Latimer County, OK

County

Add Comparison

Population

10,495

1.19% 1-year decline

US Senator

Jim Inhofe

Republican Party

US Senator

James Lankford

Republican Party

Median Age

41.3

Poverty Rate

18.9%

Median Household Income

$42,363

4.5% 1-year growth

Median Property Value

$86,200

6.29% 1-year growth

Number of Employees

3,880

0.44% 1-year growth

About

In 2018, Latimer County, OK had a population of 10.5k people with a median age of 41.3 and a median household income of $42,363. Between 2017 and 2018 the population of Latimer County, OK declined from 10,621 to 10,495, a -1.19% decrease and its median household income grew from $40,539 to $42,363, a 4.5% increase.

The 5 largest ethnic groups in Latimer County, OK are White (Non-Hispanic) (65.5%), American Indian & Alaska Native (Non-Hispanic) (20%), Two+ (Non-Hispanic) (9.16%), White (Hispanic) (1.46%), and Black or African American (Non-Hispanic) (0.962%). 0% of the households in Latimer County, OK speak a non-English language at home as their primary language, and 99.5% of the residents in Latimer County, OK are U.S. citizens.

The largest universities in Latimer County, OK are Eastern Oklahoma State College (236 degrees awarded in 2019).

In 2018, the median property value in Latimer County, OK was $86,200, and the homeownership rate was 70.4%. Most people in Latimer County, OK drove alone to work, and the average commute time was 23.5 minutes. The average car ownership in Latimer County, OK was 2 cars per household.

Latimer County, OK borders Haskell County, OK, Le Flore County, OK, Pittsburg County, OK, and Pushmataha County, OK.

United States Oklahoma

COVID-19

Daily New Cases by Date

Showing data at the state level for Oklahoma. Hospitalization data for some states may be delayed or not reported.

Y-Axis

This chart shows the number of COVID-19 daily new cases by date in Oklahoma, as a 7-day rolling average, compared with the four states with the most similar number of confirmed cases.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for Oklahoma.

This chart shows weekly unemployment insurance claims in Oklahoma (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Employment by Industry Sector

Data is only available at the state level. Showing data for Oklahoma.

Start Year

Y-Axis

-5.78%

Year-over-year decline

Employment change between November 2019 and November 2020

As of November 2020, there are 145M people employed in Oklahoma. This represents a -5.78% decrease in employment when compared to November 2019.

The following chart shows monthly employment numbers for each industry sector in Oklahoma.

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Community Mobility

Data is only available at the state level. Showing data for Oklahoma.

This chart presents movement trends over time in the state of Oklahoma across different categories of places such as retail and recreation, groceries and pharmacies, parks, transit stations, workplaces, and residential.

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Civics

In the 2016 presidential election, the popular vote in Latimer County, OK went to Donald J. Trump with 76.4% of the vote. The runner-up was Hillary Rodham Clinton (19.6%), followed by Other (3.92%). The most partisan county was Cimarron County, OK with 89.2% of the vote going to Donald J. Trump running for the Republican Party.

Jim Inhofe and James Lankford are the senators currently representing the state of Oklahoma. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Oklahoma is currently represented by 5 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

Presidential Popular Vote Over Time

Showing data up to the 2016 election. Updated election results are currently being processed, and will be released in the coming months.

2016 Election Results

Donald J. Trump (76.4%)
Republican Party
Hillary Rodham Clinton (19.6%)
Democratic Party
Other (3.92%)
Other Party

In the 2016 presidential election, the popular vote in Oklahoma went to Donald J. Trump with 76.4% of the vote. The runner-up was Hillary Rodham Clinton (19.6%), followed by Other (3.92%).

The following chart shows the popular vote results in Oklahoma for each registered party from 1976 to 2016.

Presidential Popular Vote by County

Presidential voting results are only available at the county level. Showing data for the counties inside of Oklahoma.

Showing data up to the 2016 election. Updated election results are currently being processed, and will be released in the coming months.

