Fort Worth, TX

Census Place

Add Comparison

2019 Population

913,656

1.64% 1-year growth

US Senator

John Cornyn

Republican Party

US Senator

Ted Cruz

Republican Party

2019 Median Age

32.8

1.2% 1-year decrease

2019 Poverty Rate

14.5%

9.63% 1-year decrease

2019 Median Household Income

$65,356

11.8% 1-year growth

2019 Median Property Value

$209,400

10.6% 1-year growth

2019 Employed Population

445,986

4.73% 1-year growth

About

In 2019, Fort Worth, TX had a population of 914k people with a median age of 32.8 and a median household income of $65,356. Between 2018 and 2019 the population of Fort Worth, TX grew from 898,919 to 913,656, a 1.64% increase and its median household income grew from $58,448 to $65,356, a 11.8% increase.

The 5 largest ethnic groups in Fort Worth, TX are White (Non-Hispanic) (37.9%), White (Hispanic) (26.6%), Black or African American (Non-Hispanic) (18.5%), Other (Hispanic) (8.43%), and Asian (Non-Hispanic) (4.87%). 0% of the households in Fort Worth, TX speak a non-English language at home as their primary language.

89.7% of the residents in Fort Worth, TX are U.S. citizens.

The largest universities in Fort Worth, TX are Tarrant County College District (8,852 degrees awarded in 2019), Texas Christian University (3,095 degrees), and University of North Texas Health Science Center (806 degrees).

In 2019, the median property value in Fort Worth, TX was $209,400, and the homeownership rate was 58.2%. Most people in Fort Worth, TX drove alone to work, and the average commute time was 25.9 minutes. The average car ownership in Fort Worth, TX was 2 cars per household.

Photo by David

United States Texas Denton County, TX Tarrant County, TX Dallas-Fort Worth-Arlington, TX

Diversity

Fort Worth, TX is home to a population of 914k people, from which 89.7% are citizens. As of 2019, 49.1% of Fort Worth, TX residents were born outside of the country (449k people).

In 2019, there were 1.43 times more White (Non-Hispanic) residents (347k people) in Fort Worth, TX than any other race or ethnicity. There were 243k White (Hispanic) and 169k Black or African American (Non-Hispanic) residents, the second and third most common ethnic groups.

Race and Ethnicity

The 3 largest ethnic groups in Fort Worth, TX

White (Non-Hispanic)
347k ± 11k
White (Hispanic)
243k ± 14.1k
Black or African American (Non-Hispanic)
169k ± 10.3k

36.4%

Hispanic Population

333k people

36.4% of the people in Fort Worth, TX are hispanic (333k people).

The following chart shows the 7 races represented in Fort Worth, TX as a share of the total population.

Heritage

Foreign-Born Population

49.1%

2019 Foreign-Born Population

449k people

16%

2018 Foreign-Born Population

144k people

As of 2019, 49.1% of Fort Worth, TX residents (449k people) were born outside of the United States, which is higher than the national average of 34%. In 2018, the percentage of foreign-born citizens in Fort Worth, TX was 16%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Fort Worth, TX compared to that of it's neighboring and parent geographies.

Age by Nativity

Median Native-Born Age

± 0.6

Median Foreign-Born Age

± 1.1

In 2019, the median age of all people in Fort Worth, TX was 32.8. Native-born citizens, with a median age of 30, were generally younger than foreign-born citizens, with a median age of 43. But people in Fort Worth, TX are getting getting younger. In 2018, the average age of all Fort Worth, TX residents was 33.

Global Diversity

The PUMS dataset is not available at the Place level, so we are showing data for Texas.

Most Common Origin

Mexico
2,429,667 ± 36,631 people
India
295,205 ± 13,271 people
El Salvador
240,462 ± 11,989 people

In 2019, the most common birthplace for the foreign-born residents of Texas was Mexico, the natal country of 2,429,667 Texas residents, followed by India with 295,205 and El Salvador with 240,462.

