Otsego County, MI

County

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    2024 Population
    25,584
    US Senator
    Gary Peters
    Democratic Party
    US Senator
    Elissa Slotkin
    Democratic Party
    2024 Median Age
    44.4
    0.225% 1-year decrease
    2024 Poverty Rate
    8.03%
    16.6% 1-year decrease
    2024 Median Household Income
    $68,183
    1.33% 1-year growth
    2024 Median Property Value
    $219,700
    11.8% 1-year growth
    2024 Employed Population
    12,673
    3.66% 1-year growth

    About

    None of the households in Otsego County, MI reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

    99.2% of the residents in Otsego County, MI are U.S. citizens.

    In 2024, the median property value in Otsego County, MI was $219,700, and the homeownership rate was 77.2%.

    Most people in Otsego County, MI drove alone to work, and the average commute time was 20.2 minutes. The average car ownership in Otsego County, MI was 2 cars per household.

    Population & Diversity

    Otsego County, MI is home to a population of 25.6k people, from which 99.2% are citizens. As of 2024, 1.6% of Otsego County, MI residents were born outside of the country (410 people).

    In 2024, there were 35.7 times more White (Non-Hispanic) residents (23.8k people) in Otsego County, MI than any other race or ethnicity. There were 667 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 334 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

    Citizenship

    99.2%
    2024 Citizenship
    99.2%
    2023 Citizenship

    As of 2024, 99.2% of Otsego County, MI residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Otsego County, MI was 99.2%, meaning that the rate of citizenship has been decreasing.

    The following chart shows US citizenship percentages in Otsego County, MI compared to that of it's neighboring and parent geographies.

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    Race and Ethnicity

    The 3 largest ethnic groups in Otsego County, MI
    1. White (Non-Hispanic)
      23.8k ± 82
    2. Two Races Excluding Other, & Three or More Races (Non-Hispanic)
      667 ± 95
    3. Two Races Including Other (Hispanic)
      334 ± 75
    2.04%
    Hispanic Population
    521 people

    In 2024, there were 35.7 times more White (Non-Hispanic) residents (23.8k people) in Otsego County, MI than any other race or ethnicity. There were 667 Two Races Excluding Other, & Three or More Races (Non-Hispanic) and 334 Two Races Including Other (Hispanic) residents, the second and third most common ethnic groups.

    2.04% of the people in Otsego County, MI are hispanic (521 people).

    The following chart shows the 8 races represented in Otsego County, MI as a share of the total population.

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    Global Diversity

    The PUMS dataset is not available at the County level, so we are showing data for Michigan.
    Most Common Origin
    1. Mexico
      83,098 ± 7,048 people
    2. India
      80,532 ± 6,939 people
    3. Iraq
      55,181 ± 5,751 people

    In 2024, the most common birthplace for the foreign-born residents of Michigan was Mexico, the natal country of 83,098 Michigan residents, followed by India with 80,532 and Iraq with 55,181.

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    Foreign-Born Population

    1.6%
    2024 Foreign-Born Population
    410 people
    1.53%
    2023 Foreign-Born Population
    387 people

    As of 2024, 1.6% of Otsego County, MI residents (410 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Otsego County, MI was 1.53%, meaning that the rate has been increasing.

    The following chart shows the percentage of foreign-born residents in Otsego County, MI compared to that of it's neighboring and parent geographies.

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    Veterans

    Most Common Service Period
    1. Vietnam
      655 ± 121
    2. Gulf War (2001-)
      564 ± 181
    3. Gulf War (1990s)
      256 ± 109

    Otsego County, MI has a large population of military personnel who served in Vietnam, 1.16 times greater than any other conflict.

    The chart shows the distribution of veterans by conflict in Otsego County, MI.

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    Health

    94.3% of the population of Otsego County, MI has health coverage, with 47.8% on employee plans, 14.5% on Medicaid, 15.8% on Medicare, 14.6% on non-group plans, and 1.62% on military or VA plans.

    Primary care physicians in Otsego County, MI see 1,150 patients per year on average, which represents a 0% change from the previous year (1,150 patients). Compare this to dentists who see 1425 patients per year, and mental health providers who see 314 patients per year.

    By gender, of the total number of insured persons, 50.5% were men and 49.5% were women.

    Patient to Clinician Ratios

    1,150 to 1
    Patient to Primary Care Physician Ratio in Otsego County, MI

    Primary care physicians in Otsego County, MI see an average of 1,150 patients per year. This represents a 0% change from the previous year (1,150 patients).

    The following chart shows how the number of patients seen by primary care physicians has been changing over time in Otsego County, MI in comparison to its neighboring geographies.

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    Health Care Diversity

    In 2024, insured persons according to age ranges were distributed in 22.1% under 18 years, 17% between 18 and 34 years, 39% between 35 and 64 years, and 21.9% over 64 years.