Donald J. Trump

Popular Vote for Latimer County, OK

76.4% for the Republican Party

Most Partisan Counties in Oklahoma

Cimarron County, OK
89.2% for Donald J. Trump (Republican Party)
Beaver County, OK
88.9% for Donald J. Trump (Republican Party)
Ellis County, OK
88.2% for Donald J. Trump (Republican Party)

In the 2016 presidential election, the most partisan county in Oklahoma was Cimarron County, OK with 89.2% of the vote going to Donald J. Trump running for the Republican Party.

The following map shows the counties in Oklahoma colored by their party leaning.

US Senators from Oklahoma

Senatorial voting results are only available at the state level. Showing data for Oklahoma.

Jim Inhofe

Senator from Oklahoma

Assumed office on November 16, 1994
Elected to the seat following the resignation of David Boren.

James Lankford

Senator from Oklahoma

Assumed office on January 3, 2015
Elected to the seat to succeed Tom Coburn, who had to resign at the eve of 113th United States Congress|113th Congress.

Jim Inhofe and James Lankford are the senators currently representing Oklahoma.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Oklahoma over time, excluding special elections, colored by their political party.

US Representatives from Oklahoma

Oklahoma is currently represented by 5 members in the U.S. house.

Members of the House of Representives are elected to 2-year terms, and the following chart shows the how the members for Oklahoma have changed over time starting in 2008.

Diversity

Latimer County, OK is home to a population of 10.5k people, from which 99.5% are citizens. As of 2018, 1.34% of Latimer County, OK residents were born outside of the country (141 people).

In 2018, there were 3.28 times more White (Non-Hispanic) residents (6.88k people) in Latimer County, OK than any other race or ethnicity. There were 2.1k American Indian & Alaska Native (Non-Hispanic) and 961 Two+ (Non-Hispanic) residents, the second and third most common ethnic groups.

Race and Ethnicity

The 3 largest ethnic groups in Latimer County, OK

White (Non-Hispanic)
6.88k ± 6
American Indian & Alaska Native (Non-Hispanic)
2.1k ± 119
Two+ (Non-Hispanic)
961 ± 120

3.58%

Hispanic Population

376 people

3.58% of the people in Latimer County, OK are hispanic (376 people).

The following chart shows the 7 races represented in Latimer County, OK as a share of the total population.

Heritage

Foreign-Born Population

1.34%

2018 Foreign-Born Population

141 people

1.37%

2017 Foreign-Born Population

146 people

As of 2018, 1.34% of Latimer County, OK residents (141 people) were born outside of the United States, which is lower than the national average of 13.7%. In 2017, the percentage of foreign-born citizens in Latimer County, OK was 1.37%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in Latimer County, OK compared to that of it's neighboring and parent geographies.

Age by Nativity

Median Native-Born Age

± 0.8

Median Foreign-Born Age

± 14.8

In 2018, the median age of all people in Latimer County, OK was 41.3. Native-born citizens, with a median age of 41, were generally older than than foreign-born citizens, with a median age of 41. But people in Latimer County, OK are getting getting older. In 2017, the average age of all Latimer County, OK residents was 41.

Global Diversity

The PUMS dataset is not available at the County level, so we are showing data for Oklahoma.

Most Common Origin

Mexico
107,399 ± 7,935 people
Vietnam
14,412 ± 2,942 people
India
10,350 ± 2,494 people

In 2019, the most common birthplace for the foreign-born residents of Oklahoma was Mexico, the natal country of 107,399 Oklahoma residents, followed by Vietnam with 14,412 and India with 10,350.

Citizenship

99.5%

2018 Citizenship

99.4%

2017 Citizenship

As of 2018, 99.5% of Latimer County, OK residents were US citizens, which is higher than the national average of 93.2%. In 2017, the percentage of US citizens in Latimer County, OK was 99.4%, meaning that the rate of citizenship has been increasing.

The following chart shows US citizenship percentages in Latimer County, OK compared to that of it's neighboring and parent geographies.

