Isabella, Gratiot & Clare Counties PUMA, MI

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Population

142,488

0.259% decline

Median Age

34.9


Median Household Income

$41,104

3.52% growth

Poverty Rate

24.6%


Number of Employees

56,828

0.485% decline

Median Property Value

$103,600

2.37% growth

About

In 2017, Isabella, Gratiot & Clare Counties PUMA, MI had a population of 142k people with a median age of 34.9 and a median household income of $41,104. Between 2016 and 2017 the population of Isabella, Gratiot & Clare Counties PUMA, MI declined from 142,858 to 142,488, a -0.259% decrease and its median household income grew from $39,708 to $41,104, a 3.52% increase.

The population of Isabella, Gratiot & Clare Counties PUMA, MI is 88% White Alone, 3.98% Hispanic or Latino, and 2.99% Black or African American Alone. 4.85% of the people in Isabella, Gratiot & Clare Counties PUMA, MI speak a non-English language, and 98.6% are U.S. citizens.

The largest universities in Isabella, Gratiot & Clare Counties PUMA, MI are Central Michigan University (6,570 degrees awarded in 2016), Mid Michigan Community College (767 degrees), and Alma College (372 degrees).

The median property value in Isabella, Gratiot & Clare Counties PUMA, MI is $103,600, and the homeownership rate is 69.5%. Most people in Isabella, Gratiot & Clare Counties PUMA, MI commute by Drove Alone, and the average commute time is 20.1 minutes. The average car ownership in Isabella, Gratiot & Clare Counties PUMA, MI is 2 cars per household.

Economy

The economy of Isabella, Gratiot & Clare Counties PUMA, MI employs 56.8k people. The largest industries in Isabella, Gratiot & Clare Counties PUMA, MI are Colleges, universities & professional schools, including junior colleges (5,545 people), Restaurants & Food Services (5,178 people), and Construction (3,260 people), and the highest paying industries are Paperboard container manufacturing ($123,150), Machinery, equipment, & supplies merchant wholesalers ($97,679), and Farm supplies merchant wholesalers ($96,165).

Median household income in Isabella, Gratiot & Clare Counties PUMA, MI is $41,104. Males in Isabella, Gratiot & Clare Counties PUMA, MI have an average income that is 1.26 times higher than the average income of females, which is $39,083. The income inequality in Isabella, Gratiot & Clare Counties PUMA, MI (measured using the Gini index) is 0.48, which is higher than than the national average.

Wages

Median Household Income

$41,104

2017 value

± $828

3.52%

1 Year Growth

± 3.05%

Households in Isabella, Gratiot & Clare Counties PUMA, MI have a median annual income of $41,104, which is less than the median annual income of $60,336 across the entire United States. This is in comparison to a median income of $39,708 in 2016, which represents a 3.52% annual growth.

Look at the chart to see how the median household income in Isabella, Gratiot & Clare Counties PUMA, MI compares to that of it's neighboring and parent geographies.

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Wage by Gender in Common Jobs

$49,256

Average Male Salary

± $7,990

$39,083

Average Female Salary

± $6,344

In 2017, full-time male employees in Isabella, Gratiot & Clare Counties PUMA, MI made 1.26 times more than female employees.

This chart shows the gender-based wage disparity in the 5 most common occupations in Isabella, Gratiot & Clare Counties PUMA, MI by number of full-time employees.

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Wage by Race and Ethnicity in Common Jobs

Highest Average Salaries by Race & Ethnicity

  1. Asian

    $47,213 ± $84,808

  2. American Indian

    $36,765 ± $29,935

  3. White

    $34,587 ± $4,238

In 2017 the highest paid race/ethnicity of Isabella, Gratiot & Clare Counties PUMA, MI workers was Asian. These workers were paid 1.28 times more than American Indian workers, who made the second highest salary of any race/ethnicity.

This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in Isabella, Gratiot & Clare Counties PUMA, MI by number of full-time employees.

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Wage Distribution

0.48

2017 Wage GINI

0.479

2016 Wage GINI

In 2017, the income inequality in Isabella, Gratiot & Clare Counties PUMA, MI was 0.48 according to the GINI calculation of the wage distribution. Income inequality had a 0.249% growth from 2016 to 2017, which means that wage distribution grew somewhat less even.

