49%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

Commute Time

21.3 minutes

Average Travel Time

Using averages, employees in Waterloo, NY have a shorter commute time (21.3 minutes) than the normal US worker (26.4 minutes). Additionally, 0.602% of the workforce in Waterloo, NY have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo, NY compares to that of it's neighboring and parent geographies.

Car Ownership

2 cars

Average Number

The following chart displays the households in Waterloo, NY distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo, NY have 2 cars.

Poverty

Poverty & Diversity

11.7% of the population for whom poverty status is determined in Waterloo, NY (514 out of 4.4k people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Females 18 - 24, followed by Females < 5 and then Females 55 - 64.

The most common racial or ethnic group living below the poverty line in Waterloo, NY is White, followed by Two Or More and Black.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

Social Needs

Data only available at the state level.

Most prevalent states

California
35,798 individuals
New York
5,087 individuals

In 2017, California had the highest estimated number of chronically homeless individuals in the nation, at 35,798, followed by New York (5,087).

The following map shows the estimated number of chronically homeless individuals by state over multiple years.

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