Military

Veterans

Most Common Service Period

Vietnam
375 ± 72
Gulf War (1990s)
143 ± 51
Gulf War (2001-)
99 ± 46

Latimer County, OK has a large population of military personnel who served in Vietnam, 2.62 times greater than any other conflict.

Economy

Median household income in Latimer County, OK is $42,363. In 2018, the tract with the highest Median Household Income in Latimer County, OK was Census Tract 871 with a value of $50,625, followed by Census Tract 873 and Census Tract 872, with respective values of $41,920 and $37,526.

Males in Oklahoma have an average income that is 1.42 times higher than the average income of females, which is $42,801. The income inequality in Oklahoma (measured using the Gini index) is 0.459, which is lower than than the national average.

The economy of Latimer County, OK employs 3.88k people. The largest industries in Latimer County, OK are Health Care & Social Assistance (734 people), Educational Services (538 people), and Retail Trade (317 people), and the highest paying industries are Wholesale Trade ($65,313), Mining, Quarrying, & Oil & Gas Extraction ($63,750), and Utilities ($52,578).

Wages

Median Household Income

$42,363

2018 value

± $2,856

4.5%

1 Year Growth

± 8.96%

Households in Latimer County, OK have a median annual income of $42,363, which is less than the median annual income of $61,937 across the entire United States. This is in comparison to a median income of $40,539 in 2017, which represents a 4.5% annual growth.

The following chart shows how the median household income in Latimer County, OK compares to that of its neighboring and parent geographies.

Wage by Gender in Common Jobs

The PUMS dataset is not available at the County level, so we are showing data for Oklahoma.

$60,685

Average Male Salary in Oklahoma

± $1,691

$42,801

Average Female Salary in Oklahoma

± $1,285

In 2019, full-time male employees in Oklahoma made 1.42 times more than female employees.

This chart shows the gender-based wage disparity in the 5 most common occupations in Oklahoma by number of full-time employees.

Wage by Race and Ethnicity in Common Jobs

The PUMS dataset is not available at the County level, so we are showing data for Oklahoma.

Highest Average Salaries by Race & Ethnicity in Oklahoma

White
$49,052 ± $1,203
Asian
$48,093 ± $7,317
Native Hawaiian and Other Pacific Islander
$44,161 ± $15,872

In 2019 the highest paid race/ethnicity of Oklahoma workers was White. These workers were paid 1.02 times more than Asian workers, who made the second highest salary of any race/ethnicity in Oklahoma.

This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in Oklahoma by number of full-time employees.

Wage Distribution

The closest comparable wage GINI for Latimer County, OK is from Oklahoma.

0.459

2019 Wage GINI in Oklahoma

0.458

2018 Wage GINI in Oklahoma

In 2019, the income inequality in Oklahoma was 0.459 according to the GINI calculation of the wage distribution. Income inequality had a 0.2% growth from 2018 to 2019, which means that wage distribution grew somewhat less even. The GINI for Oklahoma was lower than than the national average of 0.478. In other words, wages are distributed more evenly in Oklahoma in comparison to the national average.

This chart shows the number of workers in Oklahoma across various wage buckets compared to the national average.

Income by Location

Use the dropdown to filter by race/ethnicity.

Race/Ethnicity

Highest Median Household Income (Total)

Census Tract 871
Census Tract 873
Census Tract 872

In 2018, the tract with the highest Median Household Income (Total) in Latimer County, OK was Census Tract 871 with a value of $50,625, followed by Census Tract 873 and Census Tract 872, with respective values of $41,920 and $37,526.

The following map shows all of the tracts in Latimer County, OK colored by their Median Household Income (Total).

Poverty by Age and Gender

Females 18 - 24

Largest Demographic Living in Poverty

18.9% of the population for whom poverty status is determined in Latimer County, OK (1.91k out of 10.1k people) live below the poverty line, a number that is higher than the national average of 13.1%. The largest demographic living in poverty are Females 18 - 24, followed by Females 25 - 34 and then Females 45 - 54.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

Poverty by Race and Ethnicity

Largest Race or Ethnicity Living in Poverty

White
1,033 ± 122
Native American
521 ± 84
Two Or More
295 ± 68

The most common racial or ethnic group living below the poverty line in Latimer County, OK is White, followed by Native American and Two Or More.