The 2017 the GINI for Isabella, Gratiot & Clare Counties PUMA, MI was higher than than the national average of 0.479. In other words, wages are distributed less evenly in Isabella, Gratiot & Clare Counties PUMA, MI in comparison to the national average.

This chart shows the number of workers in Isabella, Gratiot & Clare Counties PUMA, MI across various wage buckets compared to the national average.

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Income by Location

Use the dropdown to filter by race/ethnicity.

In 2017, the PUMA with the highest Median Household Income (Total) in Isabella, Gratiot & Clare Counties PUMA, MI was Birmingham & Bloomfield Area PUMA, MI with a value of $112,116, followed by Oakland County (Northeast) PUMA, MI and Troy & Rochester Area PUMA, MI, with respective values of $95,855 and $94,911.

The following map shows all of the PUMAs in Isabella, Gratiot & Clare Counties PUMA, MI colored by their Median Household Income (Total).

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Poverty by Age and Gender

Females 18 - 24

Largest Demographic Living in Poverty

24.6% of the population for whom poverty status is determined in Isabella, Gratiot & Clare Counties PUMA, MI (31.9k out of 130k people) live below the poverty line, a number that is higher than the national average of 13.4%. The largest demographic living in poverty are Females 18 - 24, followed by Males 18 - 24 and then Females 25 - 34.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Poverty by Race and Ethnicity

Largest Race or Ethnicity Living in Poverty

  1. White

    29,239 ± 796

  2. Hispanic

    1,579 ± 198

  3. Black

    810 ± 177

The most common racial or ethnic group living below the poverty line in Isabella, Gratiot & Clare Counties PUMA, MI is White, followed by Hispanic and Black.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Occupations

Employment by Occupations

56.8k

2017 Value

-0.485%

1 Year decline

± -0.485%

From 2016 to 2017, employment in Isabella, Gratiot & Clare Counties PUMA, MI declined at a rate of -0.485%, from 57.1k employees to 56.8k employees.

The most common job groups, by number of people living in Isabella, Gratiot & Clare Counties PUMA, MI, are Postsecondary teachers (1,593 people), Cashiers (1,528 people), and Secretaries & administrative assistants (1,508 people). This chart illustrates the share breakdown of the primary jobs held by residents of Isabella, Gratiot & Clare Counties PUMA, MI.

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Most Common

The most common jobs held by residents of Isabella, Gratiot & Clare Counties PUMA, MI, by number of employees, are Postsecondary teachers (1,593 people), Cashiers (1,528 people), and Secretaries & administrative assistants (1,508 people).

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Most Specialized

Compared to other pumas, Isabella, Gratiot & Clare Counties PUMA, MI has an unusually high number of residents working as Firstline supervisors of gaming workers (6.63 times higher than expected), Human resources assistants, except payroll & timekeeping (6.6 times), and Sawing machine setters, operators, & tenders, wood (6.12 times).

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Highest Paid

The highest paid jobs held by residents of Isabella, Gratiot & Clare Counties PUMA, MI, by average salary, are Physicians & surgeons ($312,458), Model makers, patternmakers, & molding machine setters, metal & plastic ($135,843), and Chief executives & legislators ($120,588).

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Industries

Employment by Industries

56.8k

2017 Value

-0.485%

1 Year decline

± -0.485%

From 2016 to 2017, employment in Isabella, Gratiot & Clare Counties PUMA, MI declined at a rate of -0.485%, from 57.1k employees to 56.8k employees.

The most common employment sectors for those who live in Isabella, Gratiot & Clare Counties PUMA, MI, are Colleges, universities & professional schools, including junior colleges (5,545 people), Restaurants & Food Services (5,178 people), and Construction (3,260 people). This chart shows the share breakdown of the primary industries for residents of Isabella, Gratiot & Clare Counties PUMA, MI, though some of these residents may live in Isabella, Gratiot & Clare Counties PUMA, MI and work somewhere else. Census data is tagged to a residential address, not a work address.