    By gender, of the total number of insured persons, 50.5% were men and 49.5% were women.

    The following chart shows the number of people with health coverage by gender.

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    Uninsured People

    5.68%
    Uninsured
    47.8%
    Employer Coverage
    14.5%
    Medicaid
    15.8%
    Medicare
    14.6%
    Non-Group
    1.62%
    Military or VA

    Between 2023 and 2024, the percent of uninsured citizens in Otsego County, MI declined by 8.03% from 6.17% to 5.68%.

    The following chart shows how the percent of uninsured individuals in Otsego County, MI changed over time compared with the percent of individuals enrolled in various types of health insurance.

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    Health Outcomes

    Indicator

    In 2025, the average number of mentally unhealthy days reported in past 30 days (age-adjusted) was 5.77 in Otsego County, MI.

    The graphic shows the trend of the indicator in Otsego County, MI.

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    Health Behaviors

    Indicator

    In 2025, the percentage of the adult population (age 18 and older) that reports a body mass index (BMI) greater than or equal to 30 kg/m2 (age-adjusted) was 34.4% in Otsego County, MI.

    The graphic shows the trend of the indicator in Otsego County, MI.

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    Clinical Care

    Indicator

    In 2025, the percentage of population under age 65 without health insurance was 6.68% in Otsego County, MI.

    The graphic shows the trend of the indicator in Otsego County, MI.

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    Economy

    The economy of Otsego County, MI employs 12.7k people. In 2024, the largest industries in Otsego County, MI were Retail Trade (1,894 people), Health Care & Social Assistance (1,768 people), and Manufacturing (1,385 people), and the highest paying industries were Mining, Quarrying, & Oil & Gas Extraction ($111,000), Utilities ($90,625), and Public Administration ($67,554).

    Occupations

    12.7k
    2024 Value
    ± 734
    3.66%
    1 Year growth
    ± 8.01%

    From 2023 to 2024, employment in Otsego County, MI grew at a rate of 3.66%, from 12.2k employees to 12.7k employees.

    The most common job groups, by number of people living in Otsego County, MI, are Sales & Related Occupations (1,674 people), Management Occupations (1,076 people), and Food Preparation & Serving Related Occupations (979 people). This chart illustrates the share breakdown of the primary jobs held by residents of Otsego County, MI.

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    Unemployment Insurance Claims

    Data is only available at the state level. Showing data for Michigan.

    This chart shows weekly unemployment insurance claims in Michigan (not-seasonally adjusted) compared with the four states with the most similar impact.

    The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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    Employment by Industries

    12.7k
    2024 Value
    ± 734
    3.66%
    1 Year growth
    ± 8.01%

    From 2023 to 2024, employment in Otsego County, MI grew at a rate of 3.66%, from 12.2k employees to 12.7k employees.

    The most common employment sectors for those who live in Otsego County, MI, are Retail Trade (1,894 people), Health Care & Social Assistance (1,768 people), and Manufacturing (1,385 people). This chart shows the share breakdown of the primary industries for residents of Otsego County, MI, though some of these residents may live in Otsego County, MI and work somewhere else. Census data is tagged to a residential address, not a work address.

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    Median Earnings by Industry

    $48,572
    Median earning men ± $2,650
    $40,397
    Median earning women ± $4,558

    The industries with the best median earnings for men in 2024 are Public Administration ($84,489), Agriculture, Forestry, Fishing & Hunting, & Mining ($67,059), and Manufacturing ($60,567).

    The industries with the best median earnings for women in 2024 are Wholesale Trade ($63,571), Public Administration ($47,143), and Educational Services, & Health Care & Social Assistance ($45,652).

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    Employment by Industry Sector

    Data is only available at the state level. Showing data for Michigan.
    Y-Axis
    2.16%
    Year-over-year growth
    Employment change between February 2022 and February 2023

    As of February 2023, there are 4.37M people employed in Michigan. This represents a 2.16% increase in employment when compared to February 2022.

    Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 23.6%.

    The following chart shows monthly employment numbers for each industry sector in Michigan.

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    Establishments by Size

    The industries with the most establishments
    1. 55
      Construction
    2. 47
      Other Services (except Public Administration)
    3. 46
      Retail Trade

    The visualization shows the distribution of establishments by industry and by size according to the number of employees.

    The visualization shows the number of establishments and its share across establishment sizes.

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    Payroll by Industry Sector

    The industries with the highest total annual payroll
    1. $81.7k
      Retail Trade
    2. $80.5k
      Health Care and Social Assistance
    3. $53.2k
      Construction

    The chart shows the total annual payroll and the average annual payroll by industry.

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    Civics

    In the 2024 presidential election, the popular vote in Michigan went to Donald J. Trump with 49.7% of the vote. The runner-up was Kamala Harris (48.3%), followed by Jill Stein (0.788%).