Occupations

Employment by Occupations

3.88k

2018 Value

± 252

0.44%

1 Year growth

± 9.33%

From 2017 to 2018, employment in Latimer County, OK grew at a rate of 0.44%, from 3.86k employees to 3.88k employees.

The most common job groups, by number of people living in Latimer County, OK, are Office & Administrative Support Occupations (449 people), Construction & Extraction Occupations (428 people), and Education Instruction, & Library Occupations (366 people). This chart illustrates the share breakdown of the primary jobs held by residents of Latimer County, OK.

Most Common

The most common jobs held by residents of Latimer County, OK, by number of employees, are Office & Administrative Support Occupations (449 people), Construction & Extraction Occupations (428 people), and Education Instruction, & Library Occupations (366 people).

Most Specialized

Compared to other counties, Latimer County, OK has an unusually high number of residents working as Farming, Fishing, & Forestry Occupations (3.06 times higher than expected), Construction & Extraction Occupations (2.19 times), and Community & Social Service Occupations (2.07 times).

Highest Paid

The highest paid jobs held by residents of Latimer County, OK, by median earnings, are Health Diagnosing & Treating Practitioners & Other Technical Occupations ($49,375), Management Occupations ($49,183), and Healthcare Practitioners & Technical Occupations ($46,793).

Industries

Employment by Industries

3.88k

2018 Value

± 252

0.44%

1 Year growth

± 9.33%

From 2017 to 2018, employment in Latimer County, OK grew at a rate of 0.44%, from 3.86k employees to 3.88k employees.

The most common employment sectors for those who live in Latimer County, OK, are Health Care & Social Assistance (734 people), Educational Services (538 people), and Retail Trade (317 people). This chart shows the share breakdown of the primary industries for residents of Latimer County, OK, though some of these residents may live in Latimer County, OK and work somewhere else. Census data is tagged to a residential address, not a work address.

Most Common

The most common industries in Latimer County, OK, by number of employees, are Health Care & Social Assistance (734 people), Educational Services (538 people), and Retail Trade (317 people).

Most Specialized

Compared to other counties, Latimer County, OK has an unusually high number of Mining, Quarrying, & Oil & Gas Extraction (9.41 times higher than expected), Utilities (2.96 times), and Agriculture, Forestry, Fishing & Hunting (2.74 times) industries.

Highest Paying

The highest paying industries in Latimer County, OK, by median earnings, are Wholesale Trade ($65,313), Mining, Quarrying, & Oil & Gas Extraction ($63,750), and Utilities ($52,578).

Domestic Trade

Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from Oklahoma to other states, or from other states to Oklahoma.

Top Domestic Production in Dollars

In 2018, the top outbound Oklahoma product (by dollars) was Coal-n.e.c. with $53.8B, followed by Fuel oils ($24.4B) and Crude petroleum ($24.3B).

The following chart shows the share of these products in relation to all outbound Oklahoma products.

Domestic Trade Growth

Showing data for Oklahoma.

$239B

2018 Value in Oklahoma

$339B

Projected 2045 Value in Oklahoma

41.9% growth

In 2018, total outbound Oklahoma trade was $239B. This is expected to increase 41.9% to $339B by 2045.

The following chart shows how the domestic outbound Oklahoma trade is projected to change in comparison to its neighboring states.

Interstate Trade

Interstate trade consists of products and services shipped from Oklahoma to other states, or from other states to Oklahoma.

Most Common Trade Partners

Texas
$45.8B
Kansas
$19.3B
Arkansas
$6.67B

In 2018, the top outbound Oklahoma domestic partner for goods and services (by dollars) was Texas with $45.8B, followed by Kansas with $19.3B and Arkansas and $6.67B.

The following map shows the amount of trade that Oklahoma shares with each state (excluding itself).

Education

In 2019, universities in Latimer County, OK awarded 236 degrees. The student population of Latimer County, OK is skewed towards women, with 489 male students and 979 female students.