Citizenship

89.7%

2019 Citizenship

89.1%

2018 Citizenship

As of 2019, 89.7% of Fort Worth, TX residents were US citizens, which is lower than the national average of 93.4%. In 2018, the percentage of US citizens in Fort Worth, TX was 89.1%, meaning that the rate of citizenship has been increasing.

The following chart shows US citizenship percentages in Fort Worth, TX compared to that of it's neighboring and parent geographies.

Military

Veterans

Most Common Service Period

Gulf War (2001-)
11,150 ± 2,149
Vietnam
9,757 ± 1,783
Gulf War (1990s)
7,644 ± 1,865

Fort Worth, TX has a large population of military personnel who served in Gulf War (2001-), 1.14 times greater than any other conflict.

COVID-19

Daily New Cases by Date

Showing data at the state level for Texas. Hospitalization data for some states may be delayed or not reported.

Y-Axis

This chart shows the number of COVID-19 daily new cases by date in Texas, as a 7-day rolling average, compared with the four states with the most similar number of confirmed cases.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for Texas.

This chart shows weekly unemployment insurance claims in Texas (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Employment by Industry Sector

Data is only available at the state level. Showing data for Texas.

Y-Axis

8.45%

Year-over-year growth

Employment change between May 2020 and May 2021

As of May 2021, there are 145M people employed in Texas. This represents a 8.45% increase in employment when compared to May 2020.

The following chart shows monthly employment numbers for each industry sector in Texas.

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Community Mobility

Data is only available at the state level. Showing data for Texas.

This chart presents movement trends over time in the state of Texas across different categories of places such as retail and recreation, groceries and pharmacies, parks, transit stations, workplaces, and residential.

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Economy

Median household income in Fort Worth, TX is $65,356. In 2019, the place with the highest median household income in Fort Worth, TX was Census Tract 1054.04 with a value of $150,592, followed by Census Tract 1141.02 and Census Tract 1139.19, with respective values of $119,792 and $111,801.

Males in Texas have an average income that is 1.37 times higher than the average income of females, which is $50,216. The income inequality in Texas (measured using the Gini index) is 0.477, which is lower than than the national average.

The economy of Fort Worth, TX employs 446k people. The largest industries in Fort Worth, TX are Retail Trade (49,514 people), Health Care & Social Assistance (46,339 people), and Manufacturing (45,121 people), and the highest paying industries are Agriculture, Forestry, Fishing & Hunting ($70,133), Management of Companies & Enterprises ($66,424), and Professional, Scientific, & Technical Services ($64,690).

Wages

Median Household Income

$65,356

2019 value

± $1,680

11.8%

1 Year Growth

± 4.17%

Households in Fort Worth, TX have a median annual income of $65,356, which is less than the median annual income of $65,712 across the entire United States. This is in comparison to a median income of $58,448 in 2018, which represents a 11.8% annual growth.

The following chart shows how the median household income in Fort Worth, TX compares to that of its neighboring and parent geographies.

Wage by Gender in Common Jobs

The PUMS dataset is not available at the Place level, so we are showing data for Texas.

$68,763

Average Male Salary in Texas

± $711

$50,216

Average Female Salary in Texas

± $564

In 2019, full-time male employees in Texas made 1.37 times more than female employees.

This chart shows the gender-based wage disparity in the 5 most common occupations in Texas by number of full-time employees.

Wage by Race and Ethnicity in Common Jobs

The PUMS dataset is not available at the Place level, so we are showing data for Texas.

Highest Average Salaries by Race & Ethnicity in Texas

Alaska Native
$71,002 ± $51,672
Asian
$70,200 ± $2,161
White
$55,818 ± $520

In 2019 the highest paid race/ethnicity of Texas workers was Alaska Native. These workers were paid 1.01 times more than Asian workers, who made the second highest salary of any race/ethnicity in Texas.

This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in Texas by number of full-time employees.

Wage Distribution

The closest comparable wage GINI for Fort Worth, TX is from Texas.

