Waterloo, NE

Census Place

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2024 Population
990
US Senator
Deb Fischer
Republican Party
US Senator
Pete Ricketts
Republican Party
2024 Median Age
38
1.3% 1-year decrease
2024 Poverty Rate
7.58%
18% 1-year increase
2024 Median Household Income
$67,941
9.91% 1-year decline
2024 Median Property Value
$231,400
5.95% 1-year growth
2024 Employed Population
460
2.54% 1-year decline

About

None of the households in Waterloo, NE reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

98.2% of the residents in Waterloo, NE are U.S. citizens.

In 2024, the median property value in Waterloo, NE was $231,400, and the homeownership rate was 71.1%.

Most people in Waterloo, NE drove alone to work, and the average commute time was 23.4 minutes. The average car ownership in Waterloo, NE was 2 cars per household.

United StatesNebraskaDouglas County, NEOmaha-Council Bluffs, NE-IADouglas County--Omaha City (Northwest) PUMA, NEDouglas County--Omaha City (Southwest) PUMA, NE

Population & Diversity

Waterloo, NE is home to a population of 990 people, from which 98.2% are citizens. As of 2024, 5.25% of Waterloo, NE residents were born outside of the country (52 people).

In 2024, there were 29.1 times more White (Non-Hispanic) residents (873 people) in Waterloo, NE than any other race or ethnicity. There were 30 Black or African American (Non-Hispanic) and 26 Two Races Including Other (Non-Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

98.2%
2024 Citizenship
98.8%
2023 Citizenship

As of 2024, 98.2% of Waterloo, NE residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Waterloo, NE was 98.8%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Waterloo, NE compared to that of it's neighboring and parent geographies.

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Diversity

Race and Ethnicity

The 3 largest ethnic groups in Waterloo, NE
  1. White (Non-Hispanic)
    873 ± 281
  2. Black or African American (Non-Hispanic)
    30 ± 41
  3. Two Races Including Other (Non-Hispanic)
    26 ± 20
5.15%
Hispanic Population
51 people

In 2024, there were 29.1 times more White (Non-Hispanic) residents (873 people) in Waterloo, NE than any other race or ethnicity. There were 30 Black or African American (Non-Hispanic) and 26 Two Races Including Other (Non-Hispanic) residents, the second and third most common ethnic groups.

5.15% of the people in Waterloo, NE are hispanic (51 people).

The following chart shows the 8 races represented in Waterloo, NE as a share of the total population.

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Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for Nebraska.
Most Common Origin
  1. Mexico
    46,760 ± 5,245 people
  2. Guatemala
    11,721 ± 2,650 people
  3. El Salvador
    6,922 ± 2,039 people

In 2023, the most common birthplace for the foreign-born residents of Nebraska was Mexico, the natal country of 46,760 Nebraska residents, followed by Guatemala with 11,721 and El Salvador with 6,922.

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Foreign-Born Population

5.25%
2024 Foreign-Born Population
52 people
4%
2023 Foreign-Born Population
38 people

As of 2024, 5.25% of Waterloo, NE residents (52 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Waterloo, NE was 4%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Waterloo, NE compared to that of it's neighboring and parent geographies.

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Military

Veterans

Most Common Service Period
  1. Gulf War (1990s)
    12 ± 16
  2. Vietnam
    12 ± 16
  3. Gulf War (2001-)
    8 ± 13

Waterloo, NE has a large population of military personnel who served in Gulf War (1990s), 1 times greater than any other conflict.

The chart shows the distribution of veterans by conflict in Waterloo, NE.

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Economy

The economy of Waterloo, NE employs 460 people. In 2024, the largest industries in Waterloo, NE were Construction (103 people), Health Care & Social Assistance (55 people), and Retail Trade (49 people), and the highest paying industries were Real Estate & Rental & Leasing ($124,375), Finance & Insurance, & Real Estate & Rental & Leasing ($112,500), and Finance & Insurance ($100,625).

Employment

Occupations

460
2024 Value
± 99
−2.54%
1 Year decline
± 31.1%

From 2023 to 2024, employment in Waterloo, NE declined at a rate of −2.54%, from 472 employees to 460 employees.

The most common job groups, by number of people living in Waterloo, NE, are Management Occupations (82 people), Office & Administrative Support Occupations (66 people), and Construction & Extraction Occupations (51 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo, NE.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for Nebraska.

This chart shows weekly unemployment insurance claims in Nebraska (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Industries

Employment by Industries

460
2024 Value
± 99
−2.54%
1 Year decline
± 31.1%

From 2023 to 2024, employment in Waterloo, NE declined at a rate of −2.54%, from 472 employees to 460 employees.

The most common employment sectors for those who live in Waterloo, NE, are Construction (103 people), Health Care & Social Assistance (55 people), and Retail Trade (49 people). This chart shows the share breakdown of the primary industries for residents of Waterloo, NE, though some of these residents may live in Waterloo, NE and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$62,361
Median earning men ± $3,548
$40,000
Median earning women ± $8,103

The industries with the best median earnings for men in 2024 are Finance & Insurance, & Real Estate & Rental & Leasing ($101,875), Manufacturing ($75,000), and Educational Services, & Health Care & Social Assistance ($68,750).

The industries with the best median earnings for women in 2024 are Finance & Insurance, & Real Estate & Rental & Leasing ($168,750), Manufacturing ($60,625), and Professional, Scientific, & Management, & Administrative & Waste Management Services ($46,250).

