Waterloo, NY

Census Place

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2024 Population
4,605
US Senator
Chuck Schumer
Democratic Party
US Senator
Kirsten Gillibrand
Democratic Party
2024 Median Age
50.8
1.6% 1-year increase
2024 Poverty Rate
11.7%
3.21% 1-year increase
2024 Median Household Income
$51,642
1.45% 1-year decline
2024 Median Property Value
$114,300
2.7% 1-year growth
2024 Employed Population
1,951
3.37% 1-year decline

About

None of the households in Waterloo, NY reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

99% of the residents in Waterloo, NY are U.S. citizens.

In 2024, the median property value in Waterloo, NY was $114,300, and the homeownership rate was 68.7%.

Most people in Waterloo, NY drove alone to work, and the average commute time was 21.3 minutes. The average car ownership in Waterloo, NY was 2 cars per household.

United StatesNew YorkSeneca County, NYSeneca Falls, NYWayne & Seneca & Yates Counties PUMA, NY

Population & Diversity

Waterloo, NY is home to a population of 4.61k people, from which 99% are citizens. As of 2024, 3.95% of Waterloo, NY residents were born outside of the country (182 people).

In 2024, there were 18.8 times more White (Non-Hispanic) residents (3.89k people) in Waterloo, NY than any other race or ethnicity. There were 207 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 166 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

99%
2024 Citizenship
99.4%
2023 Citizenship

As of 2024, 99% of Waterloo, NY residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Waterloo, NY was 99.4%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Waterloo, NY compared to that of it's neighboring and parent geographies.

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Diversity

Race and Ethnicity

The 3 largest ethnic groups in Waterloo, NY
  1. White (Non-Hispanic)
    3.89k ± 288
  2. Two Races Excluding Other, & Three or More Races (Non-Hispanic)
    207 ± 122
  3. Two Races Including Other (Hispanic)
    166 ± 129
6.41%
Hispanic Population
295 people

In 2024, there were 18.8 times more White (Non-Hispanic) residents (3.89k people) in Waterloo, NY than any other race or ethnicity. There were 207 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 166 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

6.41% of the people in Waterloo, NY are hispanic (295 people).

The following chart shows the 8 races represented in Waterloo, NY as a share of the total population.

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Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for New York.
Most Common Origin
  1. Dominican Republic
    493,200 ± 17,027 people
  2. China
    410,969 ± 15,575 people
  3. Jamaica
    234,174 ± 11,811 people

In 2023, the most common birthplace for the foreign-born residents of New York was Dominican Republic, the natal country of 493,200 New York residents, followed by China with 410,969 and Jamaica with 234,174.

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Foreign-Born Population

3.95%
2024 Foreign-Born Population
182 people
3.48%
2023 Foreign-Born Population
160 people

As of 2024, 3.95% of Waterloo, NY residents (182 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Waterloo, NY was 3.48%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Waterloo, NY compared to that of it's neighboring and parent geographies.

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Military

Veterans

Most Common Service Period
  1. Korea
    137 ± 106
  2. Vietnam
    135 ± 68
  3. Gulf War (2001-)
    51 ± 48

Waterloo, NY has a large population of military personnel who served in Korea, 1.01 times greater than any other conflict.

The chart shows the distribution of veterans by conflict in Waterloo, NY.

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Economy

The economy of Waterloo, NY employs 1.95k people. In 2024, the largest industries in Waterloo, NY were Manufacturing (344 people), Educational Services (268 people), and Information (236 people), and the highest paying industries were Transportation & Warehousing, & Utilities ($103,393), Transportation & Warehousing ($103,393), and Construction ($71,250).

Employment

Occupations

1.95k
2024 Value
± 321
−3.37%
1 Year decline
± 23.9%

From 2023 to 2024, employment in Waterloo, NY declined at a rate of −3.37%, from 2.02k employees to 1.95k employees.

The most common job groups, by number of people living in Waterloo, NY, are Transportation Occupations (190 people), Education Instruction, & Library Occupations (179 people), and Production Occupations (171 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo, NY.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for New York.

This chart shows weekly unemployment insurance claims in New York (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Industries

Employment by Industries

1.95k
2024 Value
± 321
−3.37%
1 Year decline
± 23.9%

From 2023 to 2024, employment in Waterloo, NY declined at a rate of −3.37%, from 2.02k employees to 1.95k employees.

The most common employment sectors for those who live in Waterloo, NY, are Manufacturing (344 people), Educational Services (268 people), and Information (236 people). This chart shows the share breakdown of the primary industries for residents of Waterloo, NY, though some of these residents may live in Waterloo, NY and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$52,201
Median earning men ± $17,448
$29,727
Median earning women ± $8,784

The industries with the best median earnings for men in 2024 are Transportation & Warehousing, & Utilities ($103,393), Public Administration ($86,538), and Educational Services, & Health Care & Social Assistance ($73,333).

