Speculator, NY

Census Place

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2024 Population
409
US Senator
Chuck Schumer
Democratic Party
US Senator
Kirsten Gillibrand
Democratic Party
2024 Median Age
55.8
7% 1-year decrease
2024 Poverty Rate
25.7%
58.5% 1-year increase
2024 Median Household Income
$63,864
0.0392% 1-year growth
2024 Median Property Value
$250,000
30.1% 1-year growth
2024 Employed Population
157
1.26% 1-year decline

About

None of the households in Speculator, NY reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

100% of the residents in Speculator, NY are U.S. citizens.

In 2024, the median property value in Speculator, NY was $250,000, and the homeownership rate was 62.9%.

Most people in Speculator, NY drove alone to work, and the average commute time was 11.5 minutes. The average car ownership in Speculator, NY was 2 cars per household.

United StatesNew YorkHamilton County, NYClinton, Franklin, Essex & Hamilton Counties PUMA, NY

Population & Diversity

Speculator, NY is home to a population of 409 people, from which 100% are citizens. As of 2024, 1.71% of Speculator, NY residents were born outside of the country (7 people).

In 2024, there were 9.65 times more White (Non-Hispanic) residents (328 people) in Speculator, NY than any other race or ethnicity. There were 34 Black or African American (Non-Hispanic) and 24 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

Population & Diversity

Citizenship

100%
2024 Citizenship
100%
2023 Citizenship

As of 2024, 100% of Speculator, NY residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Speculator, NY was 100%, meaning that the rate of citizenship has been maintaining.

The following chart shows US citizenship percentages in Speculator, NY compared to that of it's neighboring and parent geographies.

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Diversity

Race and Ethnicity

The 3 largest ethnic groups in Speculator, NY
  1. White (Non-Hispanic)
    328 ± 80
  2. Black or African American (Non-Hispanic)
    34 ± 56
  3. Two Races Including Other (Hispanic)
    24 ± 20
5.87%
Hispanic Population
24 people

In 2024, there were 9.65 times more White (Non-Hispanic) residents (328 people) in Speculator, NY than any other race or ethnicity. There were 34 Black or African American (Non-Hispanic) and 24 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

5.87% of the people in Speculator, NY are hispanic (24 people).

The following chart shows the 8 races represented in Speculator, NY as a share of the total population.

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Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for New York.
Most Common Origin
  1. Dominican Republic
    493,200 ± 17,027 people
  2. China
    410,969 ± 15,575 people
  3. Jamaica
    234,174 ± 11,811 people

In 2023, the most common birthplace for the foreign-born residents of New York was Dominican Republic, the natal country of 493,200 New York residents, followed by China with 410,969 and Jamaica with 234,174.

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Foreign-Born Population

1.71%
2024 Foreign-Born Population
7 people
2.57%
2023 Foreign-Born Population
10 people

As of 2024, 1.71% of Speculator, NY residents (7 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Speculator, NY was 2.57%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in Speculator, NY compared to that of it's neighboring and parent geographies.

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Military

Veterans

Most Common Service Period
  1. Gulf War (1990s)
    10 ± 17
  2. Vietnam
    10 ± 21

Speculator, NY has a large population of military personnel who served in Gulf War (1990s), 1 times greater than any other conflict.

The chart shows the distribution of veterans by conflict in Speculator, NY.

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Economy

The economy of Speculator, NY employs 157 people. In 2024, the largest industries in Speculator, NY were Accommodation & Food Services (27 people), Administrative & Support & Waste Management Services (19 people), and Manufacturing (15 people), and the highest paying industries were Construction ($90,250), Public Administration ($55,938), and Manufacturing ($55,625).

Employment

Occupations

157
2024 Value
± 85
−1.26%
1 Year decline
± 72.7%

From 2023 to 2024, employment in Speculator, NY declined at a rate of −1.26%, from 159 employees to 157 employees.

The most common job groups, by number of people living in Speculator, NY, are Management Occupations (40 people), Business & Financial Operations Occupations (20 people), and Office & Administrative Support Occupations (18 people). This chart illustrates the share breakdown of the primary jobs held by residents of Speculator, NY.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for New York.

This chart shows weekly unemployment insurance claims in New York (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Industries

Employment by Industries

157
2024 Value
± 85
−1.26%
1 Year decline
± 72.7%

From 2023 to 2024, employment in Speculator, NY declined at a rate of −1.26%, from 159 employees to 157 employees.