    Gary Peters and Elissa Slotkin are the senators currently representing the state of Michigan. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

    Michigan is currently represented by 13 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

    US Senators from Michigan

    Senatorial voting results are only available at the state level. Showing data for Michigan.
    Gary Peters
    Senator from Michigan2
    Assumed office on January 3, 2015
    Elissa Slotkin
    Senator from Michigan1
    Assumed office on January 3, 2025

    Gary Peters and Elissa Slotkin are the senators currently representing Michigan.

    In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

    The following chart shows elected senators in Michigan over time, excluding special elections, colored by their political party.

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    Housing & Living

    The median property value in Otsego County, MI was $219,700 in 2024, which is 0.66 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $196,500 to $219,700, a 11.8% increase. The homeownership rate in Otsego County, MI is 77.2%, which is higher than the national average of 65.2%.

    People in Otsego County, MI have an average commute time of 20.2 minutes, and they drove alone to work. Car ownership in Otsego County, MI is approximately the same as the national average, with an average of 2 cars per household.

    In 2025, 11.9% of the population was living with severe housing problems in Otsego County, MI. From 2014 to 2025, the indicator declined 1.59%.

    Property

    $219,700
    Median Property Value 2024
    ±$9,361
    $8,673
    Median Property Taxes
    ±$560

    The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Otsego County, MI the largest share of households pay taxes in the $800 - $1,499 range.

    The chart underneath the paragraph shows the property taxes in Otsego County, MI compared to it's parent and neighbor geographies.

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    Rent vs Own

    77.2%
    Homeownership
    2024
    66.9%
    Homeowners with Mortgage
    2024

    In 2024, 77.2% of the housing units in Otsego County, MI were occupied by their owner. This percentage declined from the previous year's rate of 78%.

    This chart shows the percentage of owner in Otsego County, MI compared it's parent and neighboring geographies.

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    Household Income

    Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
    $68,183
    Median Household Income
    ± $4,808
    11.2k
    Number of Households
    ± 704

    In 2024, the median household income of the 11.2k households in Otsego County, MI grew to $68,183 from the previous year's value of $67,285.

    The following chart displays the households in Otsego County, MI distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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    Wage Distribution

    The closest comparable wage GINI for Otsego County, MI is from Michigan.
    0.46
    2024 Wage GINI in Michigan
    0.462
    2023 Wage GINI in Michigan

    In 2024, the income inequality in Michigan was 0.46 according to the GINI calculation of the wage distribution. Income inequality had a 0.474% decline from 2023 to 2024, which means that wage distribution grew somewhat more even. The GINI for Michigan was lower than than the national average of 0.474. In other words, wages are distributed more evenly in Michigan in comparison to the national average.

    This chart shows the number of workers in Michigan across various wage buckets compared to the national average.

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    Commuter Transportation

    Most Common Commute in 2024
    1. Drove Alone (75.8%)
    2. Carpooled (11.8%)
    3. Worked At Home (10.2%)

    In 2024, 75.8% of workers in Otsego County, MI drove alone to work, followed by those who carpooled to work (11.8%) and those who worked at home (10.2%).

    The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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    Commute Time

    20.2 minutes
    Average Travel Time

    Using averages, employees in Otsego County, MI have a shorter commute time (20.2 minutes) than the normal US worker (26.4 minutes). Additionally, 1.62% of the workforce in Otsego County, MI have "super commutes" in excess of 90 minutes.

    The chart below shows how the median household income in Otsego County, MI compares to that of it's neighboring and parent geographies.

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    Car Ownership

    2 cars
    Average Number

    The following chart displays the households in Otsego County, MI distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Otsego County, MI have 2 cars.

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    Severe Housing Problems

    In 2025, 11.9% of the population was living with severe housing problems in Otsego County, MI. From 2014 to 2025, the indicator declined 1.59%.

    The graph shows the trend of the percentage of the population living with severe housing problems.

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    Poverty & Diversity

    8.03% of the population for whom poverty status is determined in Otsego County, MI (2.03k out of 25.3k people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Females 65 - 74, followed by Females 35 - 44 and then Females 45 - 54.

    The most common racial or ethnic group living below the poverty line in Otsego County, MI is White, followed by Two Or More and Black.

    The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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    Children in Poverty

    In 2025, 15.3% of the children was living in poverty in Otsego County, MI. From 2014 to 2025, the indicator declined 5.8%.

    The graph shows the trend of the percentage of the children living in poverty.

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    Crimes & Accidents

    Indicator

    In 2022, the number of reported violent crimes offenses per 100,000 population was 256 in Otsego County, MI. From 2014 to 2022, the indicator grew 81.3% per 100,000 population.

    The graph shows the trend in the number of reported violent crimes offenses per 100,000 population.

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