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Most Common

The most common industries in Isabella, Gratiot & Clare Counties PUMA, MI, by number of employees, are Colleges, universities & professional schools, including junior colleges (5,545 people), Restaurants & Food Services (5,178 people), and Construction (3,260 people).

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Most Specialized

Compared to other pumas, Isabella, Gratiot & Clare Counties PUMA, MI has an unusually high number of Commercial & service industry machinery manufacturing (6.67 times higher than expected), Pipeline transportation (5.23 times), and Agricultural implement manufacturing (5 times) industries.

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Highest Paying

The highest paying industries in Isabella, Gratiot & Clare Counties PUMA, MI, by average salary, are Paperboard container manufacturing ($123,150), Machinery, equipment, & supplies merchant wholesalers ($97,679), and Farm supplies merchant wholesalers ($96,165).

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Domestic Trade

Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from Michigan to other states, or from other states to Michigan.

Top Domestic Production in Dollars

  1. $135B

  2. $35.4B

  3. $31.3B

In 2015, the top outbound Michigan product (by dollars) was Motorized vehicles with $135B, followed by Mixed freight with $35.4B and Machinery and $31.3B.

The following chart shows the share of these products in relation to all outbound Michigan products.

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Domestic Trade Growth

Showing data for Michigan state.

$448B

2015 Value

$623B

Projected 2045 Value

39.1% growth

In 2015, total outbound Michigan trade was $448B. This is expected to increase 39.1% to $623B by 2045.

The following chart shows how the domestic outbound Michigan trade is projected to change in comparison to its neighboring states.

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Interstate Trade

Interstate trade consists of products and services shipped from Michigan to other states, or from other states to Michigan.

Most Common Trade Partners

  1. $35.1B

  2. $25.1B

  3. $20.4B

In 2015, the top outbound Michigan domestic partner for goods and services (by dollars) was Ohio with $35.1B, followed by Indiana with $25.1B and Illinois and $20.4B.

The following map shows the amount of trade that Michigan shares with each state (excluding itself).

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Health

N/A% of the population of Isabella, Gratiot & Clare Counties PUMA, MI has health coverage, with N/A% on employee plans, N/A% on Medicaid, N/A% on Medicare, N/A% on non-group plans, and N/A% on military or VA plans.

Per capita personal health care spending in the puma of Isabella, Gratiot & Clare Counties PUMA, MI was $8,055 in 2014. This is a 4% increase from the previous year ($7,745).

Primary care physicians in Isabella, Gratiot & Clare Counties PUMA, MI see 1254 patients per year on average, which represents a 0.804% increase from the previous year (1244 patients). Compare this to dentists who see 1385 patients per year, and mental health providers who see 431 patients per year.

Comparing across all counties in the state, Gladwin County has the highest prevalence of diabetes (14.5%). Additionally, Saginaw County has the highest prevalence of adult obesity (39.8%)

Patient to Clinician Ratios

Data is only available at the state level. Showing data for Michigan.

1,254 to 1

Patient to Primary Care Physician Ratio

Primary care physicians in Michigan see an average of 1,254 patients per year. This represents a 0.804% increase from the previous year (1,244 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Michigan in comparison to neighboring states.

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Behavioral Health Conditions

Data only available at the state level.

State with the Highest Prevalence

  1. 8.26% of the population affected

  2. 8.13% of the population affected

  3. 7.98% of the population affected

In 2016, West Virginia had the highest prevalence of adults with major depressive episode, with 8.26% of the population affected. The second highest is Arkansas (8.13%), followed by New Hampshire (7.98%).

The following map shows the percent of individuals with major depressive episode by state over multiple years.

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Access and Quality

Data only available at state level.

Most prevalent states

  1. 19.2% of adults

  2. 17.9% of adults

  3. 17.6% of adults

In 2016, Mississippi had the highest prevalence of adults who haven't seen a doctor in the past 12 months due to cost, at 19.2%. It is followed by Texas (17.9%) and Louisiana (17.6%).

The following map shows the prevalence of adults who haven't seen a doctor in the past 12 months due to cost by state over multiple years.

