Waterloo, NE

Census Place

2024 Population

990

US Senator

Deb Fischer

Republican Party

US Senator

Pete Ricketts

Republican Party

2024 Median Age

1.3% 1-year decrease

2024 Poverty Rate

7.58%

18% 1-year increase

2024 Median Household Income

$67,941

9.91% 1-year decline

Population & Diversity

Waterloo, NE is home to a population of 990 people, from which 98.2% are citizens.

As of 2024, 5.25% of Waterloo, NE residents were born outside of the country (52 people).

In 2024, there were 29.1 times more White (Non-Hispanic) residents (873 people) in Waterloo, NE than any other race or ethnicity. There were 30 Black or African American (Non-Hispanic) and 26 Two Races Including Other (Non-Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

98.2%

2024 Citizenship

98.8%

2023 Citizenship

As of 2024, 98.2% of Waterloo, NE residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Waterloo, NE was 98.8%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Waterloo, NE compared to that of it's neighboring and parent geographies.

Diversity

Race and Ethnicity

The 3 largest ethnic groups in Waterloo, NE

White (Non-Hispanic)
873 ± 281
Black or African American (Non-Hispanic)
30 ± 41
Two Races Including Other (Non-Hispanic)
26 ± 20

5.15%

Hispanic Population

51 people

5.15% of the people in Waterloo, NE are hispanic (51 people).

The following chart shows the 8 races represented in Waterloo, NE as a share of the total population.

Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for Nebraska.

Most Common Origin

Mexico
47,802 ± 5,303 people
Guatemala
13,722 ± 2,866 people
El Salvador
6,860 ± 2,030 people

In 2024, the most common birthplace for the foreign-born residents of Nebraska was Mexico, the natal country of 47,802 Nebraska residents, followed by Guatemala with 13,722 and El Salvador with 6,860.

Foreign-Born Population

5.25%

2024 Foreign-Born Population

52 people

2023 Foreign-Born Population

38 people

As of 2024, 5.25% of Waterloo, NE residents (52 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Waterloo, NE was 4%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Waterloo, NE compared to that of it's neighboring and parent geographies.

Military

Veterans

Most Common Service Period

Gulf War (1990s)
12 ± 16
Vietnam
12 ± 16
Gulf War (2001-)
8 ± 13

Waterloo, NE has a large population of military personnel who served in Gulf War (1990s), 1 times greater than any other conflict.

The chart shows the distribution of veterans by conflict in Waterloo, NE.

Economy

The economy of Waterloo, NE employs 460 people. In 2024, the largest industries in Waterloo, NE were Construction (103 people), Health Care & Social Assistance (55 people), and Retail Trade (49 people), and the highest paying industries were Real Estate & Rental & Leasing ($124,375), Finance & Insurance, & Real Estate & Rental & Leasing ($112,500), and Finance & Insurance ($100,625).

Employment

Occupations

460

2024 Value

± 99

−2.54%

1 Year decline

± 31.1%

From 2023 to 2024, employment in Waterloo, NE declined at a rate of −2.54%, from 472 employees to 460 employees.

The most common job groups, by number of people living in Waterloo, NE, are Management Occupations (82 people), Office & Administrative Support Occupations (66 people), and Construction & Extraction Occupations (51 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo, NE.

Unemployment Insurance Claims

Data is only available at the state level. Showing data for Nebraska.

This chart shows weekly unemployment insurance claims in Nebraska (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

Industries

Employment by Industries

460

2024 Value

± 99

−2.54%

1 Year decline

± 31.1%

From 2023 to 2024, employment in Waterloo, NE declined at a rate of −2.54%, from 472 employees to 460 employees.

The most common employment sectors for those who live in Waterloo, NE, are Construction (103 people), Health Care & Social Assistance (55 people), and Retail Trade (49 people). This chart shows the share breakdown of the primary industries for residents of Waterloo, NE, though some of these residents may live in Waterloo, NE and work somewhere else. Census data is tagged to a residential address, not a work address.

Median Earnings by Industry

$62,361

Median earning men ± $3,548

$40,000

Median earning women ± $8,103

The industries with the best median earnings for men in 2024 are Finance & Insurance, & Real Estate & Rental & Leasing ($101,875), Manufacturing ($75,000), and Educational Services, & Health Care & Social Assistance ($68,750).

The industries with the best median earnings for women in 2024 are Finance & Insurance, & Real Estate & Rental & Leasing ($168,750), Manufacturing ($60,625), and Professional, Scientific, & Management, & Administrative & Waste Management Services ($46,250).

Housing & Living

The median property value in Waterloo, NE was $231,400 in 2024, which is 0.696 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $218,400 to $231,400, a 5.95% increase. The homeownership rate in Waterloo, NE is 71.1%, which is higher than the national average of 65.2%.

People in Waterloo, NE have an average commute time of 23.4 minutes, and they drove alone to work. Car ownership in Waterloo, NE is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property

$231,400

Median Property Value 2024

±$18,668

$307

Median Property Taxes

±$81

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo, NE the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Waterloo, NE compared to it's parent and neighbor geographies.

Rent vs Own

71.1%

Homeownership

2024

59.4%

Homeowners with Mortgage

2024

In 2024, 71.1% of the housing units in Waterloo, NE were occupied by their owner. This percentage declined from the previous year's rate of 77.3%.

This chart shows the percentage of owner in Waterloo, NE compared it's parent and neighboring geographies.

Equity

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$67,941

Median Household Income

± $6,812

432

Number of Households

± 89

In 2024, the median household income of the 432 households in Waterloo, NE declined from $67,941 from the previous year's value of $75,417.

The following chart displays the households in Waterloo, NE distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $60k - $75k range.

Wage Distribution

The closest comparable wage GINI for Waterloo, NE is from Nebraska.

0.447

2024 Wage GINI in Nebraska

0.447

2023 Wage GINI in Nebraska

In 2024, the income inequality in Nebraska was 0.447 according to the GINI calculation of the wage distribution. Income inequality had a 0.182% growth from 2023 to 2024, which means that wage distribution grew somewhat less even. The GINI for Nebraska was lower than than the national average of 0.474. In other words, wages are distributed more evenly in Nebraska in comparison to the national average.

This chart shows the number of workers in Nebraska across various wage buckets compared to the national average.

Transportation

Commuter Transportation

Most Common Commute in 2024

Drove Alone (83.5%)
Worked At Home (11.7%)
Carpooled (2.61%)

In 2024, 83.5% of workers in Waterloo, NE drove alone to work, followed by those who worked at home (11.7%) and those who carpooled to work (2.61%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

Commute Time

23.4 minutes

Average Travel Time

Using averages, employees in Waterloo, NE have a shorter commute time (23.4 minutes) than the normal US worker (26.4 minutes). Additionally, 0.985% of the workforce in Waterloo, NE have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo, NE compares to that of it's neighboring and parent geographies.

Car Ownership

2 cars

Average Number

The following chart displays the households in Waterloo, NE distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo, NE have 2 cars.

Poverty

Poverty & Diversity

7.58% of the population for whom poverty status is determined in Waterloo, NE (75 out of 990 people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Males < 5, followed by Males 16 - 17 and then Females 35 - 44.

The most common racial or ethnic group living below the poverty line in Waterloo, NE is White, followed by Other and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

Social Needs

Data only available at the state level.

Most prevalent states

California
35,798 individuals
New York
5,087 individuals

In 2017, California had the highest estimated number of chronically homeless individuals in the nation, at 35,798, followed by New York (5,087).

The following map shows the estimated number of chronically homeless individuals by state over multiple years.

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