Most students graduating from Universities in Latimer County, OK are White (145 and 61.4%), followed by American Indian or Alaska Native (62 and 26.3%), Black or African American (15 and 6.36%), and Hispanic or Latino (9 and 3.81%).

The largest universities in Latimer County, OK by number of degrees awarded are Eastern Oklahoma State College (236 and 100%).

The most popular majors in Latimer County, OK are General Studies (71 and 30.1%), Registered Nursing (40 and 16.9%), and General Business Administration & Management (21 and 8.9%).

The median tuition costs in Latimer County, OK are $N/A for private four year colleges, and $N/A and $N/A respectively, for public four year colleges for in-state students and out-of-state students.

Concentrations

Most Common

General Studies
71 degree-majorss awarded
Registered Nursing
40 degree-majorss awarded
General Business Administration & Management
21 degree-majorss awarded

In 2018, the most common concentation for Associates Degree recipients in Latimer County, OK was General Studies with 71 degrees awarded.

This visualization illustrates the percentage of students graduating with a Associates Degree from schools in Latimer County, OK according to their major.

Universities

Eastern Oklahoma State College

Largest Universities by degrees awarded

236 degrees awarded

$N/A

Median In-State Public

$N/A

Median Private

In 2019, the Latimer County, OK institution with the largest number of graduating students was Eastern Oklahoma State College with 236 degrees awarded.

Student Gender for Common Institutions

Degrees Awarded to Men

147

Degrees Awarded to Women

In 2019, 89 men were awarded degrees from institutions in Latimer County, OK, which is 0.605 times less than the 147 female students who received degrees in the same year.

This chart displays the gender disparity between the institutions in Latimer County, OK by degrees awarded.

Student Race and Ethnicity

Most Common Student Race or Ethnicity

White
145 degrees awarded
American Indian or Alaska Native
62 degrees awarded
Black or African American
15 degrees awarded

In 2019 the most common race/ethnicity group awarded degrees at institutions in Latimer County, OK was White students. These 145 degrees mean that there were 2.34 times more degrees awarded to White students then the next closest race/ethnicity group, American Indian or Alaska Native, with 62 degrees awarded.

Housing & Living

The median property value in Latimer County, OK was $86,200 in 2018, which is 0.375 times smaller than the national average of $229,700. Between 2017 and 2018 the median property value increased from $81,100 to $86,200, a 6.29% increase. The homeownership rate in Latimer County, OK is 70.4%, which is higher than the national average of 63.9%. People in Latimer County, OK have an average commute time of 23.5 minutes, and they drove alone to work. Car ownership in Latimer County, OK is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property Value

$86,200

2018 Median

± $5,114

$81,100

2017 Median

± $4,428

In 2018, the median property value in Latimer County, OK grew to to $86,200 from the previous year's value of $81,100.

The following charts display, first, the property values in Latimer County, OK compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In Latimer County, OK the largest share of households have a property value in the $100k - $125k range.

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$42,363

Median Household Income

± $2,856

4.04k

Number of Households

± 243

In 2018, the median household income of the 4.04k households in Latimer County, OK grew to $42,363 from the previous year's value of $40,539.

The following chart displays the households in Latimer County, OK distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

Property Taxes

< $800

Average Range

This chart shows the households in Latimer County, OK distributed between a series of property tax buckets compared to the national averages for each bucket. In Latimer County, OK the largest share of households pay taxes in the < $800 range.

Rent vs Own

70.4%

2018 Homeownership

68.1%

2017 Homeownership

In 2018, 70.4% of the housing units in Latimer County, OK were occupied by their owner. This percentage grew from the previous year's rate of 68.1%.

This percentage of owner-occupation is higher than the national average of 63.9%. This chart shows the ownership percentage in Latimer County, OK compared it's parent and neighboring geographies.

Commute Time

23.5 minutes

Average Travel Time

Using averages, employees in Latimer County, OK have a shorter commute time (23.5 minutes) than the normal US worker (25.3 minutes). Additionally, 3.11% of the workforce in Latimer County, OK have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Latimer County, OK compares to that of it's neighboring and parent geographies.