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Health Care Spending

Data is only available at the state level. Showing data for Michigan.

$8,055

Total Per Capita Spending on Personal Health Care 

$3,950

Per Enrollee Private Health Insurance Spending on Personal Health Care

$5,915

Per Enrollee Medicaid Spending on Personal Health Care

$11,318

Per Enrollee Medicare Spending on Personal Health Care

Between 2013 and 2014, all personal health care spending per capita in Michigan (including private, Medicare, and Medicaid) grew 4%, from $7,745 to $8,055.

The following chart shows how this spending changed over time in comparison to Medicaid, Medicare, and private insurance spending, per enrollee.

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Health Care Coverage

N/A%

Uninsured

N/A%

Employer Coverage

N/A%

Medicaid

N/A%

Medicare

N/A%

Non-Group

N/A%

Military or VA

Between N/A and N/A, the percent of uninsured citizens in Isabella, Gratiot & Clare Counties PUMA, MI N/A by N/A from N/A% to N/A%.

The following chart shows how the percent of uninsured individuals in Isabella, Gratiot & Clare Counties PUMA, MI changed over time compared with the percent of individuals enrolled in various types of health insurance.

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Health Risks

Data available at the county level.

Most at risk counties

  1. 14.5% prevalence

  2. 14.1% prevalence

  3. 14.1% prevalence

Gladwin County has the highest prevalence of diabetes in Michigan, at 14.5%.

The following map shows the prevalence of diabetes in Michigan by county over multiple years.

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Diversity

Isabella, Gratiot & Clare Counties PUMA, MI is home to a population of 142k people, from which 98.6% are citizens. As of 2017, N/A% of Isabella, Gratiot & Clare Counties PUMA, MI residents were born outside of the country.

The ethnic composition of the population of Isabella, Gratiot & Clare Counties PUMA, MI is composed of 125k White Alone residents (88%), 5.67k Hispanic or Latino residents (3.98%), 4.26k Black or African American Alone residents (2.99%), 3.7k Two or More Races residents (2.59%), 2k American Indian & Alaska Native Alone residents (1.4%), 1.4k Asian Alone residents (0.983%), 54 Some Other Race Alone residents (0.0379%), and 14 Native Hawaiian & Other Pacific Islander Alone residents (0.00983%).

The most common foreign languages spoken in Isabella, Gratiot & Clare Counties PUMA, MI are Spanish or Spanish Creole (1,867 speakers), German (1,248 speakers), and Arabic (651 speakers).

Age

Age by Nativity

35

Median Native-Born Age

± 0.2

31

Median Foreign-Born Age

± 6.8

In 2017, the median age of all people in Isabella, Gratiot & Clare Counties PUMA, MI was 34.9. Native-born citizens, with a median age of 35, were generally older than than foreign-born citizens, with a median age of 31. But people in Isabella, Gratiot & Clare Counties PUMA, MI are getting getting older. In 2016, the average age of all Isabella, Gratiot & Clare Counties PUMA, MI residents was 35.

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Heritage

Foreign-Born Population

N/A%

2017 Foreign-Born Population

2.28%

2016 Foreign-Born Population

As of 2017, N/A% of Isabella, Gratiot & Clare Counties PUMA, MI residents were born outside of the United States, which is approximately the same as the national average of 13.7%. In 2016, the percentage of foreign-born citizens in Isabella, Gratiot & Clare Counties PUMA, MI was 2.28%, meaning that the rate has been maintaining.

The following chart shows the percentage of foreign-born residents in Isabella, Gratiot & Clare Counties PUMA, MI compared to that of it's neighboring and parent geographies.

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Global Diversity

Most Common Origin

  1. China

    339 ± 452 people

  2. India

    319 ± 438 people

  3. Canada

    264 ± 399 people

In 2017, the most common birthplace for the foreign-born residents of Isabella, Gratiot & Clare Counties PUMA, MI was China, the natal country of 339 Isabella, Gratiot & Clare Counties PUMA, MI residents, followed by India with 319 and Canada with 264.