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Employment by Industry Sector

Data is only available at the state level. Showing data for Nebraska.
Y-Axis
2.25%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 1.03M people employed in Nebraska. This represents a 2.25% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 8.87%.

The following chart shows monthly employment numbers for each industry sector in Nebraska.

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Civics

In the 2024 presidential election, the popular vote in Nebraska went to Donald J. Trump with 59.3% of the vote. The runner-up was Kamala Harris (38.9%), followed by Other (0.849%).

Deb Fischer and Pete Ricketts are the senators currently representing the state of Nebraska. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Nebraska is currently represented by 3 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

Presidential Elections

Voting results are not available for Waterloo, NE. Showing the available data for Nebraska.
2024 Election Results
  1. Donald J. Trump (59.3%)
    Republican Party
  2. Kamala Harris (38.9%)
    Democratic Party
  3. Other (0.849%)
    Other Party

In the 2024 presidential election, the popular vote in Nebraska went to Donald J. Trump with 59.3% of the vote. The runner-up was Kamala Harris (38.9%), followed by Other (0.849%).

The following chart shows the popular vote results in Nebraska for each registered party from 1976 to 2024.

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Senator Elections

US Senators from Nebraska

Senatorial voting results are only available at the state level. Showing data for Nebraska.
Deb Fischer
Senator from Nebraska1
Assumed office on January 3, 2013
Pete Ricketts
Senator from Nebraska2
Assumed office on January 12, 2023
Appointed to the seat on January 12, 2023 following the resignation of Ben Sasse.

Deb Fischer and Pete Ricketts are the senators currently representing Nebraska.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Nebraska over time, excluding special elections, colored by their political party.

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Housing & Living

The median property value in Waterloo, NE was $231,400 in 2024, which is 0.696 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $218,400 to $231,400, a 5.95% increase. The homeownership rate in Waterloo, NE is 71.1%, which is higher than the national average of 65.2%.

People in Waterloo, NE have an average commute time of 23.4 minutes, and they drove alone to work. Car ownership in Waterloo, NE is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property

$231,400
Median Property Value 2024
±$18,668
$307
Median Property Taxes
±$81

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo, NE the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Waterloo, NE compared to it's parent and neighbor geographies.

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Rent vs Own

71.1%
Homeownership
2024
59.4%
Homeowners with Mortgage
2024

In 2024, 71.1% of the housing units in Waterloo, NE were occupied by their owner. This percentage declined from the previous year's rate of 77.3%.

This chart shows the percentage of owner in Waterloo, NE compared it's parent and neighboring geographies.

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Equity

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$67,941
Median Household Income
± $6,812
432
Number of Households
± 89

In 2024, the median household income of the 432 households in Waterloo, NE declined from $67,941 from the previous year's value of $75,417.

The following chart displays the households in Waterloo, NE distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $60k - $75k range.

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Wage Distribution

The closest comparable wage GINI for Waterloo, NE is from Nebraska.
0.447
2023 Wage GINI in Nebraska
0.444
2022 Wage GINI in Nebraska

In 2023, the income inequality in Nebraska was 0.447 according to the GINI calculation of the wage distribution. Income inequality had a 0.606% growth from 2022 to 2023, which means that wage distribution grew somewhat less even. The GINI for Nebraska was lower than than the national average of 0.476. In other words, wages are distributed more evenly in Nebraska in comparison to the national average.

This chart shows the number of workers in Nebraska across various wage buckets compared to the national average.

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Transportation

Commuter Transportation

Most Common Commute in 2024
  1. Drove Alone (83.5%)
  2. Worked At Home (11.7%)
  3. Carpooled (2.61%)

In 2024, 83.5% of workers in Waterloo, NE drove alone to work, followed by those who worked at home (11.7%) and those who carpooled to work (2.61%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

23.4 minutes
Average Travel Time

Using averages, employees in Waterloo, NE have a shorter commute time (23.4 minutes) than the normal US worker (26.4 minutes). Additionally, 0.985% of the workforce in Waterloo, NE have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo, NE compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in Waterloo, NE distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo, NE have 2 cars.

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Poverty

Poverty & Diversity

7.58% of the population for whom poverty status is determined in Waterloo, NE (75 out of 990 people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Males < 5, followed by Males 16 - 17 and then Females 35 - 44.

The most common racial or ethnic group living below the poverty line in Waterloo, NE is White, followed by Other and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

96.9% of the population of Waterloo, NE has health coverage, with 56.3% on employee plans, 11.3% on Medicaid, 16.5% on Medicare, 12.4% on non-group plans, and 0.404% on military or VA plans.

Primary care physicians in Nebraska see 1,343 patients per year on average, which represents a 0% change from the previous year (1,343 patients). Compare this to dentists who see 1217 patients per year, and mental health providers who see 294 patients per year.

By gender, of the total number of insured persons, 48.3% were men and 51.7% were women.

Coverage

Health Care Diversity

In 2024, insured persons according to age ranges were distributed in 22.1% under 18 years, 18.4% between 18 and 34 years, 41.1% between 35 and 64 years, and 18.4% over 64 years.

By gender, of the total number of insured persons, 48.3% were men and 51.7% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

3.13%
Uninsured
56.3%
Employer Coverage
11.3%
Medicaid
16.5%
Medicare
12.4%
Non-Group
0.404%
Military or VA

Between 2023 and 2024, the percent of uninsured citizens in Waterloo, NE declined by 32.4% from 4.63% to 3.13%.

The following chart shows how the percent of uninsured individuals in Waterloo, NE changed over time compared with the percent of individuals enrolled in various types of health insurance.

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