Commuter Transportation

Most Common Commute in 2018

Drove Alone (85.2%)
Carpooled (8.82%)
Walked (2.61%)

In 2018, 85.2% of workers in Latimer County, OK drove alone to work, followed by those who carpooled to work (8.82%) and those who walked to work (2.61%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

Transportation

Car Ownership

2 cars

Average Number

The following chart displays the households in Latimer County, OK distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Latimer County, OK have 2 cars, followed by 1 car.

Health

81.1% of the population of Latimer County, OK has health coverage, with 33.6% on employee plans, 16.7% on Medicaid, 15% on Medicare, 11.7% on non-group plans, and 4.07% on military or VA plans.

Per capita personal health care spending in Oklahoma was $7,627 in 2014. This is a 4.58% increase from the previous year ($7,293).

Primary care physicians in Latimer County, OK see 5116 patients per year on average, which represents a 1.73% decrease from the previous year (5206 patients). Compare this to dentists who see 5036 patients per year, and mental health providers who see 148 patients per year.

Comparing across all counties in the state, Nowata County has the highest prevalence of diabetes (28.2%). Additionally, Okfuskee County has the highest prevalence of adult obesity (58.9%)

Patient to Clinician Ratios

5,116 to 1

Patient to Primary Care Physician Ratio in Latimer County, OK

Primary care physicians in Latimer County, OK see an average of 5,116 patients per year. This represents a 1.73% decrease from the previous year (5,206 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Latimer County, OK in comparison to its neighboring geographies.

Behavioral Health Conditions

Data only available at the state level.

State with the Highest Prevalence

West Virginia
8.26% of the population affected
Arkansas
8.13% of the population affected
New Hampshire
7.98% of the population affected

In 2016, West Virginia had the highest prevalence of adults with major depressive episode, with 8.26% of the population affected. The second highest is Arkansas (8.13%), followed by New Hampshire (7.98%).

The following map shows the percent of individuals with major depressive episode by state over multiple years.

Social Needs

Data only available at the state level.

Most prevalent states

California
35,798 individuals
New York
5,087 individuals
Florida
4,915 individuals

In 2017, California had the highest estimated number of chronically homeless individuals in the nation, at 35,798. New York has the second highest (5,087), followed by Florida (4,915).

The following map shows the estimated number of chronically homeless individuals by state over multiple years.

Access and Quality

Data only available at state level.

Most prevalent states

Mississippi
19.2% of adults
Texas
17.9% of adults
Louisiana
17.6% of adults

In 2016, Mississippi had the highest prevalence of adults who haven't seen a doctor in the past 12 months due to cost, at 19.2%. It is followed by Texas (17.9%) and Louisiana (17.6%).

The following map shows the prevalence of adults who haven't seen a doctor in the past 12 months due to cost by state over multiple years.

Health Care Spending

Data is only available at the state level. Showing data for Oklahoma.

$7,627

Total Per Capita Spending on Personal Health Care in Oklahoma

$3,878

Per Enrollee Private Health Insurance Spending on Personal Health Care

$6,529

Per Enrollee Medicaid Spending on Personal Health Care

$10,429

Per Enrollee Medicare Spending on Personal Health Care

Between 2013 and 2014, all personal health care spending per capita in Oklahoma (including private, Medicare, and Medicaid) grew 4.58%, from $7,293 to $7,627.

The following chart shows how this spending changed over time in comparison to Medicaid, Medicare, and private insurance spending, per enrollee.

Health Care Coverage

18.9%

Uninsured

33.6%

Employer Coverage

16.7%

Medicaid

15%

Medicare

11.7%

Non-Group

4.07%

Military or VA

Between 2017 and 2018, the percent of uninsured citizens in Latimer County, OK declined by 5% from 19.9% to 18.9%.

The following chart shows how the percent of uninsured individuals in Latimer County, OK changed over time compared with the percent of individuals enrolled in various types of health insurance.