0.477

2019 Wage GINI in Texas

0.479

2018 Wage GINI in Texas

In 2019, the income inequality in Texas was 0.477 according to the GINI calculation of the wage distribution. Income inequality had a 0.511% decline from 2018 to 2019, which means that wage distribution grew somewhat more even. The GINI for Texas was lower than than the national average of 0.478. In other words, wages are distributed more evenly in Texas in comparison to the national average.

This chart shows the number of workers in Texas across various wage buckets compared to the national average.

Income by Location

Use the dropdown to filter by race/ethnicity.

Race/Ethnicity

Highest Median Household Income (Total)

Census Tract 1054.04
Census Tract 1141.02
Census Tract 1139.19

In 2019, the place with the highest Median Household Income (Total) in Fort Worth, TX was Census Tract 1054.04 with a value of $150,592, followed by Census Tract 1141.02 and Census Tract 1139.19, with respective values of $119,792 and $111,801.

The following map shows all of the places in Fort Worth, TX colored by their Median Household Income (Total).

Poverty by Age and Gender

Females 25 - 34

Largest Demographic Living in Poverty

14.5% of the population for whom poverty status is determined in Fort Worth, TX (124k out of 859k people) live below the poverty line, a number that is higher than the national average of 12.3%. The largest demographic living in poverty are Females 25 - 34, followed by Females 18 - 24 and then Females 6 - 11.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

Poverty by Race and Ethnicity

Largest Race or Ethnicity Living in Poverty

White
66,679 ± 2,309
Hispanic
58,148 ± 2,177
Black
33,096 ± 1,546

The most common racial or ethnic group living below the poverty line in Fort Worth, TX is White, followed by Hispanic and Black.

Occupations

Employment by Occupations

446k

2019 Value

± 13,761

4.73%

1 Year growth

± 4.21%

From 2018 to 2019, employment in Fort Worth, TX grew at a rate of 4.73%, from 426k employees to 446k employees.

The most common job groups, by number of people living in Fort Worth, TX, are Sales & Related Occupations (46,381 people), Office & Administrative Support Occupations (45,766 people), and Management Occupations (44,406 people). This chart illustrates the share breakdown of the primary jobs held by residents of Fort Worth, TX.

Most Common

The most common jobs held by residents of Fort Worth, TX, by number of employees, are Sales & Related Occupations (46,381 people), Office & Administrative Support Occupations (45,766 people), and Management Occupations (44,406 people).

Most Specialized

Compared to other places, Fort Worth, TX has an unusually high number of residents working as Construction & Extraction Occupations (1.46 times higher than expected), Material Moving Occupations (1.39 times), and Building & Grounds Cleaning & Maintenance Occupations (1.2 times).

Highest Paid

The highest paid jobs held by residents of Fort Worth, TX, by median earnings, are Law Enforcement Workers Including Supervisors ($78,925), Architecture & Engineering Occupations ($77,943), and Computer & Mathematical Occupations ($75,376).

Industries

Employment by Industries

446k

2019 Value

± 13,761

4.73%

1 Year growth

± 4.21%

From 2018 to 2019, employment in Fort Worth, TX grew at a rate of 4.73%, from 426k employees to 446k employees.

The most common employment sectors for those who live in Fort Worth, TX, are Retail Trade (49,514 people), Health Care & Social Assistance (46,339 people), and Manufacturing (45,121 people). This chart shows the share breakdown of the primary industries for residents of Fort Worth, TX, though some of these residents may live in Fort Worth, TX and work somewhere else. Census data is tagged to a residential address, not a work address.

Most Common

The most common industries in Fort Worth, TX, by number of employees, are Retail Trade (49,514 people), Health Care & Social Assistance (46,339 people), and Manufacturing (45,121 people).

Most Specialized

Compared to other places, Fort Worth, TX has an unusually high number of Mining, Quarrying, & Oil & Gas Extraction (2.8 times higher than expected), Transportation & Warehousing (1.68 times), and Construction (1.41 times) industries.

Highest Paying

The highest paying industries in Fort Worth, TX, by median earnings, are Agriculture, Forestry, Fishing & Hunting ($70,133), Management of Companies & Enterprises ($66,424), and Professional, Scientific, & Technical Services ($64,690).