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Citizenship

98.6%

2017 Citizenship

98.6%

2016 Citizenship

As of 2017, 98.6% of Isabella, Gratiot & Clare Counties PUMA, MI residents were US citizens, which is higher than the national average of 93.1%. In 2016, the percentage of US citizens in Isabella, Gratiot & Clare Counties PUMA, MI was 98.6%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Isabella, Gratiot & Clare Counties PUMA, MI compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

Most Common

  1. White Alone

    125k ± 48

  2. Hispanic or Latino

    5.67k ± 320

  3. Black or African American Alone

    4.26k ± 180

In 2017, there were 22.1 times more White Alone residents (125k people) in Isabella, Gratiot & Clare Counties PUMA, MI than any other race or ethnicity. There were 5.67k Hispanic or Latino and 4.26k Black or African American Alone residents, the second and third most common racial or ethnic groups.

The following bar chart shows the 8 races and ethnicities represented in Isabella, Gratiot & Clare Counties PUMA, MI as a share of the total population.

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Non-English Speakers

Most Common Languages

  1. Spanish or Spanish Creole

    1,867 speakers (1.37%)

  2. German

    1,248 speakers (0.917%)

  3. Arabic

    651 speakers (0.478%)

4.85% of Isabella, Gratiot & Clare Counties PUMA, MI citizens are speakers of a non-English language, which is lower than the national average of 21.5%. In 2015, the most common non-English language spoken in Isabella, Gratiot & Clare Counties PUMA, MI was Spanish or Spanish Creole. 1.37% of the overall population of Isabella, Gratiot & Clare Counties PUMA, MI are native Spanish or Spanish Creole speakers. 0.917% speak German and 0.478% speak Spanish or Spanish Creole, the next two most common languages.

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Military

Veterans

Most Common Service Period

  1. Vietnam

    3,258 ± 208

  2. Gulf War (2001-)

    1,076 ± 198

  3. Korea

    754 ± 84

Isabella, Gratiot & Clare Counties PUMA, MI has a large population of military personnel who served in Vietnam, 3.03 times greater than any other conflict.

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Education

In 2016, universities in Isabella, Gratiot & Clare Counties PUMA, MI awarded 7,779 degrees. The student population of Isabella, Gratiot & Clare Counties PUMA, MI is skewed towards women, with 13,493 male students and 18,309 female students.

Most students graduating from Universities in Isabella, Gratiot & Clare Counties PUMA, MI are White (5,774 and 78.2%), followed by Black or African American (722 and 9.77%), Unknown (356 and 4.82%), and Hispanic or Latino (230 and 3.11%).

The largest universities in Isabella, Gratiot & Clare Counties PUMA, MI by number of degrees awarded are Central Michigan University (6,570 and 84.5%), Mid Michigan Community College (767 and 9.86%), and Alma College (372 and 4.78%).

The most popular majors in Isabella, Gratiot & Clare Counties PUMA, MI are Liberal Arts & Sciences (424 and 5.45%), General Psychology (416 and 5.35%), and Other Business Administration, Management, & Operations (316 and 4.06%).

The median tuition costs in Isabella, Gratiot & Clare Counties PUMA, MI are $36,890 for private four year colleges, and $11,745 and $22,881 respectively, for public four year colleges for in-state students and out-of-state students.

Concentrations

Most Common

  1. 206 degrees awarded

  2. 416 degrees awarded

  3. 234 degrees awarded

In 2015, the most common concentation for Bachelors Degree recipients in Isabella, Gratiot & Clare Counties PUMA, MI was Kinesiology & Exercise Science with 206 degrees awarded.

This visualization illustrates the percentage of students graduating with a Bachelors Degree from schools in Isabella, Gratiot & Clare Counties PUMA, MI according to their major.

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Universities

Largest Universities by degrees awarded

  1. 6,570 degrees awarded

  2. 767 degrees awarded

  3. 372 degrees awarded

$11,745

Median In-State Public

$36,890

Median Private

In 2016, the Isabella, Gratiot & Clare Counties PUMA, MI institution with the largest number of graduating students was Central Michigan University with 6,570 degrees awarded.