The industries with the best median earnings for women in 2024 are Public Administration ($58,839), Arts, Entertainment, & Recreation, & Accommodations & Food Services ($45,833), and Educational Services, & Health Care & Social Assistance ($30,288).

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Employment by Industry Sector

Data is only available at the state level. Showing data for New York.
Y-Axis
2.74%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 9.56M people employed in New York. This represents a 2.74% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 19.7%.

The following chart shows monthly employment numbers for each industry sector in New York.

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Housing & Living

The median property value in Waterloo, NY was $114,300 in 2024, which is 0.344 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $111,300 to $114,300, a 2.7% increase. The homeownership rate in Waterloo, NY is 68.7%, which is higher than the national average of 65.2%.

People in Waterloo, NY have an average commute time of 21.3 minutes, and they drove alone to work. Car ownership in Waterloo, NY is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property

$114,300
Median Property Value 2024
±$7,046
$1,440
Median Property Taxes
±$222

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo, NY the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Waterloo, NY compared to it's parent and neighbor geographies.

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Rent vs Own

68.7%
Homeownership
2024
51.3%
Homeowners with Mortgage
2024

In 2024, 68.7% of the housing units in Waterloo, NY were occupied by their owner. This percentage declined from the previous year's rate of 68.9%.

This chart shows the percentage of owner in Waterloo, NY compared it's parent and neighboring geographies.

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Equity

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$51,642
Median Household Income
± $9,016
2.1k
Number of Households
± 330

In 2024, the median household income of the 2.1k households in Waterloo, NY declined from $51,642 from the previous year's value of $52,404.

The following chart displays the households in Waterloo, NY distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Wage Distribution

The closest comparable wage GINI for Waterloo, NY is from New York.
0.493
2023 Wage GINI in New York
0.494
2022 Wage GINI in New York

In 2023, the income inequality in New York was 0.493 according to the GINI calculation of the wage distribution. Income inequality had a 0.0797% decline from 2022 to 2023, which means that wage distribution grew somewhat more even. The GINI for New York was higher than than the national average of 0.476. In other words, wages are distributed less evenly in New York in comparison to the national average.

This chart shows the number of workers in New York across various wage buckets compared to the national average.

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Transportation

Commuter Transportation

Most Common Commute in 2024
  1. Drove Alone (74.4%)
  2. Worked At Home (13.2%)
  3. Carpooled (5.49%)

In 2024, 74.4% of workers in Waterloo, NY drove alone to work, followed by those who worked at home (13.2%) and those who carpooled to work (5.49%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

21.3 minutes
Average Travel Time

Using averages, employees in Waterloo, NY have a shorter commute time (21.3 minutes) than the normal US worker (26.4 minutes). Additionally, 0.602% of the workforce in Waterloo, NY have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo, NY compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in Waterloo, NY distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo, NY have 2 cars.

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Poverty

Poverty & Diversity

11.7% of the population for whom poverty status is determined in Waterloo, NY (514 out of 4.4k people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Females 18 - 24, followed by Females < 5 and then Females 55 - 64.

The most common racial or ethnic group living below the poverty line in Waterloo, NY is White, followed by Two Or More and Black.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

96.9% of the population of Waterloo, NY has health coverage, with 34.8% on employee plans, 26.5% on Medicaid, 18.1% on Medicare, 15.4% on non-group plans, and 2.18% on military or VA plans.

Primary care physicians in New York see 1,245 patients per year on average, which represents a 0% change from the previous year (1,245 patients). Compare this to dentists who see 1205 patients per year, and mental health providers who see 265 patients per year.

By gender, of the total number of insured persons, 50.7% were men and 49.3% were women.

Coverage

Health Care Diversity

In 2024, insured persons according to age ranges were distributed in 18% under 18 years, 20% between 18 and 34 years, 35.7% between 35 and 64 years, and 26.3% over 64 years.

By gender, of the total number of insured persons, 50.7% were men and 49.3% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

3.07%
Uninsured
34.8%
Employer Coverage
26.5%
Medicaid
18.1%
Medicare
15.4%
Non-Group
2.18%
Military or VA

Between 2023 and 2024, the percent of uninsured citizens in Waterloo, NY grew by 46.4% from 2.1% to 3.07%.

The following chart shows how the percent of uninsured individuals in Waterloo, NY changed over time compared with the percent of individuals enrolled in various types of health insurance.

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