Domestic Trade

Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from Texas to other states, or from other states to Texas.

Top Domestic Production in Dollars

In 2018, the top outbound Texas product (by dollars) was Fuel oils with $358B, followed by Crude petroleum ($332B) and Gasoline ($284B).

The following chart shows the share of these products in relation to all outbound Texas products.

Domestic Trade Growth

Showing data for Texas.

$2.8T

2018 Value in Texas

$5.07T

Projected 2045 Value in Texas

81.2% growth

In 2018, total outbound Texas trade was $2.8T. This is expected to increase 81.2% to $5.07T by 2045.

The following chart shows how the domestic outbound Texas trade is projected to change in comparison to its neighboring states.

Interstate Trade

Interstate trade consists of products and services shipped from Texas to other states, or from other states to Texas.

Most Common Trade Partners

Louisiana
$97.6B
Michigan
$67.7B
California
$60.2B

In 2018, the top outbound Texas domestic partner for goods and services (by dollars) was Louisiana with $97.6B, followed by Michigan with $67.7B and California and $60.2B.

The following map shows the amount of trade that Texas shares with each state (excluding itself).

Civics

In the 2016 presidential election, the popular vote in Tarrant County, TX went to Donald J. Trump with 51.7% of the vote. The runner-up was Hillary Rodham Clinton (43.1%), followed by Other (5.12%). The most partisan county was Roberts County, TX with 94.6% of the vote going to Donald J. Trump running for the Republican Party.

John Cornyn and Ted Cruz are the senators currently representing the state of Texas. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Texas is currently represented by 36 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

Presidential Popular Vote Over Time

Voting results are not available for Fort Worth, TX. Showing the available data for Tarrant County, TX.

Showing data up to the 2016 election. Updated election results are currently being processed, and will be released in the coming months.

2016 Election Results

Donald J. Trump (51.7%)
Republican Party
Hillary Rodham Clinton (43.1%)
Democratic Party
Other (5.12%)
Other Party

In the 2016 presidential election, the popular vote in Texas went to Donald J. Trump with 51.7% of the vote. The runner-up was Hillary Rodham Clinton (43.1%), followed by Other (5.12%).

The following chart shows the popular vote results in Texas for each registered party from 1976 to 2016.

Presidential Popular Vote by County

Presidential voting results are only available at the county level. Showing data for the counties inside of Texas.

Showing data up to the 2016 election. Updated election results are currently being processed, and will be released in the coming months.

Donald J. Trump

Popular Vote for Tarrant County, TX

51.7% for the Republican Party

Most Partisan Counties in Texas

Roberts County, TX
94.6% for Donald J. Trump (Republican Party)
King County, TX
93.7% for Donald J. Trump (Republican Party)
Motley County, TX
92% for Donald J. Trump (Republican Party)

In the 2016 presidential election, the most partisan county in Texas was Roberts County, TX with 94.6% of the vote going to Donald J. Trump running for the Republican Party.

The following map shows the counties in Texas colored by their party leaning.

US Senators from Texas

Senatorial voting results are only available at the state level. Showing data for Texas.

John Cornyn

Senator from Texas

Assumed office on December 2, 2002

Ted Cruz

Senator from Texas

Assumed office on January 3, 2013

John Cornyn and Ted Cruz are the senators currently representing Texas.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Texas over time, excluding special elections, colored by their political party.

US Representatives from Texas

Texas is currently represented by 36 members in the U.S. house.

Members of the House of Representives are elected to 2-year terms, and the following chart shows the how the members for Texas have changed over time starting in 2008.

Education

In 2019, universities in Fort Worth, TX awarded 14,853 degrees. The student population of Fort Worth, TX is skewed towards women, with 29,896 male students and 40,719 female students.

Most students graduating from Universities in Fort Worth, TX are White (6,884 and 47.8%), followed by Hispanic or Latino (3,875 and 26.9%), Black or African American (1,956 and 13.6%), and Asian (1,015 and 7.04%).