The most common employment sectors for those who live in Speculator, NY, are Accommodation & Food Services (27 people), Administrative & Support & Waste Management Services (19 people), and Manufacturing (15 people). This chart shows the share breakdown of the primary industries for residents of Speculator, NY, though some of these residents may live in Speculator, NY and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$28,929
Median earning men ± $8,971
$45,625
Median earning women ± $11,130

The industries with the best median earnings for men in 2024 are Construction ($90,750), Arts, Entertainment, & Recreation, & Accommodations & Food Services ($63,125), and Public Administration ($55,313).

The industries with the best median earnings for women in 2024 are Professional, Scientific, & Management, & Administrative & Waste Management Services ($63,750) and Arts, Entertainment, & Recreation, & Accommodations & Food Services ($41,389).

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Employment by Industry Sector

Data is only available at the state level. Showing data for New York.
Y-Axis
2.74%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 9.56M people employed in New York. This represents a 2.74% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 19.7%.

The following chart shows monthly employment numbers for each industry sector in New York.

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Housing & Living

The median property value in Speculator, NY was $250,000 in 2024, which is 0.751 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $192,200 to $250,000, a 30.1% increase. The homeownership rate in Speculator, NY is 62.9%, which is lower than the national average of 65.2%.

People in Speculator, NY have an average commute time of 11.5 minutes, and they drove alone to work. Car ownership in Speculator, NY is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property

$250,000
Median Property Value 2024
±$91,421
$112
Median Property Taxes
±$31

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Speculator, NY the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Speculator, NY compared to it's parent and neighbor geographies.

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Rent vs Own

62.9%
Homeownership
2024
62.9%
Homeowners with Mortgage
2024

In 2024, 62.9% of the housing units in Speculator, NY were occupied by their owner. This percentage declined from the previous year's rate of 63.1%.

This chart shows the percentage of owner in Speculator, NY compared it's parent and neighboring geographies.

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Equity

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$63,864
Median Household Income
± $5,568
178
Number of Households
± 40

In 2024, the median household income of the 178 households in Speculator, NY grew to $63,864 from the previous year's value of $63,839.

The following chart displays the households in Speculator, NY distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $125k - $150k range.

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Wage Distribution

The closest comparable wage GINI for Speculator, NY is from New York.
0.493
2023 Wage GINI in New York
0.494
2022 Wage GINI in New York

In 2023, the income inequality in New York was 0.493 according to the GINI calculation of the wage distribution. Income inequality had a 0.0797% decline from 2022 to 2023, which means that wage distribution grew somewhat more even. The GINI for New York was higher than than the national average of 0.476. In other words, wages are distributed less evenly in New York in comparison to the national average.

This chart shows the number of workers in New York across various wage buckets compared to the national average.

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Transportation

Commuter Transportation

Most Common Commute in 2024
  1. Drove Alone (47.8%)
  2. Walked (26.1%)
  3. Worked At Home (19.1%)

In 2024, 47.8% of workers in Speculator, NY drove alone to work, followed by those who walked to work (26.1%) and those who worked at home (19.1%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

11.5 minutes
Average Travel Time

Using averages, employees in Speculator, NY have a shorter commute time (11.5 minutes) than the normal US worker (26.4 minutes). Additionally, 1.57% of the workforce in Speculator, NY have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Speculator, NY compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in Speculator, NY distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Speculator, NY have 2 cars.

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Poverty

Poverty & Diversity

25.7% of the population for whom poverty status is determined in Speculator, NY (105 out of 409 people) live below the poverty line, a number that is higher than the national average of 12.5%. The largest demographic living in poverty are Females 75+, followed by Males 25 - 34 and then Females 65 - 74.

The most common racial or ethnic group living below the poverty line in Speculator, NY is White, followed by Two Or More and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

97.8% of the population of Speculator, NY has health coverage, with 33.5% on employee plans, 25.7% on Medicaid, 25.9% on Medicare, 12.7% on non-group plans, and 0% on military or VA plans.

Primary care physicians in New York see 1,245 patients per year on average, which represents a 0% change from the previous year (1,245 patients). Compare this to dentists who see 1205 patients per year, and mental health providers who see 265 patients per year.

By gender, of the total number of insured persons, 40.1% were men and 59.9% were women.

Coverage

Health Care Diversity

In 2024, insured persons according to age ranges were distributed in 7.09% under 18 years, 20.3% between 18 and 34 years, 34.5% between 35 and 64 years, and 38.1% over 64 years.

By gender, of the total number of insured persons, 40.1% were men and 59.9% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

2.2%
Uninsured
33.5%
Employer Coverage
25.7%
Medicaid
25.9%
Medicare
12.7%
Non-Group
0%
Military or VA

Between 2023 and 2024, the percent of uninsured citizens in Speculator, NY declined by 28.7% from 3.08% to 2.2%.

The following chart shows how the percent of uninsured individuals in Speculator, NY changed over time compared with the percent of individuals enrolled in various types of health insurance.

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