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Student Gender for Common Institutions

3,322

Degrees Awarded to Men

4,457

Degrees Awarded to Women

In 2016, 3,322 men were awarded degrees from institutions in Isabella, Gratiot & Clare Counties PUMA, MI, which is 0.745 times less than the 4,457 female students who received degrees in the same year.

This chart displays the gender disparity between the top 5 institutions in Isabella, Gratiot & Clare Counties PUMA, MI by degrees awarded.

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Student Race and Ethnicity

Most Common Student Race or Ethnicity

  1. White

    5,774 degrees awarded

  2. Black or African American

    722 degrees awarded

  3. Unknown

    356 degrees awarded

In 2016 the majority of degrees awarded at institutions in Isabella, Gratiot & Clare Counties PUMA, MI were to White students. These 5,774 degrees mean that there were 8 times more White students then the next closest race/ethnicity group, Black or African American, with 722 degrees awarded.

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Housing & Living

The median property value in Isabella, Gratiot & Clare Counties PUMA, MI was $103,600 in 2017, which is 0.476 times smaller than the national average of $217,600. Between 2016 and 2017 the median property value increased from $101,200 to $103,600, a 2.37% increase. The homeownership rate in Isabella, Gratiot & Clare Counties PUMA, MI is 69.5%, which is higher than the national average of 63.9%. People in Isabella, Gratiot & Clare Counties PUMA, MI have an average commute time of 20.1 minutes, and they commute by Drove Alone. Car ownership in Isabella, Gratiot & Clare Counties PUMA, MI is approximately the same as the national average, with an average of 2 cars per household.

Income

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$41,104

Median Household Income

± $828

52.4k

Number of Households

± 1,049

In 2017, the median household income of the 52.4k households in Isabella, Gratiot & Clare Counties PUMA, MI grew to $41,104 from the previous year's value of $39,708.

The following chart displays the households in Isabella, Gratiot & Clare Counties PUMA, MI distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the < $10k range.

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Housing

Property Value

$103,600

2017 Median

± $2,259

$101,200

2016 Median

± $1,954

In 2017, the median property value in Isabella, Gratiot & Clare Counties PUMA, MI grew to to $103,600 from the previous year's value of $101,200.

The following charts display, first, the property values in Isabella, Gratiot & Clare Counties PUMA, MI compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In Isabella, Gratiot & Clare Counties PUMA, MI the largest share of households have a property value in the $100k - $125k range.

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Property Taxes

$800 - $1,499

Average Range

This chart shows the households in Isabella, Gratiot & Clare Counties PUMA, MI distributed between a series of property tax buckets compared to the national averages for each bucket. In Isabella, Gratiot & Clare Counties PUMA, MI the largest share of households pay taxes in the $800 - $1,499 range.

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Rent vs Own

69.5%

2017 Homeownership

69.7%

2016 Homeownership

In 2017, 69.5% of the housing units in Isabella, Gratiot & Clare Counties PUMA, MI were occupied by their owner. This percentage declined from the previous year's rate of 69.7%.

This percentage of owner-occupation is higher than the national average of 63.9%. This chart shows the ownership percentage in Isabella, Gratiot & Clare Counties PUMA, MI compared it's parent and neighboring geographies.

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Transportation

Car Ownership

2 cars

Average Number

The following chart displays the households in Isabella, Gratiot & Clare Counties PUMA, MI distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Isabella, Gratiot & Clare Counties PUMA, MI have 2 cars, followed by 3 cars.

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Commute Time

20.1 minutes

Average Travel Time

Using averages, employees in Isabella, Gratiot & Clare Counties PUMA, MI have a shorter commute time (20.1 minutes) than the normal US worker (25.1 minutes). Additionally, 2.41% of the workforce in Isabella, Gratiot & Clare Counties PUMA, MI have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Isabella, Gratiot & Clare Counties PUMA, MI compares to that of it's neighboring and parent geographies.

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Commuter Transportation

Most Common Method of Travel

  1. Drove Alone

    78.9%

  2. Carpooled

    8.31%

  3. Worked At Home

    5.36%

In 2017, the most common method of travel for workers in Isabella, Gratiot & Clare Counties PUMA, MI was Drove Alone, followed by those who Carpooled and those who Worked At Home.

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