The largest universities in Fort Worth, TX by number of degrees awarded are Tarrant County College District (8,852 and 59.6%), Texas Christian University (3,095 and 20.8%), and University of North Texas Health Science Center (806 and 5.43%).

The most popular majors in Fort Worth, TX are General Studies (4,570 and 30.8%), General Business Administration & Management (1,014 and 6.83%), and General Computer & Information Sciences (542 and 3.65%).

The median tuition cost in Fort Worth, TX for private four year colleges is $21,382.

Concentrations

Most Common

General Studies
4,512 degree-majorss awarded
Registered Nursing
309 degree-majorss awarded
General Business Administration & Management
235 degree-majorss awarded

In 2019, the most common concentation for Associates Degree recipients in Fort Worth, TX was General Studies with 4,512 degrees awarded.

This visualization illustrates the percentage of students graduating with a Associates Degree from schools in Fort Worth, TX according to their major.

Universities

Largest Universities by degrees awarded

Tarrant County College District
8,852 degrees awarded
Texas Christian University
3,095 degrees awarded
University of North Texas Health Science Center
806 degrees awarded

$21,382

Median Private

In 2019, the Fort Worth, TX institution with the largest number of graduating students was Tarrant County College District with 8,852 degrees awarded.

Student Gender for Common Institutions

6,175

Degrees Awarded to Men

8,678

Degrees Awarded to Women

In 2019, 6,175 men were awarded degrees from institutions in Fort Worth, TX, which is 0.712 times less than the 8,678 female students who received degrees in the same year.

This chart displays the gender disparity between the top 5 institutions in Fort Worth, TX by degrees awarded.

Student Race and Ethnicity

Most Common Student Race or Ethnicity

White
6,884 degrees awarded
Hispanic or Latino
3,875 degrees awarded
Black or African American
1,956 degrees awarded

In 2019 the most common race/ethnicity group awarded degrees at institutions in Fort Worth, TX was White students. These 6,884 degrees mean that there were 1.78 times more degrees awarded to White students then the next closest race/ethnicity group, Hispanic or Latino, with 3,875 degrees awarded.

Housing & Living

The median property value in Fort Worth, TX was $209,400 in 2019, which is 0.871 times smaller than the national average of $240,500. Between 2018 and 2019 the median property value increased from $189,300 to $209,400, a 10.6% increase. The homeownership rate in Fort Worth, TX is 58.2%, which is lower than the national average of 64.1%. People in Fort Worth, TX have an average commute time of 25.9 minutes, and they drove alone to work. Car ownership in Fort Worth, TX is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property Value

$209,400

2019 Median

± $4,773

$189,300

2018 Median

± $5,706

In 2019, the median property value in Fort Worth, TX grew to to $209,400 from the previous year's value of $189,300.

The following charts display, first, the property values in Fort Worth, TX compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In Fort Worth, TX the largest share of households have a property value in the $200k - $250k range.

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$65,356

Median Household Income

± $1,680

309k

Number of Households

± 10,633

In 2019, the median household income of the 309k households in Fort Worth, TX grew to $65,356 from the previous year's value of $58,448.

The following chart displays the households in Fort Worth, TX distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

Property Taxes

$3k+

Average Range

This chart shows the households in Fort Worth, TX distributed between a series of property tax buckets compared to the national averages for each bucket. In Fort Worth, TX the largest share of households pay taxes in the $3k+ range.

Rent vs Own

58.2%

2019 Homeownership

56.4%

2018 Homeownership

In 2019, 58.2% of the housing units in Fort Worth, TX were occupied by their owner. This percentage grew from the previous year's rate of 56.4%.

This percentage of owner-occupation is lower than the national average of 64.1%. This chart shows the ownership percentage in Fort Worth, TX compared it's parent and neighboring geographies.

Commute Time

25.9 minutes

Average Travel Time

Using averages, employees in Fort Worth, TX have a shorter commute time (25.9 minutes) than the normal US worker (26 minutes). Additionally, 2.02% of the workforce in Fort Worth, TX have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Fort Worth, TX compares to that of it's neighboring and parent geographies.

Commuter Transportation

Most Common Commute in 2019

Drove Alone (81.7%)
Carpooled (10.7%)
Worked At Home (5.01%)

In 2019, 81.7% of workers in Fort Worth, TX drove alone to work, followed by those who carpooled to work (10.7%) and those who worked at home (5.01%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

Transportation

Car Ownership

2 cars

Average Number

The following chart displays the households in Fort Worth, TX distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Fort Worth, TX have 2 cars, followed by false.

Health

80.6% of the population of Fort Worth, TX has health coverage, with 47.6% on employee plans, 14.7% on Medicaid, 7.74% on Medicare, 8.82% on non-group plans, and 1.76% on military or VA plans.

Per capita personal health care spending in Texas was $6,998 in 2014. This is a 5.06% increase from the previous year ($6,661).

Primary care physicians in Tarrant County, TX see 1702 patients per year on average, which represents a 0.931% decrease from the previous year (1718 patients). Compare this to dentists who see 1656 patients per year, and mental health providers who see 759 patients per year.

Comparing across all counties in the state, Trinity County has the highest prevalence of diabetes (23.2%). Additionally, Burleson County has the highest prevalence of adult obesity (46.6%)

Patient to Clinician Ratios

Data is only available at the country level. Showing data for Tarrant County, TX.

1,702 to 1

Patient to Primary Care Physician Ratio in Tarrant County, TX

Primary care physicians in Tarrant County, TX see an average of 1,702 patients per year. This represents a 0.931% decrease from the previous year (1,718 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Tarrant County, TX in comparison to its neighboring geographies.

Behavioral Health Conditions

Data only available at the state level.

State with the Highest Prevalence

West Virginia
8.26% of the population affected
Arkansas
8.13% of the population affected
New Hampshire
7.98% of the population affected

In 2016, West Virginia had the highest prevalence of adults with major depressive episode, with 8.26% of the population affected. The second highest is Arkansas (8.13%), followed by New Hampshire (7.98%).

The following map shows the percent of individuals with major depressive episode by state over multiple years.

Social Needs

Data only available at the state level.

Most prevalent states

California
35,798 individuals
New York
5,087 individuals
Florida
4,915 individuals

In 2017, California had the highest estimated number of chronically homeless individuals in the nation, at 35,798. New York has the second highest (5,087), followed by Florida (4,915).

The following map shows the estimated number of chronically homeless individuals by state over multiple years.

Access and Quality

Data only available at state level.

Most prevalent states

Mississippi
19.2% of adults
Texas
17.9% of adults
Louisiana
17.6% of adults

In 2016, Mississippi had the highest prevalence of adults who haven't seen a doctor in the past 12 months due to cost, at 19.2%. It is followed by Texas (17.9%) and Louisiana (17.6%).

The following map shows the prevalence of adults who haven't seen a doctor in the past 12 months due to cost by state over multiple years.

Health Care Spending

Data is only available at the state level. Showing data for Texas.

$6,998

Total Per Capita Spending on Personal Health Care in Texas

$4,696

Per Enrollee Private Health Insurance Spending on Personal Health Care

$7,273

Per Enrollee Medicaid Spending on Personal Health Care

$11,895

Per Enrollee Medicare Spending on Personal Health Care

Between 2013 and 2014, all personal health care spending per capita in Texas (including private, Medicare, and Medicaid) grew 5.06%, from $6,661 to $6,998.

The following chart shows how this spending changed over time in comparison to Medicaid, Medicare, and private insurance spending, per enrollee.

Health Care Coverage

19.4%

Uninsured

47.6%

Employer Coverage

14.7%

Medicaid

7.74%

Medicare

8.82%

Non-Group

1.76%

Military or VA

Between 2018 and 2019, the percent of uninsured citizens in Fort Worth, TX grew by 0.223% from 19.4% to 19.4%.

The following chart shows how the percent of uninsured individuals in Fort Worth, TX changed over time compared with the percent of individuals enrolled in various types of health insurance.